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KBank JCB Platinum

​​​​​​​​​​​​​​​​​​​​​​​​​​​Super deals! For
Japan lovers ​

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Benefits

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Additional Service

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How to Apply 

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​คำถามที่พบบ่อย

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​Get Cash Back up to 700 baht!
Exclusively for New Customer

Credit Card Approval Period: 1 Mar - 31 Aug 2020

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Only for new applicants who make purchases with their KBank JCB Credit Card! Get cash back up to 700 Baht!


New applicants for KBank JCB Credit Card, either a primary or supplementary card, who spend not less than 5,000 Baht within 30 days of the card approval date get 200 Baht cash back.

or

Get 700 Baht cash back for spending of not less than 10,000 Baht under the Smart Pay by Phone program with 6-month installment payment (with installment fee) within 30 days of the card approval date (Valid only for new applicants for KBank JCB Credit Card, either primary or supplementary card, who have never used K-Credit Card or have cancelled the previous card not less than six months before the new card’s approval date).


Conditions for cash back

  • Valid for new applicants for KBank JCB Credit Card, either primary or supplementary card, who have never used K-Credit Card or have cancelled the previous card not less than six months before the new card’s approval date, which must be during March 1-August 31, 2020.

  • Get 200 Baht cash back for spending of not less than 5,000 Baht via KBank JCB Credit Card within 30 days of the card approval date.

  • Get 700 Baht cash back for spending of not less than 10,000 Baht under the Smart Pay by Phone program with 6-month installment payment (with installment fee) within 30 days of the card approval date.

  • Limited to cash back of up to 700 Baht/cardholder, including cardholders making payment under the Smart Pay by Phone program for all promotions held during March 1-August 31, 2020.

  • Expenditures will be calculated starting from the approval date. The following expenditures are not eligible for this promotion: cash advance, payment of interest and penalty fee, fees for purchase of all types of investment units (SSF/RMF), trade- and commerce-related expenditure, EDC expenditure at the cardholder’s own business and payment for goods/services that is subsequently refunded, changed, or cancelled.

  • Expenditures via a primary card and its supplementary card(s) cannot be combined.

  • Cash back will be credited to a credit card account within 90 days of the statement date wherein cardholders’ expenditures and installment payment amounts must comply with the conditions established by KBank. Only holders of a valid KBank JCB Credit Card who are in good standing and have never defaulted on payment through the day that the cash back is credited are eligible for cash back.

  • Cash back is non-transferable and cannot be exchanged for/changed into cash.

  • This promotion cannot be used in combination with other promotional programs.


Conditions for Smart Pay by Phone

  • Expenditures under the Smart Pay by Phone program must be not less than 2,000 Baht/sales slip, and monthly installment payment must be at least 500 Baht. Cardholders must express their intention to join the Smart Pay by Phone program after the merchant requests collection from KBank, which must be at least three business days before the statement date.

  • Cardholders can choose a 6-month repayment period with interest rate of 0.79 percent per month, using a flat rate calculation which is equal to effective rate of 16.07 percent p.a. for said period.

  • Cardholders who request a temporary credit limit do not qualify for this program. KBank reserves the right to cancel the Smart Pay by Phone program if it is later found that the expenditure surpasses the existing credit limit.

  • Corporate credit cards, Fleet Cards, Happy Online Credit Cards and ThaiBev Credit Cards are not eligible for this program.

  • Expenditures made in both Thailand and abroad are eligible for this program.

  • The following expenditures are not eligible for this promotion: cash advance, payment under KBank Smart Cash program, KBank Smart Pay, purchase of all types of investment units, payment of interest, penalty fee and other fees.

  • Valid for cardholders with good payment history during the past six billing cycles.

  • Reward points earned from expenditures shifted to Smart Pay by Phone for repayment shall be deducted in full from the card account and returned in monthly amounts corresponding to Smart Pay By Phone payments.

  • Approval for Smart Pay By Phone is at the sole discretion of KBank and subject to established KBank criteria.

  • KBank reserves the right to not waive installment fee collected in the latest statement.

  • In case of card cancellation, KBank reserves the right to collect the entire outstanding amount including installment fee and other fees in full.

  • In case the Cardholder cancels Smart Pay By Phone before payments are complete, the service cannot be reinstated for said payments.


