NotiPass_80%K-Trade Connect will be closed on December 11, 2019 at 10:00 p.m. and resuming services on December 12, 2019 at 02:00 a.m. $More Details.%/en/announcement/Pages/SystemMaintenanceK-Trade-Connect.aspx
Use when necessary and pay back full amount on time
to avoid 16% p.a. interest rate. / 0% Interest rate when pay back
full amount on time.
Choose the card that meets your needs
KBANK PLATINUM CREDIT CARD
- Get 1 K Point in every 25 THB spending
- Relax before flying at Miracle Lounge
- Travel insurance when going abroad
- This card made from recycled materials
KBANK JCB CREDIT CARD
- Earn X2 K Point when purchase in JPY
- Relax before flying at Miracle Lounge
- Relax before flying at JCB Lounge
- Travel insurance when going abroad
KBANK - MASTERCARD TITANIUM CREDIT CARD
- Cashback 1% at Gas Station, Supermarket and Restaurant
- Cashback 0.25% at Others
- This card made from recycled materials
BLUE CREDIT CARD
- Redeem 500 K Point for refueling discount 100 THB
- Redeem 100 K Point for refueling discount 20 THB
- Get both K Point and blueplus+ point in a single card
KBANK THE PASSION CREDIT CARD
- X3 K Point for foreign currency expenditures
- X2 K Point for Baht expenditures
- Relax before flying at Miracle Lounge
- Travel insurance when going abroad
Haven’t found the card that suits you?
KBANK PLATINUM CREDIT CARD
- Get 1 K Point in every 25 THB spending
- Relax before flying at Miracle Lounge
- Travel insurance when going abroad
- This card made from recycled materials
KBANK JCB CREDIT CARD
- Earn X2 K Point when purchase in JPY
- Relax before flying at Miracle Lounge
- Relax before flying at JCB Lounge
- Travel insurance when going abroad
KBANK - MASTERCARD TITANIUM CREDIT CARD
- Cashback 1% at Gas Station, Supermarket and Restaurant
- Cashback 0.25% at Others
- This card made from recycled materials
BLUE CREDIT CARD
- Redeem 500 K Point for refueling discount 100 THB
- Redeem 100 K Point for refueling discount 20 THB
- Get both K Point and blueplus+ point in a single card
KBANK THE PASSION CREDIT CARD
- X3 K Point for foreign currency expenditures
- X2 K Point for Baht expenditures
- Relax before flying at Miracle Lounge
- Travel insurance when going abroad
Haven’t found the card that suits you?
Benefits
Fee Free!
No application fee! No annual fee! Just make 12 spending transactions/year
Zero-percent
Make 0% installment payment with merchants for up to 10 months Or make installment payment via K PLUS with interest rate starting at 0.65% per month
Apply easily!
Apply for K PLUS from anywhere!
Shop Online
Convenient and secure with Verified by Visa, MasterCard SecureCode, J/Secure, UnionPay 3-D Secure
Fast approval within 30 minutes!
Prepare complete documents and go to a bank branch!
Security with all spending!
With services available on K+ including alerts, card activation, balance check, points redemption and cardless withdrawal Easy access at your fingertips.
How to apply
Qualifications
Documents
Qualifications
Minimum income (Principal card)
Platinum card
- Thai applicants must have a monthly income of at least 15,000 Baht.
- Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
- Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
- Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
- Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card
Age
- Applicant age for a primary card : 20 - 80 years old
- Applicant age for a supplementary card : at least 15 years old
No. of years of work/years of business operations
Other qualifications
- Debt burden per month must not exceed the level as determined by KBank.
- Have no record of default on debt payment with any financial institution.
Documents
Identification documents
Thai Applicants
- A certified copy of valid national ID card.
Foreign Applicants
- A certified copy of valid passport, and
- A certified copy of valid Visa documents and/or valid Work permit documents.
In case of applicants' age under 20 years old,
Need to summit additional documents as follows;
- A certified copy of father or mother's or a legal guardian's valid national ID card.
