​​​​​​​​​​​​​​Two loans in one!

Types of Loan

Long-term

Installment Period

Maximum 30 years

Loan Limit

500,000 Baht minimum up to 95% of collateral value

Interest Rates

Starting at ​MRR per year

Collateral

Residential property

Types of Loan Term

• Long-term loan
• Overdraft (OD)
• Promissory Note (PN)
  
• Letter of Guarantee​ (LG)
  
• Trade finance (T/F)

Installment Period

Long-term loans - up to 7 years
Other loans as determined by KBank

Loan Limit

Up to 3.33 times of collateral value

Interest Rates

Starting at MRR + 3.25% per year

Collateral

Residential property

• Private of Thai nationality
• Be at 20-65 years of age and older (not older than 75 years old for current customers)
• Have operated a business for more than 3 years
• Good financial standing by KBank criteria
• Loans to be guaranteed by TCG require documents showing income tax filings (TCG criteria)

Private Individuals

• Copy of the national ID card of the applicant, spouse, guarantor, and collateral owner
• Copy of the house registration of the applicant, spouse, guarantor, and collateral owner
• Copy of a marriage or divorce certificate or spouse's death certificate (if any)
• Copy of a name-surname change certificate of the applicant, spouse, guarantor, or collateral owner (if any)
• Copy of the business registration and / or other government-issued documents
• Documents showing the income of the business such as account statements, bills, etc.
• Copy of the collateral ownership document (for loans that required collateral only)
• One-year performance summary – both complete and incomplete (In case LG requested for bidding or advance payment)
• Other documents as specified by KBank