KBANK PLATINUM CREDIT CARD
KBANK PLATINUM CREDIT CARD

KBANK PLATINUM CREDIT CARD

The first credit card for everyone

Special privileges

Relaxation before flying

Travel with assurance

International travel insurance up to 200,000 Baht

Contactless

Easy payment without swiping or signing - just tap your card

Easy installments...up to 10 months

Get 0%, up to 10 month installments at participating stores or installments via K PLUS with special rates

Benefits

How to apply

  • Qualifications
  • Documents

Qualifications

Documents

Qualifications

Minimum income (Principal card)

Platinum card
  • Thai applicants must have a monthly income of at least 15,000 Baht.
  • Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
  • Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
  • Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
  • Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card

Age

  • Applicant age for a primary card : 20 - 80 years old
  • Applicant age for a supplementary card : at least 15 years old

No. of years of work/years of business operations

  • At least 1 year of work.

Other qualifications

  • Debt burden per month must not exceed the level as determined by KBank.
  • Have no record of default on debt payment with any financial institution.

Note :

  • Foreign applicants are not allowed to apply for Blue Credit Card.
  • Applicants seeking to reapply for a card must do so after at least 3 months from the last application.

Documents

Identification documents

Thai Applicants
  • A certified copy of valid national ID card.

Note :

  1. All documents must be certified.
  2. The national ID card must be valid on the application date.
  3. In case of change of name-last name, a copy of certificate of name-last name change is required.
Foreign Applicants
  • A certified copy of valid passport, and
  • A certified copy of valid Visa documents and/or valid Work permit documents.

Note :

  1. All documents must be certified.
  2. The Passport, Visa and Work permit must be valid on the application date.
In case of applicants' age under 20 years old,

Need to summit additional documents as follows;

  • A certified copy of father or mother's or a legal guardian's valid national ID card.
  • A certified copy of applicant's house registration or applicant's birth certificate, certified by
    1. applicant and 2. father or mother/a legal guardian.

Income verification documents

  • A copy of latest month salary slip and salary statement for the past 6 months; or
    Example of salary slip
  • A certificate of salary (issued no more than 30 days) and salary statement for the past 6 months;
    Example of a salary verification letter
  • A certificate of latest month pension and pension statement for the past 6 months (for retirees);
  • In case that an applicant salary is below minium income requirement, an applicant can included other sources of income, such as commission fee or overtime wages, by submitting additional documents as follows;
    • Salary statement covering the past 6 months (not required for KBank account)
      Example of a bank account statement
    • A certified copy of a bonus slip (issued not more than 12 months prior)

Note :

  • Not required to submit a income verification document if the applicant has been on a KBank Payroll for at least 7 months.

Qualifications

Minimum income (Principal card)

Platinum card
  • Thai applicants must have a monthly income of at least 15,000 Baht.
  • Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
  • Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
  • Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
  • Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card

Age

  • Applicant age for a primary card : 20 - 80 years old
  • Applicant age for a supplementary card : at least 15 years old

No. of years of work/years of business operations

  • Must be in business for not less than 1 year

Other qualifications

  • Debt burden per month must not exceed the level as determined by KBank.
  • Have no record of default on debt payment with any financial institution.

Note :

  • Foreign applicants are not allowed to apply for Blue Credit Card.
  • Applicants seeking to reapply for a card must do so after at least 3 months from the last application.

Documents

Identification documents

Thai Applicants
  • A certified copy of valid national ID card.
  • A certified copy of a business registration request form / a certificate of establishment for group of persons (In case registered as ordinary partnership/group of persons)

Note :

  1. All documents must be certified.
  2. The national ID card must be valid on the application date.
  3. In case of change of name-last name, a copy of certificate of name-last name change is required.
Foreign Applicants
  • A certified copy of valid passport, and
  • A certified copy of valid Visa documents and/or valid Work permit documents.
  • A certified copy of a business registration request form / a certificate of establishment for group of persons (In case registered as ordinary partnership/group of persons)

Note :

  1. All documents must be certified.
  2. The Passport, Visa and Work permit must be valid on the application date.
In case of applicants' age under 20 years old,

Need to summit additional documents as follows;

  • A certified copy of father or mother's or a legal guardian's valid national ID card.
  • A certified copy of applicant's house registration or applicant's birth certificate, certified by
    1. applicant and 2. father or mother/a legal guardian.