General conditions

  • Conditions and criteria for loan approval and other issues are determined by KBank.

  • KBank reserves the right to change the terms and conditions, and cancel this promotion program, without prior notice. In case of dispute, KBank’s decisions are final.

  • For more details and information, please call the K-Contact Center at 02-8888888.

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Serves Every Lifestyle: Dinning – Travel - Shopping

 
 

For spending at Japan, South Korea, Hong Kong, Singapore and Taiwan

With JPY, KRW, HKD, SGD or TWD
1 Jun 19 – 31 Dec 19

 
 

Enjoy meals anywhere! Get 3% cash back!

For spending every 800 Baht/sales slip at any restaurant worldwide.1 Jun 19 – 31 Dec 19

 
 

Special Yen Exchange rate!

Get discount 0.15THB: 100 JPY
, or enjoy 4-month installment payment at 0%
1 Jun 19 – 31 Dec 19

 
 

Earn 2X points!

For spending in Japan! No minimum amount required.

 
 

Enjoy VIP Lounges globally


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Conditions

​​

  • Cardholders may make 3-month installment payment at 0% with the purchase of participating products at participating merchants, and with payment made in selected foreign currencies, during June 1 –December 31, 2019; the transaction amount must not be less than 2,000 Baht.

  • To join the Smart Pay By Phone at 0% program, please call 02-888-8888 after the merchant requests collection from KBank, which must be at least three business days before the statement date. Cardholders may join the program by January 15, 2020.

  • Cardholders who request a temporary credit limit increase do not qualify for the Smart Pay By Phone program.

  • Only cardholders with no default on payment over the past three billing cycles are eligible.

  • Cardholder payments through Smart Pay By Phone shall not be included in total expenditures for cash back or any other KBank promotion.

  • The following transactions do not participate in this program: spending at restaurants globally, cash advance, cancelled payment, spending via business credit card or corporate credit card of any type.

  • Reward points earned from expenditures shifted to Smart Pay By Phone for repayment shall be deducted in full from the card account and returned in monthly amounts corresponding to Smart Pay By Phone payments.

  • Approval for Smart Pay By Phone is at the sole discretion of KBank and is subject to established KBank criteria.

  • In case the Cardholder cancels Smart Pay By Phone before payments are complete, the service cannot be reinstated for said payments. KBank reserves the right to change the terms and conditions, and to cancel this promotion, without prior notice. In case of dispute, KBank’s decisions are final.

  • For more information, please call the K-Contact Center at 02-888-8888.​

Conditions


  • Spending must be made during June 1 - December 31, 2019, under the following Merchant Category Codes (MCCs): Eating Places and Restaurants: 5812 and Fast Food and Restaurants: 5814, excluding Drinking Places (bars-alcoholic beverages, cocktail lounges, discotheques, taverns & night clubs: 5813).

  • Cash back limited to 120 Baht/credit card/month

  • Cash back will be credited to your credit card account within 60 days of the transaction date.

  • KBank reserves the right to change the terms and conditions, and to cancel the program, without prior notice. In case of dispute, KBank’s decisions are final.

  • To learn more, please call the K-Contact Center at 02-888-8888.​

Conditions


  • Get a discount when buying JPY via KBank JCB Credit Card at KBank branches, excluding the Suvarnabhumi and Don Mueang Airport Branches.

  • To enjoy a 0.15 Baht discount per 100 JPY, the Cardholder is allowed to purchase JPY in the amount equivalent to 50,000 Baht/day (no KBank Reward Points earned).

  • To qualify for 4-month installment payment, the Cardholder must purchase JPY in the amount equivalent to at least 4,000 Baht/sales slip and not more than 200,000 Baht/transaction/day (no KBank Reward Points earned) at the Foreign Exchange Booth at Suvarnabhumi, Don Mueang, Chiang Mai and Phuket airports and other participating branches.

  • Cardholders buying JPY under this program must choose to get 0.15 Baht discount per 100 JPY or 4-month installment payment at 0%; they are not allowed to use both privileges concurrently.

  • KBank reserves the right to change the terms and conditions, and to cancel the program, without prior notice. In case of dispute, KBank’s decisions are final.

  • To learn more, please call the K-Contact Center at 02-888-8888.

Conditions


  • Spending in Japan earns double points; no minimum spending required.

