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PA for Seniors
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Senior Accident Insurance.
Family bears no risk.
Coverage up to 1 million baht.
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Senior Accident Insurance
Coverage for loss of life, dismemberment, loss of sight, or Total Permanent Disability from accidents.
Coverage up to 1 million baht.
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We've got it all covered.
Medical Expenses
Maximum 50,000 baht / accident
No advance payments
At more then 250 contractual hospitals nationwide
Compensation for hospitalization
Maximum 1,000 baht / day
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Extensive Protection.
Homicide or Terrorism.
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Cremation and Funeral Expenses.
Details of coverage and terms for accident or illness are as stated in the policy. Maximum coverage 50,000 baht.
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Insurance Details
| Coverage | Benefits (Baht) |
|---|
| Plan 1 | Plan 2 |
|
1. Loss of life, dismemberment (hand, feet), loss of sight, or Total Permanent Disability from | | |
| 500,000 | 1 million |
| 100,000 | 200,000 |
| 100,000 | 200,000 |
- While riding or traveling by motorcycle
| 100,000 | 200,000 |
2. Daily income compensation when hospitalized as inpatient from accident (including riding or traveling by motorcycle) and terrorism
(maximum 30 days / accident) | 500 | 1,000 |
3. Medical expenses / each accident (including riding or traveling by motorcycle) and of terrorism
| 20,000 | 50,000 |
4. Cremation and Funeral Expenses in case of loss of life due to accident or illness
(waiting period of 180 days in case of illness)
| 20,000 | 50,000 |
Age (years)
| Premium (Baht) |
|---|
| 55 - 75 years | 3,700 | 7,400 |
| 76 - 99 years (renewal) | 3,700 | 7,400 |
Remarks:
- Details of coverage and terms are as stated in the policy
- Please thoroughly study the details of coverage, terms and conditions before purchasing.
| Non-Life Insurance Providers |
|---|
Non-Life Insurance Company
Muang Thai Insurance Public Company Limited | Insurance Broker
Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547 |
Remarks:
- KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
- The buyer should thoroughly study the details of coverage, terms and conditions before purchasing
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Conditions- For insured aged 55-75 years, the renewal is for up to 99 years
- No coverage for courier staff, motorcycle taxi drivers, laborers, miners, guards, factory workers, fishermen, antenna installation technicians, other technicians (such as bricklayers, carpenters, electricians, plumbers, and auto repair technicians), receptionists on ships or aircraft, etc.
- The insured person can be insured for only one policy
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How to Apply
| Required documents for the application |
|---|
- Insurance request form
- For Thai: copy of an ID card
- For Foreign Applicant:
- copy of first page of passport which shows immigrations stamp and copy of valid work permit or
- copy of valid Visa and valid work permit
- certified copy of marriage registration (optional)
- certified copy of resident registration (optional)
- certified copy of lease agreement of residence at least 1 year (optional)
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Frequently Asked Questions
What accidents are not included?
Accidents that are specified in the exclusion of the policy.
What are the conditions for murder and assault?
The conditions are as stipulated in the insurance policy. If the insured is murdered or injured in an assault, the sum insured will be paid according to the terms of loss of life coverage, dismemberment, loss of sight, or Total Permanent Disability.
Terrorism refers to an act of using force, violence, or intimidation by an individual or a group of individuals whether acting alone or acting on behalf of any organization or any government for political purposes, religious purposes, ideological purposes, or similar purpose in order to cause panic or fear to the government or public or part of the public.
Can the premium be divided into daily or monthly installments?
That depends on the bank’s policy.
If I have an accident and need to have surgery or X-rays, will this insurance cover the expense?
Yes, because surgery and X-ray expenses are included as parts of the medical expenses.
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