Get more loan with your home Get more loan with your home

Get more loan
with your home

Existing customers can
get more

Home Loan Plus

Details of collateral,
interest rates and
loan limit

Calculation of preliminary home loan limit

Existing home loan amount

Total outstanding amount at present

Total monthly installment amount

Home loan interest rate at present

Most recent home price

Additional loan amount requested

Borrowers must be 20 - 70 years old.

Error Msg.

Net monthly income must not be less than 15,000 Baht

Note :

  • Assessment of borrower’s debt servicing ability is preliminary. Loan approval is subject to KBank’s terms and conditions.

Steps for home loan application

Applicant submits loan request documents

Applicant submits loan
request documents

Collateral is surveyed and appraised

Collateral is surveyed
and appraised

(for cases where the borrower
wishes to apply for loan amount
exceeding existing limit)

KBank notifies applicant of loan approval

KBank notifies applicant
of loan approval

Loan contract is signed

Loan contract is signed

Mortgage is registered at Land Office

Mortgage is registered
at Land Office

Eligibility & Requirement

  • Borrower’s qualifications
  • Document Required
  • Fees / Expenses

Borrower’s qualifications

Document Required

Fees / Expenses

Borrower’s qualifications

  • Customers must have good credit history and be making loan repayment with KBank.
  • 20 years of age or older, but cannot exceed 70 years old

Document Required

  • Loan application form Download Form
  • Loan application form and letter of consent must be completely signed by all borrowers.
  • Copy of national ID card, or civil servant card of the borrower, co-borrower(s) and the borrower’s spouse
  • Copy of house registration (all pages)
  • Marriage certificate of the borrower and co-borrower(s) (if any)
  • For non-registered marriage: letter of marriage confirmation / copy of house registration certificate / child’s birth certificate

Financial documents

  • Salary slip for the latest month or salary verification letter (issued within the last three months) or bonus slip (if any)
  • the borrower must submit a bank statement showing the past six months’ history of transactions

Fees / Expenses

Collateral appraisal fee by Progress Appraisal Company Limited or another appraisal company certified by KBank or its branches is 3,000 Baht
(including VAT)

Borrower’s qualifications

  • Customers must have good credit history and be making loan repayment with KBank.
  • 20 years of age or older, but cannot exceed 70 years old

Document Required

  • Loan application form Download Form
  • Loan application form and letter of consent must be completely signed by all borrowers.
  • Copy of national ID card, or civil servant card of the borrower, co-borrower(s) and the borrower’s spouse
  • Copy of house registration (all pages)
  • Marriage certificate of the borrower and co-borrower(s) (if any)
  • For non-registered marriage: letter of marriage confirmation / copy of house registration certificate / child’s birth certificate

Financial documents

  • Bank statement showing the past six months’ history of transactions in the name of an individual or juristic person
  • Documents showing other sources of income

Fees / Expenses

Collateral appraisal fee by Progress Appraisal Company Limited or another appraisal company certified by KBank or its branches is 3,000 Baht
(including VAT)

Borrower’s qualifications

  • Customers must have good credit history and be making loan repayment with KBank.
  • 20 years of age or older, but cannot exceed 70 years old

Document Required

  • Loan application form Download Form
  • Loan application form and letter of consent must be completely signed by all borrowers.
  • Copy of national ID card, or civil servant card of the borrower, co-borrower(s) and the borrower’s spouse
  • Copy of house registration (all pages)
  • Marriage certificate of the borrower and co-borrower(s) (if any)
  • For non-registered marriage: letter of marriage confirmation / copy of house registration certificate / child’s birth certificate

Financial documents

  • Bank statement showing the past six months’ history of transactions, or withholding tax certificate (50 bis) showing income for the past six months
  • Documents showing other sources of income

Fees / Expenses

Collateral appraisal fee by Progress Appraisal Company Limited or another appraisal company certified by KBank or its branches is 3,000 Baht
(including VAT)

Fill in the information and
our staff will contact you.

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FAQ

Can civil servants who are on pension/retired refinance their mortgage at KBank ?
Can I apply for more loan from KBank if I already have a loan with another bank ?
What is the maximum loan term ?
What are the conditions for applicants with good payment history ?
Can I apply for more loan if I have a history of default(s) on payment ?
Do I have to apply for fire insurance as a protection for the collateral or home when applying for home loan ?
Can I apply for more loan if I have incurred more debt ?
How does a home loan customer apply for more loan ?
What documents are needed for loan application ?
What expenses do I have to pay when applying for home loan ?
What is the minimum loan amount offered by KBank ?
What can the additional loan be used for ?
What expenses do I have to pay when applying for this type of home loan ?
What are the interest rates ?
Does the Effective Interest Rate (EIR) apply to this loan? ?
How do I check the status of my application ?
Which channels can I use to make installment payments ?
How do I review the details of my existing home loan ?

Branches and Service

Channels Locate Us

Individual K-Contact Center

02-8888888 ext 887
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