  • Every 25 Baht spent in JPY earns 2 points; limited to 2,000 points/cardholder/billing cycle.

  • Bonus points will be shown in the statement within two billing cycles, or within 60 days of the billing cycle where Cardholders have fully complied with the terms and conditions of the promotion.

  • Only Cardholders having good standing and no default on payment qualify.

  • Learn more conditions and details at participating merchants and through KBank media.

  • From April 1, 2020, cardholders earn one point for every 25 Baht spent in the European Economic Area
    Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland (including Öland Island) , France (including French Guiana, Guadeloupe, Martinique, Reunion, Saint-Barthélemy and Mayotte), Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal (including Azores and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta, and Melilla), Sweden, United Kingdom (including Gibraltar), Liechtenstein, Iceland (including Svalbard and Jan Mayen)

  • KBank reserves the right to change the terms and conditions without prior notice. In case of dispute, KBank’s decisions are final.

  • To learn more, please call the K-Contact Center at 02-888-8888, 24 hours a day.

Conditions

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TG Lounges at Suvarnabhumi Airport

  • Available only to KBank JCB Platinum Credit Cardholders when taking an international flight on Thai Airways International; the service is available only twice each year (all types of K-Credit Cards combined)

  • Please present your KBank JCB Platinum Credit Card and THAI boarding pass before using the service.

  • Cardholders can enjoy the exclusive service at Royal Orchid Lounge in concourse C & E and Royal Silk Lounge at concourse D ​ at Suvarnabhumi Airport.

  • KBank reserves the right to charge fees for the use of services in excess of the specified limits.​

  • Subject to conditions determined by KBank and Thai Airways International. KBank reserves the right to change conditions without prior notice.

  • From now to December 2019.​

​Airport lounges at 28 airports in Japan,Hong Kong, South Korea, Singapore, China and Hawaii

  • ​​Airport​​ lounges in Japan, China and Hawaii are available for Gold and higher-level cards; airport lounges in Hong Kong and Singapore are for Platinum cards only.

  • Airport lounges other than those in Japan and Hawaii are available for Platinum cards only; accompanying guest can access the lounge with fee charged.

  • Use of Airport Lounge in China, Taiwan, South Korea, Malaysia, Singapore, Germany and UK is limited to 8 occasions/cardholder/year.

  • For mor​​e details, Click​​

JCB Plaza Lounges at 28 airports in 9 cities around the world


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Conditions​


​​* TG Lounge Service at Suvarnabhumi Airport

  • Privilege only for KBank JCB Platinum credit cardholders traveling with Thai Airways 2 times/ calendar  year/ person (inclusive of all KBank cards combined)
  • Kindly present your KBank JCB Platinum credit card along with a Thai Airways boarding pass to using the service
  • Cardholders may use the service at Thai Airways lounges (Royal Silk Lounge / Royal Orchid Lounge) at Concourse C and E, Suvarnabhumi Airport
  • Any access over 2 times/ calendar  year will result in a charge to your credit card in the next statement cycle after Lounge service is used
  • Conditions are as specified by Kasikorn Bank and THAI Airways. Kasikorn Bank reserves the right to change the conditions without prior notification to cardholders
  • This privilege is valid from today to December 31, 2019

​** To learn more, please visit http://www.jcbcard.com/platinum/airport_top.html

*** ​​To learn more, please visit ​http://www.jcbcard.com/ws/plaza/lounge_list.html

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PlatinumPrivileges
​Gold
Privileges
Classic Privileges

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Privileges
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Through December 31, 2019

​​​

Through December 31, 2019

​Double KBank Reward Points on expenditures in Japan.

Double KBank Reward Points on expenditures in Japan.​

  • Extra points limited to 2,000 points/cardholder/billing cycle​
  • Subject to KBank conditions.​

0% installment payment

0% installment payment for up to 10 months on cost of air tickets and package tours to Japan with Majestic Travel, call 02-6522000.​

Forex exchange discount 0.15 Baht on every 100 Yen purchased

​​Forex exchange discount! 0.15 Baht on every 100 Yen purchased with your KBank JCB Credit Card at KBank branches

Conditions​

  • Excludes Suvarnabhumi and Don Mueang International Airport Branches
  • Limited to 50,000 Baht/transaction/person/day
  • Purchase of JPY at bank selling rate

