K-Aval PN / K-Acceptance B/E
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How to Apply
The bank guarantees the promissory note that you have issued to your partner. The bank will make a payment when the bill is due. The partner can redeem the bill of exchange from the bank.
The bank will guarantee the payment based on the bill of exchange that you have issued to your partner. The bank will make a payment when the bill is due. The partner can redeem the bill of exchange from the bank.
K-Aval PN guarantees bills of exchange to the buyer. The bank will guarantee payment when the bill of exchange is due / the holder brings the bill redeem the bill of exchange from the bank.
According to the agreed credit terms with the partner, which must not exceed the period approved by the bank.
Subject to the bank’s approval.
Note: Other qualifications are subject to the bank's conditions.
Aval is a guarantee of payment for a promissory note. Once a promissory note is issued with date specified for a payment of goods sold, a seller may not have the full confidence in the credit rating of a buyer / a promissory note issuer, hence a guarantor is needed to sign on Aval (PN) to guarantee the payment according to the promissory note.
Once the date on the promissory note expired and the recipient of the promissory note received payment from the bank and the bank already paid in full but has not receive the payment from the client / the promissory note issuer, the bank shall charge the client / issuer with a default rate of 15% / year in the case of late payment.