Middle|Right Green

Basic Banking Account

​Basic, packed with value

Basic like saving deposit with much more sufficiency.

HtmlBlock
11
Padding
 
 

Deposit, withdrawal, money transfer

 
​

Black
Middle|Left
Left
HtmlBlock
12
Padding
 
 

Withdrawal at any branch

Black
Middle|Left
Left
HtmlBlock
13
Padding
 
 

Earn interest every day!

Interest credited to your account every June and December.

​
Black
Middle|Left
Left
HtmlBlock
14
Padding
 
 

Bill payments with your savings account.

Apply for ​Direct Debit.

​
Black
Middle|Left
Left
HtmlBlock
21
Padding

Account Details

  • Interest is calculated daily and credited to the account every June and December
  • Deposit, withdrawal, money transfer and bill payment can be made at K PLUS, K-Cyber, K-ATM and any KBank branches
Black
Middle|Left
Left
HtmlBlock
31
Padding

Open an Account

Deposit product fact sheet
Details
  • No minimum deposit amount is required for account opening
Qualifications
  • Individual of Thai nationality, age 65 years or older as of the deposit date, or the Depositor participating in the government’s welfare scheme
Required Documents

Individuals

  • National ID Card (Smart Card)
  • Other National ID Card (Not Smart Card), together with a copy of 2 documents; copy of house registration, copy of driving license, copy of government servant / state enterprise employee card or copy of passport)
  • ​Welfare Card (if any)


Deposit product fact sheet

​
Black
Middle|Left
Left
HtmlBlock
32
Padding

Transaction 24/7

 

Internet Banking
 

Mobile Banking
 
Black
Middle|Left
Left
HtmlBlock
33
Padding

Additional Services

Convenient. Safe. Worryfree.

 

SMS​ Alert Service

Incoming-outgoing funds or balance inquiry alerted

Instant alerts of all account activity via SMS

​ Ways to a​pply

K-eMail Statement Service

Safe. Worryfree.

Download, save and print your statements, every month.​

Ways to apply
​
Black
Middle|Left
Left
None
41
Padding

Terms and Conditions for Opening the account

Terms and Conditions for Opening and use of Basic Banking Account
Black
Middle|Left
Left
HtmlBlock
42
Padding

Frequently Asked Questions

What is Basic Banking Account ?

Basic banking account is provided to support the government’s strategy of financial inclusion and they enable the financially vulnerable to utilize banking facilities. It is basically savings account.

Why Basic Banking Account ?
  • No minimum deposit amount is required for account opening
  • No account maintenance fee is collected for a basic banking account, except when its status is changed to that of a savings account
Can existing depositors open Basic Banking Account ?

Existing depositors can open Basic Banking Account if they are eligible for the conditions.

Can Basic Banking Account depositors of other banks open Basic Banking Account at KBank ?

Yes. 1 depositor can open Basic Banking Account per account per bank.

Is interest earned on a Basic Banking Account subject to taxes ?

Annual earned interest on savings accounts up to 20,000 Baht is tax-exempt. If annual earned interest exceeds 20,000 Baht, total earned interest is subject to 15% withholding tax.

Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
InvisibleSectionName
10
Padding

Key Features

Black
Middle|Left
Left
InvisibleSectionName
20
Padding

Account Details

Black
Middle|Left
Left
InvisibleSectionName
30
Padding

Open an Account

Black
Middle|Left
Left
None
40
Padding

Terms and Conditions for Opening the account

Black
Middle|Left
Left