- A certified copy of applicant's house registration or applicant's birth certificate, certified by
1. applicant and 2. father or mother/a legal guardian.
Income verification documents
- A copy of latest month salary slip and salary statement for the past 6 months; or
- A certificate of salary (issued no more than 30 days) and salary statement for the past 6 months;
- A certificate of latest month pension and pension statement for the past 6 months (for retirees);
- In case that an applicant salary is below minium income requirement, an applicant can included other sources of income, such as commission fee or overtime wages, by submitting additional documents as follows;
- Salary statement covering the past 6 months (not required for KBank account)
- A certified copy of a bonus slip (issued not more than 12 months prior)
Qualifications
Minimum income (Principal card)
Platinum card
- Thai applicants must have a monthly income of at least 15,000 Baht.
- Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
- Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
- Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
- Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card
Age
- Applicant age for a primary card : 20 - 80 years old
- Applicant age for a supplementary card : at least 15 years old
No. of years of work/years of business operations
- Must be in business for not less than 1 year
Other qualifications
- Debt burden per month must not exceed the level as determined by KBank.
- Have no record of default on debt payment with any financial institution.
Documents
Identification documents
Thai Applicants
- A certified copy of valid national ID card.
- A certified copy of a business registration request form / a certificate of establishment for group of persons (In case registered as ordinary partnership/group of persons)
Foreign Applicants
- A certified copy of valid passport, and
- A certified copy of valid Visa documents and/or valid Work permit documents.
- A certified copy of a business registration request form / a certificate of establishment for group of persons (In case registered as ordinary partnership/group of persons)
In case of applicants' age under 20 years old,
Need to summit additional documents as follows;
- A certified copy of father or mother's or a legal guardian's valid national ID card.
- A certified copy of applicant's house registration or applicant's birth certificate, certified by
1. applicant and 2. father or mother/a legal guardian.
Income verification documents
In case of unregistered/registered as ordinary person
- A certified copy of a bank account statement for the last 6 months (not required for KBank account) or a certified copy of VAT certificate (Phor.Phor.30) covering the past 6 months
-
To request other banks’ statement, just make five clicks!
In case of registered as juristic person
In case of registered as ordinary partnership/group of persons
Qualifications
Minimum income (Principal card)
Platinum card
- Thai applicants must have a monthly income of at least 15,000 Baht.
- Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
- Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
- Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
- Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card
Age
- Applicant age for a primary card : 20 - 80 years old
- Applicant age for a supplementary card : at least 15 years old
No. of years of work/years of business operations
- Must be in business for not less than 1 year
Other qualifications
- Debt burden per month must not exceed the level as determined by KBank.
- Have no record of default on debt payment with any financial institution.
Documents
Identification documents
Thai Applicants
- A certified copy of valid national ID card.
Foreign Applicants
- A certified copy of valid passport, and
- A certified copy of valid Visa documents and/or valid Work permit documents.
In case of applicants' age under 20 years old,
Need to summit additional documents as follows;
- A certified copy of father or mother's or a legal guardian's valid national ID card.
- A certified copy of applicant's house registration or applicant's birth certificate, certified by
1. applicant and 2. father or mother/a legal guardian.
Income verification documents
- A copy of monthly withholding tax certificate (for at least 6 months, but not necessarily in a row, and the latest document must not exceed 1 month prior to submission) and
- Salary statement for the past 6 months. (not required for KBank account)
Qualifications
Minimum savings
Platinum card
- Thai applicants must have a savings account and/or a fixed deposit account of at least 1,000,000 Baht for not less than 6 months.
- Foreign applicants must have a savings account and/or a fixed deposit account of at least 2,000,000 Baht for not less than 12 months.
- Applicants must specify occupation as househusband/housewife
Signature card
- Thai applicants must have a savings account and/or a fixed deposit account of at least 1,500,000 Baht for not less than 6 months for OneSiam Signature Credit Card and THE PASSION Credit Card.
- Foreign applicants must have a savings account and/or a fixed deposit account of at least 2,000,000 Baht for not less than 12 months.
