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K PLUS SME

​​​​​​​​​​​Easily manage business in your hand

Banking in your hand for SMEs. Manage your business flexibly and professionally within a single app.

Special !! Funds transfer / Bill payment – No fees!

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Key Features

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How to Apply

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All-in-one application!

 

Cheque management (View cheque status / Stop cheque)

 

View My Activities

 

Group Accounts

 

Credit Summary

 

Funds transfer/Bill payment (No fees)


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Confidence with world-class security system

Information is protected by Triple Lock Security System with device identification code, mobile number and PIN.
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Cheque management
Rest assured with display of the cheque image! Stop cheque instantly!

  • Track status of cheque deposited and clearance
  • Display cheque image
  • Get cheque notification due to insufficient funds in your account
  • Stop cheque instantly – anytime, anywhere!
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View My Activities

Monitor activities in real time
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Account Groupings
Overview of financial status

Grouping accounts by financial objective up to five groups           
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Credit Summary
Never miss your credit status

  • View OD, PN, Loan, and LG outstanding to help you manage liquidity
  • Verify available balance and expiry date of your credit to avoid overdue on payment and financial charge
  • Request sta​tement​​ up to 1 year and sent via email.
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​​​Request statement




 


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Easy funds transfer, convenient bill payment
Link to any account , No fees !

  • Link all personal, corporate, and joint account in one application
  • Transfer everywhere 24/7
  • Link up to 25 accounts​​
  • PromptPay fund transfer for business , simplify your payment in and out. Save with reduced fee for fund transfer.​
  • No fee for bill payment !
  • Unlimited number of transactions !

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How to Apply

Qualifications
  • For individual aged 15 years or above​ holding joint account type of savings or current account with KBank
  • The user of a juristic person / partnership / ordinary partnership / group of persons / school / cooperative / organization holding savings or current account with KBank must be a authorized signatory on the account to be used with K PLUS SME.
  • Have a mobile phone with iOS 9.0 / Android 5.0 or later
  • Have a mobile phone connected to one of the following service providers: AIS, DTAC, TrueMove, TrueMoveH, CAT (MY 3G), TOT3G or MVNO. Other networks maybe available in the future
  • Have a mobile phone number which has never been used with K PLUS SME
  • Have an email address for receiving reports from K PLUS SME and contacting with KBank branches
How to Apply
  • ​Register via KBank Branch for customers holding joint personal accounts and juristic account, customers are required to download K PLUS SME, request the registration code and submit application form with required documents to the Bank.
  • Registration process
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Required Documents

Joint account

  • Completed K PLUS SME application form (names and telephone numbers of the applicant must be provided)
  • Savings deposit passbook / Chequebook or Cheque order form (Current Account) with copies
  • A copy of National ID card / Passport (for foreigners) of all joint account holders

Juristic account

  • Completed K PLUS SME application form (names and telephone numbers of all authorized directors must be provided)
  • Minutes of the board meeting indicating the name of prospective K PLUS SME user and telephone number to be used for K PLUS SME. The prospective K PLUS SME user shall download the K PLUS SME application and must have the following qualifications:
    • Being a director who is an authorized signatory per company certificate*
  • The passbook(s) for the account(s) to be used with the service and a copy
  • Copy of Certificate of Registration issued no longer than 3 months prior to submission/copy of registration of Partnership / Ordinary Partnership / Group of persons / School / Cooperative / Organization (specify authorized signatories)
  • Copies of national ID cards/passport of authorized persons and directors with payment authority who have signed on registration form.
Note:
  • Customer must print the application form and details provided by email only.
Fees

Application Fee

  • No fee

Monthly / Annual Fee

  • No fee
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Frequently Asked Questions

How can I add my accounts ?
  • Add single personal accounts :
    1. Go to Home Page > Click “+” > Enter Account Number.
    2. Or go to “Setting” > Click “Manage Account” > Click “Account Setting” > Click “Add new account” > Enter Account Number

    The accounts will be added to your K PLUS SME profile automatically.

  • Add joint personal accounts / juristic accounts :
    1. Go to Home Page > Click “+” > Enter Account Number.
    2. Or go to “Setting” > Click “Manage Account” > Click “Account Setting” > Click “Add new account” > Enter Account Number

    The system will send an application form with registration code via email. You need to fill the form and submit all required documents at any KBank branches.

Maximum accounts ?

You can add account (single account , joint accounts and juristic account) up to the maximum of 25 accounts (including the registered account).

Other juristic accounts ?