Global airport lounge services

TG Lounge services at Suvarnabhumi Airport: KBank JCB Platinum Credit Cardholder may use the lounge twice a year when traveling abroad on THAI Airways International flights*

Airport Lounge service at 28 airports in Japan, Hong Kong, Korea, Singapore, China and Hawaii**

JCB Plaza Lounge service in 8 cities worldwide***

Conditions​

*Only KBank JCB Platinum Credit Cardholders who fly with THAI Airways International now through December 31, 2019 are eligible

  • Please present your KBank JCB Platinum Credit Card and THAI boarding pass for access to the service
  • One cardholder may access TG Lounge (Royal Silk Lounge/Royal Orchid Lounge) for business class passengers at Concourses C and E, Suvarnabhumi Airport twice a year

​ ​

** To learn more, please visit http://www.jcbcard.com/platinum/airport_top.html

*** To learn more, please visit http://www.jcbcard.com/ws/plaza/lounge_list.html

​ ​​

Flying with confidence

Aviation accident insurance with coverage up to 8,000,000 baht

​​

Note​: When fares of authorized aircrafts paid by KBank Platinum card. Protection covers spouse and children under 23 years old with maximum coverage of 8,000,000 Baht/person.

​ ​
Gold​​​​​​​​​​​
​​​

Through December 31, 2019

X2 Extra points

Double KBank Reward Points on expenditures in Japan.

Note​

  • Extra points limited to 2,000 points/cardholder/billing cycle
  • Subject to KBank conditions.

0% installment payment

0% installment payment for up to 10 months on cost of air tickets and package tours to Japan with Majestic Travel, call 02-6522000

Forex exchange discount 0.15 Baht on every 100 Yen purchased

​​Forex exchange discount! 0.15 Baht on every 100 Yen purchased with your KBank JCB Credit Card at KBank branches

Conditions​

  • Excludes Suvarnabhumi and Don Mueang International Airport Branches
  • Limited to 50,000 Baht/transaction/person/day
  • Purchase of JPY at bank selling rate

Global airport lounge services

Airport Lounge service at 28 airports in Japan, China and Hawaii*

JCB Plaza Lounge service in 8 cities worldwide**

Conditions​

* ​To learn more, please visit http://www.jcbcard.com/platinum/airport_top.html

​** To learn more, please visit http://www.jcbcard.com/ws/plaza/lounge_list.html

​​

Flying with confidence

Aviation accident insurance with coverage up to 2,000,000 baht

​​

Note: When fares of authorized aircrafts paid by KBank Gold card. Protection covers spouse and children under 23 years old with maximum coverage of 2,000,000 Baht/person.

Classic
​​​

Through December 31, 2019

X2 Extra points

​Double KBank Reward Points on expenditures in Japan.

Note​

  • Extra points limited to 2,000 points/cardholder/billing cycle​
  • Subject to KBank conditions.​

0% installment payment

0% installment payment for up to 10 months on cost of air tickets and package tours to Japan with Majestic Travel, call 02-6522000

Forex exchange discount 0.15 Baht on every 100 Yen purchased

​​Forex exchange discount! 0.15 Baht on every 100 Yen purchased with your KBank JCB Credit Card at KBank branches

Conditions​

  • Excludes Suvarnabhumi and Don Mueang International Airport Branches
  • Limited to 50,000 Baht/transaction/person/day
  • Purchase of JPY at bank selling rate

Global airport lounge services

JCB Plaza Lounge service in 8 cities worldwide

Conditions​ To learn more, please visit http://www.jcbcard.com/ws/plaza/lounge_list.html

Flying with confidence

Aviation accident insurance with coverage up to 1,000,000 baht

​​

Note: ​When fares of authorized aircrafts paid by KBank Classic card. Protection covers spouse and children under 23 years old with maximum coverage of 1,000,000 Baht/person.

​​ ​​

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Additional Services for Cardholders

Convenient. Safe. Worryfree.

 

K-mAlert Service

K-mAlert, notify every transaction made via your card.

Register at ATMs near you

K-eMail Statement Service

K-eMail Statement, sent on time, view online.