- Applicants must specify occupation as househusband/housewife
- Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Age
- Applicant age for a primary card : 20 - 80 years old
- Applicant age for a supplementary card : at least 15 years old
Other qualifications
- Debt burden per month must not exceed the level as determined by KBank.
- Have no record of default on debt payment with any financial institution.
Documents
Identification documents
Thai Applicants
- A certified copy of valid national ID card.
Foreign Applicants
- A certified copy of valid passport, and
- A certified copy of valid Visa documents and/or valid Work permit documents.
In case of applicants' age under 20 years old,
Need to summit additional documents as follows;
- A certified copy of father or mother's or a legal guardian's valid national ID card.
- A certified copy of applicant's house registration or applicant's birth certificate, certified by
1. applicant and 2. father or mother/a legal guardian.
Income verification documents
- A certified copy of a deposit account statement or a investment account statement for the last 6 months (for Thai applicants)
- A certified copy of a deposit account statement or a investment account statement for the last 12 months (for Foreign applicants)
Note : Not required of a KBank account
Qualifications
Platinum card
- Thai and foreign applicants must have a KBank savings and/or a KBank fixed deposit account of at least 15,000 Baht (for all types of Platinum card level).
Signature card
- Thai and foreign applicants must have a KBank savings and/or a KBank fixed deposit account of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card
- Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
- Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card
Age
- Applicant age for a primary card : 20 - 80 years old
- Applicant age for a supplementary card : at least 15 years old
Documents
Identification documents
Thai Applicants
- A certified copy of valid national ID card.
Foreign Applicants
- A certified copy of valid passport, and
- A certified copy of valid Visa documents and/or valid Work permit documents.
In case of applicants' age under 20 years old,
Need to summit additional documents as follows;
- A certified copy of father or mother's or a legal guardian's valid national ID card.
- A certified copy of applicant's house registration or applicant's birth certificate, certified by
1. applicant and 2. father or mother/a legal guardian.
Income verification documents
- A certified copy of a KBank fixed deposit and/or a savings deposit account used as collateral
- A signed contract on pledge of right to withdraw cash from a deposit account
สมัครง่าย รู้ผลอนุมัติไว
สมัครบัตรเครดิตกสิกรไทย ผ่าน K PLUS
สมัครได้ตั้งแต่เวลา 08.30 - 19.30 น.
บน K PLUS เวอร์ชันล่าสุด
- มีบัญชีเงินฝาก
บน K PLUS - รู้วงเงินสินเชื่อ
เบื้องต้นทันที - ใช้เอกสารน้อย
- อนุมัติปั๊ป...
รอรับบัตรได้เลย
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กรอกข้อมูลได้ 24 ชั่วโมง
คำเตือน! ระวังบุคคลแอบอ้าง ธนาคาร
ไม่มีนโยบายเรียกเก็บเงินใดๆ ในการสมัครหรือหลังจากได้รับอนุมัติ
คำเตือน! ระวังบุคคลแอบอ้าง ธนาคารไม่มีนโยบายเรียกเก็บเงินใดๆ ในการสมัครหรือหลังจากได้รับอนุมัติ
Card application at any branch across Thailand
Easy application, fast approval
Warning!Beware of persons committing fraud. KBank has
no policy of charging any fees for card application or after approval.
Use when necessary and pay back full amount on time
to avoid 16% p.a. interest rate. / 0% Interest rate when pay back
full amount on time.
Frequently Asked Questions
Documents
Qualifications
เอกสารประกอบการสมัคร
คุณสมบัติ
What is the interest rate for K-Credit Card ?
Interest rate (for all cards) is 16 percent per year.
How can I calculate interest rates ?
What is the minimum installment payment ?
Rates of minimum installment payment are as follows:
- 5 percent of monthly statement amount (from April 2020 to December 2023)
- 8 percent of monthly statement amount (from January 2024 to December 2024)
- 10 percent of monthly statement and not less than 1,000 Baht/billing cycle (from January 2025 onwards)
What is the highest approved credit limit? What are the criteria for granting approved credit limit ?
