NotiPass_80%K-Trade Connect will be closed on December 11, 2019 at 10:00 p.m. and resuming services on December 12, 2019 at 02:00 a.m. $More Details.%/en/announcement/Pages/SystemMaintenanceK-Trade-Connect.aspx
/en/business/saving/pages/current.aspx
Middle|Left
White
Current Account
KWebPageContentHead
Current Account Revolving
account that helps to simplify your business management
Pay with cheque in place of cash
Convenient, safe and suitable for
businesses with regular cash flow
Key Features
Pay cheques for an unlimited amount
Post dated cheques available
Make account management more convenient
Convenient and safe for both payment and deposit
No need to carry a large amount of cash
as you can pay with cheque
No more worry about lost cheques
because only the payee named on
the cheque can cash it
Open your business account conveniently and quickly!
Account can be opened with confirmation of authorized signatory - anywhere, anytime.
It’s convenient!
No need to go to a bank!
Applicants can open up to five accounts and apply for up to four business services at the same time.
Fast and fewer steps!
Fill out application and sign just once!
Applicants can open up to five accounts and apply for up to four business services at the same time.
Steps for account opening
Submit documents
at a KBank branch
(Persons other than the authorized
signatory can open an account
with no power of attorney required.)
The authorized signatory
will receive an SMS notification
to verify their identity via K PLUS
or any branch at their convenience
within 15 days.
As soon as an SMS confirmation
is sent from KBank,
you can immediately start
using the account and other
services that you have
signed up for.
Required Documents for Opening Deposit
Company Limited / Public Company Limited
Company’s documents
- Certificate of Registration issued by Partnerships and Companies Registration Office with an annex detailing the purpose thereof, issued not more than three months prior to submission
- In case of signing with the company seal affixed
- - Establishment Registration (BorOrJor.3) or Amended Registration (BorOrJor.4) in case of amendment made to the registered company seal; or the Articles of Association for Public Company Limited; no requirement regarding the age of the document
- - The original company seal must be presented.
- Shareholders’ List (BorOrJor.5 for Company Limited; or BorOrJor.6 for Public Company Limited); no requirement regarding the age of the document
- Power of Attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)
Documents of persons related to the company
Copy of national ID card or passport (for foreigner) of the following persons:
- Directors authorized to sign to bind the company per item 3 of the Certificate
- - The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- The person with authority to sign for payment/withdrawal
- - The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- Partners holding shares of not less than 15 percent per the Shareholders’ list
- Managing Director or top management
Note:
- KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
- KBank may request additional documents for account opening (If any).
- KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.
- The person requesting an account opening who is not the person authorized to sign for payment/withdrawal can verify their identity via K PLUS.
Limited Partnership / Registered Ordinary Partnership
Company’s documents
- Certificate of Registration issued by Partnerships and Companies Registration Office with an annex detailing the purpose thereof, issued not more than three months prior to submission
- In case of signing with the company seal affixed
- - Partnership Registration (HorSor.2); no requirement regarding the age of the document
- - The original company seal must be presented.
- Power of Attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)
Documents of persons related to the company
Copy of national ID card or passport (for foreigner) of the following persons:
- Managing partners authorized to sign to bind the partnership per Certificate Item 4 or 7 (if any)
- - The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- The person with authority to sign for payment/withdrawal
- - The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- Partners holding shares of not less than 15 percent per Item 2 of the Certificate
- Managing Director or top management
Note:
- KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
- KBank may request additional documents for account opening (If any).
- KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.
- The person requesting an account opening who is not the person authorized to sign for payment/withdrawal can verify their identity via K PLUS.
Juristic Persons with the Articles of Association (Juristic persons of housing estates/condominiums, labor unions, community enterprises, foundations, associations, cooperatives, and clubs)
Company’s documents
- Documents showing the establishment/registration or juristic person certificate from a respective unit
- Documents appointing the person with authority to sign to bind the juristic person, such as chairman, the board of directors, and director
- Articles of Association
- Tax ID card of the juristic person (Tax-exempt juristic person is required to provide tax-exempt documents)
- Power of attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person
Documents of persons related to the company
Copy of national ID card or passport (for foreigner) of the following persons:
- The person with authority to sign to bind the juristic person
- - The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- The person with authority to sign for payment/withdrawal
- - The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- Managing Director or top management
Note:
- KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
- KBank may request additional documents for account opening (If any).
- KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.
- The person requesting an account opening who is not the person authorized to sign for payment/withdrawal can verify their identity via K PLUS.
Other types of juristic persons (Schools, universities, temples, mosques, government agencies, etc.)
Company’s documents
- Documents showing the establishment/registration or juristic person certificate from a respective unit
- Documents appointing the person with authority to sign to bind the juristic person, such as director, the board of directors, and school director and abbot
- Power of attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)
Documents of persons related to the company
Copy of national ID card or passport (for foreigner) of the following persons:
- The person with authority to sign to bind the juristic person
- - The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- The person with authority to sign for payment/withdrawal
- - The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
- Managing Director or top management
Note:
- KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
- KBank may request additional documents for account opening (If any).
- KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.
- The person requesting an account opening who is not the person authorized to sign for payment/withdrawal can verify their identity via K PLUS.
FAQs
Where can I buy a chequebook?
After a cheque is issued, can it be canceled if funds are insufficient?
No. You must transfer funds to the current account so that the balance is sufficient within the cheque date. If there are insufficient funds in the account, a returned cheque fee will be charged.
What can I do if I lose a cheque?
You must file a police report and bring the police report to the Bank to stop payment on the cheque.
What are the details of the automatic money transfer service?
KBank offers an automatic funds transfer service(Account Link) to help customers conduct their transactions via cheques without having to worry about whether or not they have sufficient funds in their current account for cheque payment. KBank will transfer funds from your savings accountto the current account to ensure that there are sufficient funds for cheque payment. The service fee is 20 Baht / day.
Does the authorized signatory have to present themself at a branch?
The authorized signatory for account opening who is not an authorized signatory for payment/withdrawal does not have to present themself at the branch. They can verify their identity via K PLUS within 15 days from the date the juristic person has requested account opening at the branch.
Does the authorized signatory for payment/withdrawal have to verify their identity at the branch?
The authorized signatory for payment/withdrawal is required to present themself at the branch within 15 days from the date that the juristic person has requested account opening at the branch. This is required to collect their specimen signature for payment/withdrawal in the Bank’s system.