You can add the juristic profile up to maximum of 3 profiles. However, The user must be one of the authorized director of each juristic profile.

Account with account link service ?

Accounts with account link service can be added as well as normal accounts.

Can I do transaction from accounts with account link service ?

Accounts with account link can normally be used to do transaction such as fund transfer , top-up or bill payment except

  1. Transaction between 12:00 AM - 02:00 AM. :

    Accounts with account link will not be available to credit/debit balance between 12:00 AM - 02:00 AM. Credited amount which transferred from other banks between 12:00 AM - 02:00 AM will be sequential proceeded on the same day at 04:00 AM.

  2. Insufficient account balance :

    The transaction limit when you do transactions form accounts with account link or normal account are not different. It means that you are unable to do transaction with the amount exceeding the account balance. Account link service does not support transactions through electronic channels such as an ATM, K PLUS or K PLUS SME.

Maximum transaction limit per day ?

The maximum transaction limit is 2 millions baht per day (Shared with every accounts on the K PLUS SME profile).

How can I change transfer limit ?

To change your daily transaction limit, please contact K-BIZ Contact Center (24 hours) at Tel. +662-8888822.

How can I manage accounts ?

You can create up to 5 account groups, each group consisting of the maximum 5 accounts.

  • Go to Home Page > Choose “Group Accounts” > Click “Create New Group” > Enter Group Name > Select Account
  • Go to “Setting” > Click “Manage Account” > Click “Create New Group” > Enter Group Name > Select Account
Can I change my registered mobile number ?

You have to cancel the service and register again with your new mobile number.

How to request statement ?

You can request statement by clicking the menu on the top left corner of a screen > Click “Request Statement” > Select an account and a time period.

How far back can I request statement ?

You can request your statements for up to 12 months.

How can I unlock my account ?

To unlock your account, please contact K-BIZ Contact Center (24 hours) at Tel. +662-8888822. In case, your account has been locked again in the same week. You must unlock your profile at KBank branches only.

How to cancel a service ?

To cancel a service, please contact K-BIZ Contact Center (24 hours) at Tel. +662-8888822.

Can the authorized directors (not the user) request for cancellation ?

The authorized signatory director of the juristic (not the K PLUS SME user) will be able to cancel by sending documents via email : info@kasikornbank.com. All documents will be signed with conditions in the certificate/document indicating the establishment of the juristic person

  1. Letters of intent indicating for cancellation , registered telephone number and registered account number.
  2. Copy of Certificate of Registration issued no longer than 3 months prior to submission.
  3. Copies of national ID cards/passport of authorized persons signing in a letters of intent.
How to confirm the transactions ?

You will receive the e-slip and email after doing the financial transactions. You can use e-mail confirmation in case you don’t get e-Slip.

What is a Registration Code ?

You will receive Registration Code when applying the K PLUS SME application via mobile phone. Please enter the registration code in the application form before submitting it to the Bank.

Can I access K PLUS SME via Wi-Fi ?

You can enable full function via Wi-Fi by access K PLUS SME via 3G/4G and go to setting > “Access full function via Wi-Fi” (valid 90 days per request)


In case that you have not enabled “Access full function via Wi-Fi”, your K PLUS SME will be limited to some function (Balance inquiry and favorite transaction).

How can I change Email Address and PIN ?

For changing Email Address

  • Go to “Setting” > Choose “Change E-Mail Address” > Enter New Email > Confirm New Email >>> Receive Activation Code via Email > Enter Registration Code

For changing PIN

  • Go to “Setting” > Choose “Change PIN” > Key Current PIN > Enter New PIN > Confirm New PIN
What kind of information is shown available in Credit Summary ?

Credit summary shows 4 types of loan:

  1. Overdraft (OD)
  2. Promissory Notes (PN)
  3. Loans
  4. Letters of Guarantee (LG)
Fee and Service Charges Rate ?

Fees on Digital Channels

Previous

New

From March 23, 2018 onwaeds

Funds transfer across different clearing areas

No fee for five transactions/month; 10 Baht/transaction thereafter

No fee for all transactions/unlimited number of transactions*

Inter-bank Funds Transfer - Account crediting in real time (ORFT) Exclude:
- Account crediting within 1 business day (BahtNet)
- Account crediting within 2 business day (Media Clearing)
- International funds transfer

25-35 Baht/transaction

All types of bill payment an​d top up

5-20 Baht/transaction

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Conditions
Fees may be revised or changed in accordance with KBank’s fee anno​uncement.

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Live PLUS, Live More
K PLUS SME Easy for Business

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