Approved credit limit is up to 5x the applicant’s income. Criteria for credit limit approval include the applicant’s income and debt servicing ability. Supplementary card limit shall be included in the principal card limit; the combined limit of the principal and all supplementary cards shall not be more than the combined limit of all credit cards.
When will I learn if my credit limit has been approved ?
You will be informed of the result within 15 days, once KBank has received all of the correct documents.
Is there any fee ?
There is no application fee or annual fee for the first year. (There is an annual fee in the following year once payment has been made 12 times / card / year).
What is the Bank’s contact telephone number
In case of lost/stolen card, card suspension or replacement card issuance, please call the K-Contact Center at tel.
02-8888888, press 00. For more information, please contact us via LINE KBank Live.
Who can apply for loan via Self-Apply on K PLUS ?
Any Thai person who is at least 20 years old, has K PLUS and email.
What are the key features of Self-Apply on K PLUS ?
- For KBank Payroll customers or those with active transactions via KBank account during the past seven months or more: No documents required, with fast approval within 15 minutes. For those applying for the service requiring proof of income, the approval result will be known on the following business day.
- Just a one-month pay slip required (issued not more than three months prior to submission)
- Track your own application status via K PLUS
What documents are required for Self-Apply on K PLUS ?
If you are a KBank Payroll customer or have active transactions via KBank account during the past seven months or more, you do not need to provide any documents. For general customers, only proof of income is required.
Note : Customers are required to submit proof of income if they request additional credit limit which is higher than the pre-approved limit.
When can I apply for loan product via Self-Apply on K PLUS ?
You can do it by yourself every day during 9:00 a.m. - 7:00 p.m., and the approval result will be known within one business day.
How can I check my application status on K PLUS ?
- Access the “Loan” menu option on the transaction page.
- Under the “Application Status” (which will be displayed after you have applied for the loan), select the KBank Credit Card which you have applied for.
- Your application status will appear on this page. If you have applied for the service via other channels, please contact the relevant officer or call the K-Contact Center at tel.
02-8888888.
After customers are approved for loan and have confirmed the application on K PLUS, but they want to cancel it. Can they do that, and how ?
To cancel the application, customers must follow the standard procedure. They must call the K-Contact Center at tel.
02-8888888 to request the cancellation by themselves.
While applying for loan via K PLUS and the application process has not been completed, can I leave the application process and resume it later on ?
You can resume the process after you have given consent for NCB examination within three days. If said period ends without continuing the process, the application will automatically be cancelled. If you want to reapply for the loan product, you have to restart the process from the beginning.
Who can apply for KBank Credit Card ?
- Customers seeking to apply for the principal KBank Credit Card
- Customers who have never had KBank Credit Card or those who used to have a KBank Credit Card but already cancelled it (apply for a new card)
- Existing KBank Credit Cardholders who want to add other card types under the combined existing credit limit (add card)
Which types of KBank Credit Card can I apply for via Self-Apply on K PLUS ?
Eligible cards include :
- KBank - VISA Platinum Credit Card
- KBank - MasterCard Platinum Credit Card
- KBank-JCB Credit Card
- KBank-MasterCard Titanium Credit Card
- KBank - VISA THE PASSION Credit Card
- KBank - Shopee Credit Card
- Blue Credit Card
- OneSiam-KBank Credit Card
- King Power - KBank Credit Card
- BDMS- KBank VISA Platinum Credit Card
What is the maximum number of KBank Credit Cards I can apply for ?
Up to three cards. Existing KBank Credit Cardholders can apply for up to 10 credit cards.
When will I receive my KBank Credit Card after it is approved ?
Within 3-7 business days; subject to the mailing distance.
Can customers having K PLUS with the version older than 5.13.0 use Self-Apply on K PLUS? If not, what can they do ?
To use Self-Apply on K PLUS, the K PLUS version must be
5.13.0 or newer. If your K PLUS version is older than 5.13.0, you must update it before using Self-Apply on K PLUS.
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