The conditions are as stipulated in the insurance policy. If the insured is murdered or injured in an assault, the sum insured will be paid according to the terms of loss of life coverage, dismemberment, loss of sight, or Total Permanent Disability.
Terrorism refers to an act of using force, violence, or intimidation by an individual or a group of individuals whether acting alone or acting on behalf of any organization or any government for political purposes, religious purposes, ideological purposes, or similar purpose in order to cause panic or fear to the government or public or part of the public.