NotiPass_80%K-Trade Connect will be closed on December 11, 2019 at 10:00 p.m. and resuming services on December 12, 2019 at 02:00 a.m. $More Details.%/en/announcement/Pages/SystemMaintenanceK-Trade-Connect.aspx
/en/personal/account/pages/super-senior.aspx
Middle|Left
Green
Super Senior Fixed Deposit
KWebPageContentHead
High interest rate and accident coverage
Towards secure retirement with effective pension and savings management plan
HtmlBlock
11
KWebPageComponent1HTML
High interest rate
credited into your account every month
Middle|Right
HtmlBlock
21
KWebPageComponent4HTML
Open Bank Account
| Details |
|---|
- Minimum opening balance of 100,000 baht/time, maximum 3,000,000 Baht / person
|
Qualifications
|
|---|
- Depositor must be a natural person, not less than 55 years old. The account must be
opened under the name of one depositor only. (FREE accidental coverage for depositor of
age 55 -70 years old and has minimum balance not less than 100,000 Baht in the account
only.)
- The depositor must have a Kasikorn Bank
savings deposit account or
current deposit account to receive
the interest transferred at the end of the deposit terms
- Kasikorn Bank reserves the right not to pay interest on the balance in excess of 3
million baht / person, or transfer the deposit amount in excess of 3 million baht from the
old account to the connected
savings deposit account or current deposit account
|
|
Document required for Thai individuals
and Registered Merchant
|
|---|
- National ID card (Smart Card)
- Other National ID Card (Not Smart Card), together with a copy of 2 documents; copy of
house registration, copy of driving license, copy of government servant / state enterprise
employee card or copy of passport)
|
|
Document required for Foreigners
|
|---|
- Passport
- Non-Immigrant Visa (All of types)
- Documents per the objectives of entering Thailand such as Work permit for working in
Thailand.
Note: - More information can be obtained at KBank branch.
- Accounts are not allowed to be opened for holders of tourist visa or other types of visa
intended to travel in Thailand, such as Visa on Arrival, Free Visa, etc.
|
HtmlBlock
22
KWebPageComponent5HTML
Frequently Asked Questions
Is the interest received from a Super Senior Fixed Deposit account exempted from tax ?
If the interest from all types of fixed savings accounts held by a customer does not exceed 30,000 Baht (in the tax year from January to December), the customer can refund their withholding tax from the Revenue Department per the procedures and conditions of Notification of the Director-General of Revenue Department No.137.
Can I withdraw money before the end of the deposit term? How will I receive the interest?
The principle amount can be partially withdrawn before the deposit due term whereby:
- If the deposit was made less than 3 month prior, no interest is paid
- If the deposit was made at least 3 months prior but has not completed the due term, the bank will pay interest at the rate for a savings deposit account for private individuals, and tax will be deducted
The remaining funds in the Super Senior Fixed Deposit account will continue to accrue interest at the specified
rate on the deposit dates as usual.
If the deposit amount exceeds 3,000,000 Baht, how will the bank take action ?
The Bank reserves the right not to pay interest on the balance in excess of 3,000,000 Baht and/or the right to transfer the most recent deposit balance in excess of 3,000,000 Baht from the Super Senior Fixed Deposit to the linked
savings deposit account or
current deposit account without prior notice to the customer. For interest that the Bank has already paid on a monthly basis, the Bank will deduct it from the deposit balance in excess of 3 million Baht before transferring the excess to the
savings deposit account or
current deposit account.
I’m holding a Senior Protection Deposit account. Do I have to upgrade to a Super Senior Fixed Deposit account ?
Customers holding a Senior Protection Deposit account will receive personal accident protection as with a Super Senior Fixed Deposit account. Just bring your Senior Protection Deposit passbook to upgrade to a Super Senior Fixed Deposit account at any KBank branch nationwide.
HtmlBlock
13
KWebPageComponent8HTML
Details
Details of Personal Accident Insurance
|
Protection | Sum Insured Per Person
|
|---|
|
Loss of life, loss of organ, loss of sight, or total permanent disability (Aor Bor 1) |
|
| Equal to the balance in Super Senior Fixed Deposit Account with a maximum insured amount of 3,000,000 Baht |
|
10% of the Super Senior Fixed Deposit Account amount with a maximum of 300,000 Baht
|
- While riding or traveling by motorcycle
|
|
Broken bones from accidents (refer to the conditions set by Muang Thai Insurance Public Company Limited) | Up to 10% of the Super Senior Fixed Deposit Account amount with a maximum of 30,000 Baht |
|
Medical expense from accidents (including accidents from riding or traveling by motorcycle) | Not more than 10,000 Baht / accident |
Note:
- The sum insured equals the outstanding balance in the deposit account one day before the depositor’s death or accident
- Medical expense coverage is subjected to the conditions set by Muang Thai Life Insuance Public Company Limited.
- Details of coverage for accident insurance , coverage by Muang Thai Insurance Call
1484
- To give you greater convenience when exercising your right at a hospital in case of an accident, you can simply present your national ID card or passport at a contracted hospital of Muang Thai Insurance PCL without paying advance money. Please be informed that KBank will no longer issue an insurance card, effective January 14, 2022.
| Non-Life Insurance Providers |
|---|
Non-Life Insurance Company
Muang Thai Insurance Public Company Limited | Insurance Broker
Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547 |
Remarks:
- KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
- The buyer should thoroughly study the details of coverage, terms and conditions before purchasing