See other ways to apply

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Manage your credit card via​ K PLUS

  • Activate card
  • Update card spending
  • View card statement
  • Check reward points

Download now​

  





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How to apply

Qualifications

Fixed Income Earners

  • 20 - 80 years of age
  • Earn 15,000 baht / month or more
    for Classic card

    Earn 3​0,000 baht / month or more
    for Platinum card​

  • Be employed for 6 months and over

Business Owners

  • 20 - 80 years of age
  • Earn 15,000 baht / month or more
    for Classic card

    Earn 30,000 baht / month or more
    for Platinum card​

  • ​Have operated the business for 1 year and over

For Deposit Collateral ​

  • 20 – 80 years of age
  • Have at least 15,000 baht balance in KBank saving of fixed account for Classic Card
  • ​Have at least 30,000 baht balance in KBank saving of fixed account for Platinum Card
  • KBank special fixed account is not allowed
  • The account name must be the same as Applicant name

Expatriates

  • 20 - 80 years of age
  • Earn 50,000 baht / month or more

Supplementary Card Applicants

  • 15 - 80 years of age
 
Documents Required

Main Card Applicants

  • Copy of a national ID card or passport, visa and work permit in Thailand. (For foreigners)​
  • Incom​e Statement

Supplementary Card Applicants

  • Copy of a national ID card or passport, visa​. (For foreigners)

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Frequently Asked Questions

What is KBank JCB Credit Card ?

​KBank-JCB Credit Card is the chip card issued by KASIKORNBANK incorporated with JCBI, International Payment Brand based in Japan. KBank-JCB Credit Card is accepted at JCB merchants nationwide and worldwide, KBank and JCB ATMs nationwide as well as CIRRUS ATMs worldwide.

What benefits does the KBank JCB credit card provide ?

The Cardholders will get benefit in all categories such as dining travelling and shopping. The highlight benefits in 2018​ are as follows:

Through December 31, 2018

  • Double KBank Reward Points on expenditures in Japan.1
  • 0% installment payment for up to 10 months on cost of air tickets and package tours to Japan with Majestic Travel, call 02-6522000.
  • Forex exchange discount! 0.15 Baht on every 100 Yen purchased with your KBank JCB Credit Card at KBank branches.
  • Global airport lounge services
    • TG Lounge services at Suvarnabhumi Airport: KBank JCB Platinum Credit Cardholder may use the lounge twice a year when traveling abroad on THAI Airways International flights.2
    • Airport Lounge service at 28 airports in Japan, Hong Kong, Korea, Singapore, China and Hawaii.3
    • ​JCB Plaza Lounge service in 9​ cities worldwide.4
​​​ Note
    ​​​1​Earn two points for each Yen expenditure equivalent to 25 Baht.
    • Extra points limited to 2,000 points/cardholder/billing cycle
    • Extra points will appear on your account statement within two billing cycles, i.e. within 60 days following the end of the billing cycle in which qualifying expenditures were made.
    • Only cardholders with a good credit history, i.e. not having any defaults with KBank qualify.
    2Only KBank JCB Platinum Credit Cardholders who fly with THAI Airways International now through December 31, 2018 are eligible.
    • ​​Please present your KBank JCB Platinum Credit Card and THAI boarding pass for access to the service.
    • ​One cardholder may access TG Lounge (Royal Silk Lounge/Royal Orchid Lounge) for business class passengers at Concourses C and E, Suvarnabhumi Airport twice a year.
    ​​3​Airport lounges in Japan, China, and Hawaii are only available to holders of the Gold Card and higher; airport lounges in Hong Kong, Korea, and Singapore are only available to Platinum Cardholders. 4To learn more, please visit http://www.jcbcard.com/ws/plaza/lounge_list.html
​​​​​​​
Does the KBank JCB credit card have an application fee or annual fee ?

There is no application fee and annual fee for the first year. Moreover, annual fees are also waived in ensuing years for cardholders making 12 transactions per year, with the same rate as the Classic, Gold, and Platinum KBank credit card.

Can I apply for a supplementary card ?

Yes. You can apply for a maximum number of 5 supplementary cards.

If I use the JCB credit card abroad, does the risk factor from currency conversions apply ?

The bank will apply the risk factor from currency conversions at the rate of at most 2.5% of the incurred expenses.

Where can I verify the exchange rates used in the calculation ?

You can check at the link: ​​​​​​​​ http://www.jcb.jp/rate/usd.html​​​​​​​​​​


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