THE WISDOM - KASIKORNBANK

An exclusively privileges that give you more choices,
And more ways to be yourself with…

Privilege packages tailored to your lifestyle,
designed for
KBank THE WISDOM customers.

THE WISDOM
PRIVILEGE 2026

Please contact your Relationship Manager or
THE WISDOM Contact Center 02-8888899

HIGHLIGHT PRIVILEGE

Your Exclusive Privileges

Freely utilize privileges based on your allocated quota, such as Starbucks E-Coupons or Car Wash Services.

Unlimited Comfort and Access

Enjoy unlimited access to benefits, including Priority Pass™ lounges and Fitness centers nationwide.

Superior Care Across The Country

Access comprehensive services nationwide, including Health Check-ups or AirAsia Seat Upgrades.

Elevate Your Privileges According to Your Achievement

Privileges are tiered across asset levels: 10 million Baht, 30 million Baht, 50 million Baht, and 150 million Baht.

Exclusive privileges are for holders of KBank THE WISDOM Card (primary) who meet the eligibility criteria as determined by KBank.

150 million Baht or more
Pleasure Seeker	JOYFUL TRAVELER	Wellness Lover	LIFE EXPLORER
Starbucks e-Coupon 4 times/month	Priority Pass™ Lounge** / Miracle Lounge / The Coral Lounge Unlimited access with one accompanying guest	Fitness Privilege 1 time/day	Priority Pass™ Lounge** / Miracle Lounge / The Coral Lounge Unlimited access with one accompanying guest
Car Wash Service 1 time/month	AirAsia Domestic Flight Upgrade 3 privilege*	Annual Health Check-Up with 1 Family Member 1 time*	Annual Health Check-Up with 1 Family Member 1 time*
Thai Massage By Let’s Relax Spa 1 time/month	Domestic Airport Limousine 8 times* International Airport Limousine 3 times*	Limousine for Health Check-Up 1 time*	Starbucks e-Coupon 4 times/month
Club Marriott Membership 1 privilege*	Airport Meet & Assist Arrival Service 5 times* Airport Meet & Assist Departure Service 3 times*	Thai Massage By Let’s Relax Spa 1 time/month Luxury Spa By SPA Cenvaree 2 times/quarter	Car Wash Service 2 times/quarter
A Complimentary Hotel Dining Voucher (JW Marriott, Anantara, Erawan) 1 time*	Royal Orchid Plus Miles Every 2 K Points = 1 Mile		Domestic Airport Limousine 8 times*
A Complimentary One Night Stay at Mandarin Oriental, Bangkok or Siam Kempinski Hotel Bangkok 1 times*			Airport Meet & Assist Arrival Service 5 times*

50 - 149.99 million Baht
Pleasure Seeker	JOYFUL TRAVELER	Wellness Lover	LIFE EXPLORER
Starbucks e-Coupon 4 times/month	Priority Pass™ Lounge** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 8 privilege*	Fitness Privilege 1 time/day	Priority Pass™ Lounge** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 5 privilege*
Car Wash Service 2 times/quarter	AirAsia Domestic Flight Upgrade 3 privilege*	Annual Health Check-Up with 1 Family Member 1 time*	Annual Health Check-Up 1 time*
Thai Massage By Let’s Relax Spa 2 times/quarter	Domestic Airport Limousine *** 5 times*	Limousine for Health Check-Up 1 time*	Starbucks e-Coupon 2 times/month
Club Marriott Membership 1 privilege*	Airport Meet & Assist Arrival Service 5 times*	Thai Massage By Let’s Relax Spa 2 times/quarter Luxury Spa By SPA Cenvaree 2 times*	Car Wash Service 1 time/quarter
A Complimentary Hotel Dining Voucher (JW Marriott, Anantara, Erawan) 1 time*	Royal Orchid Plus Miles Every 2 K Points = 1 Mile		Domestic Airport Limousine 3 times*

30 - 49.99 million Baht
Pleasure Seeker	JOYFUL TRAVELER	Wellness Lover	LIFE EXPLORER
Starbucks e-Coupon 2 times/month	Priority Pass™ Lounge** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 5 privilege*	Fitness Privilege 1 time/day	Priority Pass™ Lounge** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 3 privilege*
Car Wash Service 1 time/quarter	AirAsia Domestic Flight Upgrade 1 privilege*	Annual Health Check-Up 1 time*	Annual Health Check-Up 1 time*
Thai Massage By Let’s Relax Spa 2 times/quarter	Domestic Airport Limousine 1 time*	Thai Massage By Let’s Relax Spa 2 times	Starbucks e-Coupon 1 time/month
Club Marriott Membership 1 privilege*	Royal Orchid Plus Miles Every 2 K Points = 1 Mile

