Why choose KBank
for your Thai bank account?

Open an account easily
at any branch nationwide.

Open an account easily at any branch nationwide

All financial transactions
Daily payment / Bill payment

All financial transactions Daily payment / Bill payment

K PLUS is the most-used mobile
banking service in Thailand.

K PLUS is the most-used mobile banking service in Thailand.

Open an account easily
at any branch nationwide.

Open an account easily at any branch nationwide

All financial transactions
Daily payment / Bill payment

All financial transactions Daily payment / Bill payment

K PLUS is the most-used mobile
banking service in Thailand.

K PLUS is the most-used mobile banking service in Thailand.

Product Recommendations

How to apply

Account
Debit Card
K PLUS
Account-Branches

Branches

Using KBank accounts Search for branches

Note :

KBank branches that provide FCD account service per the list shown in KBank's Website (MYR is available at Phahon Yothin Main Branch only).

Qualification

Saving Account and Fixed Deposits Account
  • Individuals, aged 12 years or above (If the applicant is younger than 12, the account can be opened with the consent of the applicant's parents or guardian)
  • No minimum deposit required for account opening

Super Senior Fixed Deposit
  • Depositor must be a natural person, not less than 55 years old. The account must be opened under the name of one depositor only. (FREE personal accidental coverage for depositor of age 55 -70 years old and has minimum balance not less than 100,000 Baht in the account only.)
  • Minimum opening balance of 100,000 baht/time, maximum 3,000,000 Baht / person
Current Account
  • Individuals, aged 20 years or above No interest
  • No minimum deposit required for account opening
Foreign Currency Deposit Account
  • Individuals, aged 12 years or above (If the applicant is younger than 12, the account can be opened with the consent of the applicant's parents or guardian)
  • Minimum opening balance depending on type of deposit account


Flexible Fixed Deposit Plus Family Protection Account
  • Depositor must be a natural person. (FREE personal accidental coverage for depositor of age 16 -70 years old and has minimum balance not less than 9,000 Baht in the account only.)
  • Minimum opening balance is 9,000 baht / time, maximum1 million baht / person
Taweesup Special Fixed Deposit Account (Tax Free Deposit)
  • Individuals, aged 12 years old or above. Parents can open an account for a minor under the age of 12years
  • Open an account with minimum 500 baht to 25,000 baht and deposit money for 24 consecutive months

Required documents

Saving Account and Fixed Deposits Account
  • Passport
  • Visa (non-immigrant VISA) or identification documents issued by the government of the country of the nationality such as national ID card, driver's license, House Registration, etc.
  • Documents per the objectives of entering Thailand :
    • Work in Thailand : Documents showing permission to work in Thailand, such as Work Permit
    • Retirement in Thailand : Proof of address in Thailand such as house / condominium rent contract, water / electricity bill, etc.
    • Study in Thailand : Certification letter issued by school or educational institution
  • Tax ID number in Thailand  (for Taweesup Special Fixed Deposit Account)
Note :

More information can be obtained at KBank branch.

Application Channels

Customers with K PLUS

Customers with K PLUS

Apply for debit card
On newest version
of K PLUS

Apply via KPlus
Customers presentlywithout K PLUS

Customers presently
without K PLUS

Download K PLUS,
open K-eSavings Account
and apply for debit card

View application details
We are always on hand to give you advice at any KBank

We are always on hand to give you advice at any KBank

Search for branches

Application details

Qualification
  • Individuals aged 12-70 years old for all KBank Debit Cards and be at 15 years of age and above for UnionPay Debit Card
  • Have a savings and/or current account for individuals and/or a joint account with conditions that allow either account holder to withdraw separately, or a merchant account with a single account holder
Documents required
  • Original national ID card (smart card) or other official photo ID issued by a government agency

Application for K PLUS can be made via 4 channels:

Mobile phone with KBank cards

Mobile phone with KBank cards

  • Debit cards
  • Credit cards/Xpress Cash Cards
K-ATMs using K-Debit Cards

K-ATMs
using K-Debit Cards

KBank branches using KBank accounts

KBank branches
using KBank accounts

Opening of K-eSavings for those who do not have KBank products

Opening of K-eSavings
for those who do not have
KBank products

Application details

Qualifications of applicants
  • Natural persons aged 12 years or older
Compatible phones
  • Smartphone with iOS12 or Android 9.0 or newer
  • Internet connection (3G/4G/5G)
Debit Card

Application Channels

Customers with K PLUS

Customers with K PLUS

Apply for debit card
On newest version
of K PLUS

Apply via KPlus
Customers presentlywithout K PLUS

Customers presently
without K PLUS

Download K PLUS,
open K-eSavings Account
and apply for debit card

View application details
We are always on hand to give you advice at any KBank

We are always on hand to give you advice at any KBank

Search for branches

Application details

Qualification
  • Individuals aged 12-70 years old for all KBank Debit Cards and be at 15 years of age and above for UnionPay Debit Card
  • Have a savings and/or current account for individuals and/or a joint account with conditions that allow either account holder to withdraw separately, or a merchant account with a single account holder
Documents required
  • Original national ID card (smart card) or other official photo ID issued by a government agency
K PLUS

Application for K PLUS can be made via 4 channels:

Mobile phone with KBank cards

Mobile phone with KBank cards

  • Debit cards
  • Credit cards/Xpress Cash Cards
K-ATMs using K-Debit Cards

K-ATMs
using K-Debit Cards

KBank branches using KBank accounts

KBank branches
using KBank accounts

Opening of K-eSavings for those who do not have KBank products

Opening of K-eSavings
for those who do not have
KBank products

Application details

Qualifications of applicants
  • Natural persons aged 12 years or older
Compatible phones
  • Smartphone with iOS12 or Android 9.0 or newer
  • Internet connection (3G/4G/5G)

Frequently Asked Questions

In case the savings account has been inactive for a long time, is there an account maintenance fee?

