K-Home Loan for SME
Up to 95% of collateral value;up to 30 years to repay
Up to 3.33 times TCG-certifiedcollateral value
Long-term
Maximum 30 years
500,000 Baht minimum up to 95% of collateral value
Starting at MRR per year
Residential property
Long-term loans - up to 7 years Other loans as determined by KBank
Up to 3.33 times of collateral value
Starting at MRR + 3.25% per year
If the borrower has the qualifications as established by the Bank, e.g., income, business experience, age, etc., a co-borrower is not required. If a co-borrower is required, that person must be a parent, child, biological sibling, or spouse.
Yes, your experience can be verified by official documents issued by the government or by a reliable private entity demonstrating that you have at least three years of business experience, e.g., licenses, tax submission forms, rental contracts, etc.