10 - 29.99 million Baht
Pleasure Seeker	JOYFUL TRAVELER	Wellness Lover	LIFE EXPLORER
Starbucks e-Coupon 1 time/month	Priority Pass™ Lounge ** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 3 privilege*	Fitness Privilege 1 time/day	Priority Pass™ Lounge** Unlimited access with one accompanying guest Miracle Lounge / The Coral Lounge 3 privilege*
Car Wash Service 2 times*	AirAsia Domestic Flight Upgrade 1 privilege*	Annual Health Check-Up 1 time*	Annual Health Check-Up 1 time*
Thai Massage By Let’s Relax Spa 1 time/quarter

OTHER PRIVILEGES

K WEALTH (NEW)

Experience of wealth management privileges, exclusively for THE WISDOM. Unlock an investment solutions tailored specifically for you, and access to in-depth analyses and timely news. Elevate your financial journey with invitations to exclusive activities and seminars, all thoughtfully curated for your unique needs, through:
- WEALTH TEAM THE CIOs team and investment specialists, offering comprehensive analysis and insightful perspectives to guide your financial decisions.
- WEALTH TECH ‘KEWIN’ AI—an intelligent data analysis system—delivers real-time information and personalized alerts, ensuring you stay ahead in every market movement.
- WEALTH PARTNERSHIPS In collaboration with J.P. Morgan Asset Management and Lombard Odier, gain privileged access to global investment insights and opportunities, tailored for Thai investors.
Wealth Management Advisory

A bespoke investment advisory and wealth management service exclusively designed for KBank THE WISDOM Card clients. Led by a team of highly knowledgeable and experienced Relationship Managers (RMs)
Investment Seminar

Exclusive In-Depth Insights from Global Investment Experts
K-Econ & K-Business Analysis

Investment Analysis and Economic insights Provided by KASIKORN RESEARCH CENTER Co., Ltd.
All in One Investment Application

Seamlessly Connect to Major Global Markets through the KS One Application

THE WISDOM Financial Privilege
Fee Waivers and Special Rates for Financial Services
K-Consolidated Statement
Monthly report on your financial products as guidance for management of your assets held with us consolidated in a single statement available via email. Statements
Special Credit for Securities Trading
Get a 5 million Baht special credit line for securities trading with KASIKORN SECURITIES PCL upon presenting your KBank THE WISDOM Card.
THE WISDOM Safe Deposit Box *
International-standard, high-security deposit box systems to THE WISDOM customers. Located in central business districts for your business and personal convenience, these centers also include dressing rooms and special reception areas.
THE WISDOM Priority Service
To enjoy easy, convenient and rapid service, simply show your KBank THE WISDOM Card to a staff member, or use THE WISDOM Smart Queue.
THE WISDOM Lounge
A specialized service center designed to elevate financial and investment solutions, equipped with numerous amenities
KBank Health Service
A dedicated hospital assistance service for THE WISDOM customers, ensuring you receive all benefits you are entitled to under your health insurance policy.
THE WISDOM Contact Center
The dedicated THE WISDOM Contact Center staff is available 24/7 at 02-8888899

*Those who maintain an average deposit/investment balance with the bank for six months and/or pay life insurance premiums according to the bank’s calculation method, with a total amount of at least 10 million THB. Cardholders must maintain the required asset level from the date of registration through the date of redemption.
** Primary cardholders of THE WISDOM KBank Credit Card.

THE WISDOM Exclusive Experience *
Indulge in multiple exclusive activities thoughtfully selected for your happiness and impressive experience throughout the year.
THE WISDOM Birthday Gifts *
Hotel & Spa Privileges
Yacht Service by Sailing Yacht Thailand
30% off normal prices for all yacht services
THE WISDOM Reserved Parking Service
THE WISDOM customers enjoy free reserved parking at leading shopping venues and hospitals.
Personal Assistant Services
Superior privileges catering to the lifestyle needs of THE WISDOM Cardholders, whether in Thailand or abroad, are available at THE WISDOM Contact Center, 02-8888899, 24 hours a day.
Miracle Lounge at Suvarnabhumi Airport (Thai Airways)
Exclusive privilege for holders of KBank Credit Card (Platinum or higher level) traveling abroad with Thai Airways. Enjoy complimentary access to the Miracle Lounge at Suvarnabhumi Airport — up to twice a year (excluding accompanying guests).
K Point KLUB at Suvarnabhumi Airport **
Relax before your flight at K Point KLUB at International Departures, 4th floor, East side near Concourse A, and West side near Concourse G. The self-service area is available 24/7, with no limit on service use per year, including one accompanying guest.
Global Customer Assistant Services
If you lose your card while traveling abroad, the VSCC (VISA Signature Customer Center) is available 24 hours a day to cancel the lost card and issue an emergency replacement and cash advance.
Travel Insurance
Coverage for overseas trips, at no additional cost, is offered to holders of KBank THE WISDOM Card and KBank THE WISDOM Card (Visa Infinite). Simply pay for your airfare with your eligible card to receive this benefit.
Samitivej Virtual Hospital
Online medical consultation available 24 hours a day by Samitivej Virtual Hospital
Hospital Special Offers
Special Offers from Leading Hospital Groups
VIP Service from BDMS Wellness Clinic, Phayathai Hospital, MedPark Hospital, Praram 9 Hospital and TRIA Medical Wellness Center
Sanitizing Services from De Hygienique (Thailand) *
Receive a cleaning and sanitizing service for a mattress (up to 6 feet in size), valued at 2,890 Baht, from De Hygienique (Thailand).