A : If the savings account has been inactive for 1 year and the account balance is less than 2,000 baht, there will be an account maintenance fee of 50 baht per month.

Is interest earned from a fixed deposit account taxed ?

Interest earned from fixed deposits will be taxed at 15%.

How is the difference between Taweesup Fixed Deposits Account and Fixed Deposit Account?
  • Taweesup Fixed Deposit require the same deposit amount for 24 consecutive months start from 500 baht to 25,000 baht per month. The interest received will receive 15% tax exemption. (Limit 1 customer 1 account)
  • Fixed Deposit offer various term (3,6,12,24 and 36 months), interest will be paid on maturity date and will be taxed at 15%. The Customer do not have to make monthly deposit, only deposit one time with minimum 1,000 baht.
For Flexible Fixed Deposit Plus Family Protection account and Super Senior Fixed Deposit account , Can I withdraw money before the end of the deposit term? How will I receive the interest?

The principle amount can be partially withdrawn before the deposit due term whereby:

  • For Flexible Fixed Deposit Plus Family Protection Account

    In case depositor withdraw before maturity and deposit is made less than 3 months is subject to the lowest rate of 3-month fixed interest rate, and if deposit is made at least 3 months is subject to the lowest rate of 6-month fixed interest rate.

  • For Super Senior Fixed Deposit account

    In case depositor withdraw before maturity and deposit is made less than 3 months, the balance earns no interest. If the deposit is made at least 3 months is subject to the lowest rate of 3-month fixed interest rate. savings interest rate.

The remaining funds in the Flexible Fixed Deposit Plus Family Protection account or Super Senior Fixed Deposit account will continue to accrue interest at the specified rate on the deposit dates as usual.

If a cheque has been issued but funds are insufficient on the due date, can the cheque be canceled ?

Once the cheque has been issued, it cannot be canceled. The customer must transfer sufficient funds into the current account by the issue date of the cheque. If the current account has insufficient funds, you will be fined for a returned cheque.

What is the maximum daily deposit of foreign banknotes to an FCD account?

No more than USD15,000 or equivalent in other foreign currencies is allowed to be deposited daily in foreign banknotes to an FCD account held by a Thai or foreign individual / juristic person. If the deposit exceeds the specified amount, customers are required to submit documents showing that the funds are sourced from abroad, such as a currency declaration form with stamp and signature of a Customs official or evidence from businesses relating to foreign means of payment.

If the cardholder enters a wrong 6-digit PIN three consecutive times or forgets their PIN, what can they do?

They can request card suspension by calling the K-Contact Center at tel. 02-888-8888, telephone สอบถาม 24 hours a day. Or They can request a new PIN at any KBank branch by presenting their existing card, passbook and national ID card for identity verification.

In case of a lost card, what can the cardholder do?

They can request card suspension by calling the K-Contact Center at tel. 02-8888888, telephone สอบถาม 24 hours a day.

When a debit card is nearing expiration, how is the cardholder notified?

A notification screen will pop up when the cardholder uses their card at an ATM both prior to and during the month of expiration (one time per month). After the cardholder enters their PIN, the screen will display the notification, "Customer's card is nearing expiration. Please replace the card at the branch.

Can all types of KBank Debit Card be used for online shopping?

Yes. Your card will be automatically registered in Verified by VISA for online shopping. Customers can update the information for online shopping via KBank website or inquire further via the K-Contact Center at tel. 02-8888888. telephone สอบถาม

What is the daily limit for online shopping via KBank Debit Card?

Daily limit for online shopping via KBank Debit Card is 20,000 Baht. The limit can be increased to a maximum of 500,000 Baht a day via the K-Contact Center at tel. 02-888-8888, telephone สอบถาม or K PLUS.

How long is a KBank Debit Card valid?

Five years

How to unlock the PIN, if a wrong PIN is entered more than three consecutive times?

PIN can be unlocked via the four following channels:

  1. Unlock PIN on your own via K PLUS > How to unlock PIN
  2. Unlock and receive new PIN at K-ATM (with ATM/Debit Card) > How to unlock PIN
  3. Unlock via K-Contact Center, Tel. 02-8888888 press 03 telephone สอบถาม
  4. Unlock at any KBank branch
What should I do if I change my mobile phone or mobile number?

You may take the following steps:

  1. In case of mobile phone change with unchanged SIM: Upon K PLUS installation and first access to the application via 3G/4G/5G, the system will recognize the device change immediately, and you must enter the following information for authentication:
    • Number of account/card linked with K PLUS
    • Number of ID/passport
    • PIN

      • Upon providing the correct information, you can use K PLUS immediately.

  2. Change of mobile number by yourself
    • Access K PLUS with 3G/4G/5G mobile internet
    • Go to “Settings” menu
    • Press “New mobile phone to be linked with K PLUS”

      • Then you can change to the new mobile number without cancelling the service.

Note :

  • If authentication has not been done before, customers must conduct such authentication.
  • For foreign customers who have not been included in KBank’s database, they may contact any KBank branch to change their mobile phone number.
Adjustment of transaction limits on K PLUS

How to adjust transaction limits on K PLUS

  1. Access K PLUS and choose “Others”
  2. Choose “Settings”
  3. Choose “Transaction Limits”
  4. Adjust limits for transfer, top-up, bill payment as you wish; maximum limit is 5,000,000 Baht/day and maximum limit for Quick Pay under “Scan” menu is 5,000 Baht/day