Income verification documents

In case of unregistered/registered as ordinary person
  • A certified copy of a bank account statement for the last 6 months (not required for KBank account) or a certified copy of VAT certificate (Phor.Phor.30) covering the past 6 months
    Example of a bank account statement
  • new To request other banks’ statement, just make five clicks!
    dStatement service
In case of registered as juristic person
  • A certified copy of a bank account statement for the last 6 months (not required for KBank account) or a certified copy of VAT certificate (Phor.Phor.30) covering the past 6 months

    Note : applicants can submit own accounts and/or business accounts

    Example of a bank account statement
In case of registered as ordinary partnership/group of persons
  • A copy of group of person establishment document or a copy of application for establishment of ordinary partnership / juristic ordinary partnership (in case of registration)

    Note : All documents must be certified.

  • A certified copy of a bank account statement for the last 6 months (not required for KBank account) or a certified copy of VAT certificate (Phor.Phor.30) covering the past 6 months

    Note : applicants can submit own accounts and/or business accounts

    Example of a bank account statement

Note :

  • Not required to submit a income verification document if the applicant has an active KBank account statement for at least 6 months.

Qualifications

Minimum income (Principal card)

Platinum card
  • Thai applicants must have a monthly income of at least 15,000 Baht.
  • Foreign applicants must have a monthly income of at least 50,000 Baht.
Signature card
  • Both Thai and foreign applicants must have a monthly income of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card.
  • Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
  • Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card

Age

  • Applicant age for a primary card : 20 - 80 years old
  • Applicant age for a supplementary card : at least 15 years old

No. of years of work/years of business operations

  • Must be in business for not less than 1 year

Other qualifications

  • Debt burden per month must not exceed the level as determined by KBank.
  • Have no record of default on debt payment with any financial institution.

Note :

  • Foreign applicants are not allowed to apply for Blue Credit Card.
  • Applicants seeking to reapply for a card must do so after at least 3 months from the last application.

Documents

Identification documents

Thai Applicants
  • A certified copy of valid national ID card.

Note :

  1. All documents must be certified.
  2. The national ID card must be valid on the application date.
  3. In case of change of name-last name, a copy of certificate of name-last name change is required.
Foreign Applicants
  • A certified copy of valid passport, and
  • A certified copy of valid Visa documents and/or valid Work permit documents.

Note :

  1. All documents must be certified.
  2. The Passport, Visa and Work permit must be valid on the application date.
In case of applicants' age under 20 years old,

Need to summit additional documents as follows;

  • A certified copy of father or mother's or a legal guardian's valid national ID card.
  • A certified copy of applicant's house registration or applicant's birth certificate, certified by
    1. applicant and 2. father or mother/a legal guardian.

Income verification documents

  • A copy of monthly withholding tax certificate (for at least 6 months, but not necessarily in a row, and the latest document must not exceed 1 month prior to submission) and
  • Salary statement for the past 6 months. (not required for KBank account)
    Example of withholding tax certificate (50 bis form)

Qualifications

Minimum savings

Platinum card
  • Thai applicants must have a savings account and/or a fixed deposit account of at least 1,000,000 Baht for not less than 6 months.
  • Foreign applicants must have a savings account and/or a fixed deposit account of at least 2,000,000 Baht for not less than 12 months.
  • Applicants must specify occupation as househusband/housewife
Signature card
  • Thai applicants must have a savings account and/or a fixed deposit account of at least 1,500,000 Baht for not less than 6 months for OneSiam Signature Credit Card and THE PASSION Credit Card.
  • Foreign applicants must have a savings account and/or a fixed deposit account of at least 2,000,000 Baht for not less than 12 months.
  • Applicants must specify occupation as househusband/housewife
  • Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)

Age

  • Applicant age for a primary card : 20 - 80 years old
  • Applicant age for a supplementary card : at least 15 years old

Other qualifications

  • Debt burden per month must not exceed the level as determined by KBank.
  • Have no record of default on debt payment with any financial institution.

Note :

  • Foreign applicants are not allowed to apply for Blue Credit Card.
  • Applicants seeking to reapply for a card must do so after at least 3 months from the last application.

Documents

Identification documents

Thai Applicants
  • A certified copy of valid national ID card.

Note :

  1. All documents must be certified.
  2. The national ID card must be valid on the application date.
  3. In case of change of name-last name, a copy of certificate of name-last name change is required.
Foreign Applicants
  • A certified copy of valid passport, and
  • A certified copy of valid Visa documents and/or valid Work permit documents.

Note :

  1. All documents must be certified.
  2. The Passport, Visa and Work permit must be valid on the application date.
In case of applicants' age under 20 years old,

Need to summit additional documents as follows;

  • A certified copy of father or mother's or a legal guardian's valid national ID card.
  • A certified copy of applicant's house registration or applicant's birth certificate, certified by
    1. applicant and 2. father or mother/a legal guardian.

Income verification documents

  • A certified copy of a deposit account statement or a investment account statement for the last 6 months (for Thai applicants)
  • A certified copy of a deposit account statement or a investment account statement for the last 12 months (for Foreign applicants)

Note : Not required of a KBank account

Note :

  • Not required to submit a income verification document if the applicant has an active KBank account statement for at least 6 months.

Qualifications

Platinum card
  • Thai and foreign applicants must have a KBank savings and/or a KBank fixed deposit account of at least 15,000 Baht (for all types of Platinum card level).
Signature card
  • Thai and foreign applicants must have a KBank savings and/or a KBank fixed deposit account of at least 70,000 Baht to apply for OneSiam Signature Credit Card and THE PASSION Credit Card
  • Reserved for invited customers only to apply for THE WISDOM, THE PREMIER, King Power Signature Credit Card and Muang Thai Smile Credit Card (Pink Gold)
Infinite card
  • Reserved for invited customers only to apply for THE WISDOM (Visa Infinite) and OneSiam Infinite Credit Card

Age

  • Applicant age for a primary card : 20 - 80 years old
  • Applicant age for a supplementary card : at least 15 years old

Note :

  • Foreign applicants are not allowed to apply for Blue Credit Card.
  • Applicants seeking to reapply for a card must do so after at least 3 months from the last application.

Documents

Identification documents

Thai Applicants
  • A certified copy of valid national ID card.

Note :

  1. All documents must be certified.
  2. The national ID card must be valid on the application date.
  3. In case of change of name-last name, a copy of certificate of name-last name change is required.
Foreign Applicants
  • A certified copy of valid passport, and
  • A certified copy of valid Visa documents and/or valid Work permit documents.

Note :

  1. All documents must be certified.
  2. The Passport, Visa and Work permit must be valid on the application date.
In case of applicants' age under 20 years old,

Need to summit additional documents as follows;

  • A certified copy of father or mother's or a legal guardian's valid national ID card.
  • A certified copy of applicant's house registration or applicant's birth certificate, certified by
    1. applicant and 2. father or mother/a legal guardian.

Income verification documents

  • A certified copy of a KBank fixed deposit and/or a savings deposit account used as collateral
  • A signed contract on pledge of right to withdraw cash from a deposit account

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Easy application, fast approval

Warning!Beware of persons committing fraud. KBank has no policy of charging any fees for card application or after approval.

K PLUS Service

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FAQs

What are the interest rates of KBank Credit Cards ?
What is the highest limit ? What are the factors for approval consideration ?
How long does it take for approval to be granted ?
Are there any fees and how is the interest rate calculated ?
Is cash withdrawal up to 50,000 Baht per time or per day ?
Inquiries may be made at the K-Contact Center, tel. 02-8888888, and press the following numbers

Use when necessary and pay back full amount on time to avoid 16% p.a. interest rate. / 0% Interest rate when pay back full amount on time.

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