Special campaign! Increase your assets to elevate your investment experience and enjoy THE WISDOM UP & MORE PERSONALIZED 2026 privileges. A six-month average in your deposit/investment with KBank is not required.

THE WISDOM PRIVILEGE

A collection of refined privileges at elite service destinations across Thailand

Fitness
Privilege

Car Wash
Service

Thai Massage By
Let’s Relax Spa

Luxury Spa by SPA
Cenvaree

FAQ

UP & MORE personalized privileges that are more diverse and exclusive for THE WISDOM customers who have maintained a six-month average of at least 10 million Baht, 30 million Baht, 50 million Baht, or 150 million Baht in deposit/investment with KBank and/or paid insurance premium in accordance with the calculation method determined by KBank. They can choose one of four packages that matches their needs and lifestyle preferences:

PLEASURE SEEKER – for those who enjoy life to the fullest
JOYFUL TRAVELER – for travel enthusiasts
WELLNESS LOVER – for those who prioritize health and wellness
LIFE EXPLORER – for those seeking diverse lifestyle activities

Holders of KBank THE WISDOM Card (primary) who have maintained a six-month average of at least 10 million Baht in deposit/investment with KBank and/or paid insurance premium in accordance with the calculation method determined by KBank.

For new KBank THE WISDOM customers who receive their card from January 31, 2026 onwards, they can select

a package within 30 days from the date of card approval through THE WISDOM Privilege menu on KBank Live LINE. In case cardholders do not select a package within the specified period, it will be deemed that they agree to select the LIFE EXPLORER package.

If the customer does not make a selection within the required timeframe:

Existing cardholders: The customer will be deemed to have selected the same package as in 2025.
New cardholders: The system will deem the customer to have been automatically assigned the LIFE EXPLORER package.

The system-assigned privileges will take effect immediately.

Once cardholders select a package, they cannot change it. Cardholders can use the privileges immediately after completing the package selection.

Customers can start using their privileges after selection. Simply click the MY PACKAGE 2026 tab on the HOME screen, through THE WISDOM Privilege menu on KBank Live LINE.

The available packages cannot be modified. However, KBank has offered privileges catering to different lifestyle preferences.

Customers can review package details to choose the one that best suits their needs. For those seeking diverse privileges, the LIFE EXPLORER package offers a mix of benefits, including airport lounge access and health checkup packages, to accommodate lifestyle preferences.

Customers who choose the WELLNESS LOVER package can access facilities at all participating fitness centers at any time as listed in the Privilege Book, with one visit per day and no location-based quota restrictions.

For 2026, the “UP & MORE PERSONALIZED” concept has been designed to perfectly match the lifestyle of health enthusiasts. Those who select the WELLNESS LOVER package can make the most of their fitness privileges without worrying about access limitations.

Customers who select the LIFE EXPLORER or JOYFUL TRAVELER package can enjoy unlimited access to airport lounges worldwide, along with one accompanying guest, free of charge.
Customers who select other packages or are not eligible to select one will be subject to a service fee for both themselves and their accompanying guest, at the rate determined by the lounge.
Customers who do not select the JOYFUL TRAVELER or LIFE EXPLORER package but use their Priority Pass™ will be charged for all lounge visits.

From March 1 - 31, 2025, during the privilege transition period, KBank will waive the service fee under certain conditions.

1) Domestic Airport Limousine refers to a limousine service for pick-up and drop-off between accommodations and Suvarnabhumi Airport, Don Mueang International Airport, and other regional airports (Chiang Mai, Phuket, and Khon Kaen).

2) International Airport Limousine refers to a limousine service for pick-up and drop-off between accommodations and leading airports worldwide in the following countries: