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Travel Protection (International)

Just pack and go
Travel with worry free

Maximum coverage

THB 5 million

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No medical checkup
Instant issuance​​

Up to 180 days protection.*

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Insurance Details

*Per trip, for both single trip and annual ​trip.


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Extensive protection ​
24/7

For flight delay, accident and illness.

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Maximum coverage
​THB 5​ ​​million

For accident or suffering​ from illness during trip abroad.


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​​Eme​rgency medical evacuation or transferring back to Thailand​.
Maximum coverage THB 30 million

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Additional services from Allianz Global Assistant

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Additional services from Allianz Global Assistant

  • Information services such as visa applications, weather reports, currency exchange rates, etc.
  • Medical advice
  • Information on hospitals, doctors, and clinics
  • Transfer service for emergency patients for treatment or transfer back to Thailand
  • Medical expense deposit service
  • Advisory service for loss of personal belongings / loss of passport
  • Contact information for embassies and consulates
  • Contact information for legal offices


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Insurance Details

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CoverageBenefits (ฺฺB​aht)
Plan 1Plan 2
Plan 3Plan 4
1. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability1,500,0002,000,0003,000,0005,000,000
2. Overseas Medical Expenses​​1,500,0002,500,0003,000,0005,000,000
3. Loss of Personal moneyNot Covered
2,0003,0005,000
4. Travel Document3,000 5,0008,000 10,000 
5. Loss of Damage of Baggage or Personal Belonging15,00020,000​​​
30,00050,000
6. Baggage Delay
5,00010,00015,00025,000
7. Missed Connecting Flight5,0006,0009,00015,000
8. Flight Delay
5,00010,000​
15,00025,000
9. Trip Curtailment15,00020,00030,00050,000
10. Trip Postponement or Trip Cancellation20,000
30,00050,000100,000
11. Hijacking30,00040,00060,000100,000
12. Personal Liability500,0001,000,0001,500,0003,000,000
13. Emergency medical evacuation or repatriation or repatriation of mortal remains​
30,000,000

14. Automatic coverage extension
(30 days maximum)​
Covered
Covered
Covered
Covered
15. Emergency CallNot Covered​
1,0001,5002,500
Period of travel (day)​
Premium (B​aht)
​​​​​
1 - 4​
360
5107211,201​
5 - 6
4937129771,618​
7 - 8​
5618081,1071,831​
9 - 10
6299041,2382,045​
11 - 14
9671,1561,5902,623​
15 - 21​
8101,3811,8893,112​
22 - 31​
1,2061,6352,3213,783​
32 - 40​
1,5092,1232,9184,787​
41 - 50​
1,7762,4993,4565,685​
51 - 60
2,1352,9984,2007,000​
61 - 70
2,4653,4414,8608,100​
71 - 80​
2,6463,6965,2808,800​
81 - 90​
2,8503,9505,7009,500​
91 -120​
3,1714,4046,09910,100​
121 - 150​
3,4224,7786,60710,833​
151 - ​​180​
3,6945,3737,16011,756​
1 ​Year
4,1925,9718,12913,353​
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Remarks:​

  • Premium is included VAT and duty stamps
  • Insurance policy can be used as documentation for a visa application
  • Details of coverage and terms are as stated in the policy. ​​Please thoroughly study the details of coverage, terms and conditions before purchasing
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Coverage Details

Loss of life, dismemberment, loss of sight or total permanent disability

 Total permanent disability refers to disability diagnosed by a physician to the Insured who cannot make a living for the rest of his life.

Medical Expenses

The insurance covers illness and injury caused by accident during period of insurance and hospitalization as in-patient/ out-patient, excluding chronic health condition or pre-existing condition.

Loss ​of money

 The insurance covers cash, bank note, travel cheque or draft, excluding credit card, travel card, stock certificate, bill of exchange or promissory note in case of robbery, gang robbery or pickpocket during the trip. The insured shall pay the deductible of 1,000 Baht and report to the police within 24 hours. The insurance does not cover in case that the insured forgets, neglects, quarrels, commits crime, arrests, escapes the arrest or is under influence of alcohol or drug.

Travel Document

 The insurance covers expenses (document request expense, travel expense and additional accommodation expense but not exceed the sum insured) of passport and VISA application and new travel ticket to replace those that are robbed, stolen, lost or damaged by natural disaster. The insured must report to the police within 24 hours. The insurance does not cover in case that the insured forgets and neglects.

Loss of baggage or personal belonging

The insurance covers loss or damage of baggage and personal belonging kept inside. Such loss or damage is caused by transportation fault of the transportation provider or hotel staff, robbery, gang robbery and burglary with forcible trace of entry-exist.

Baggage delay

If the baggage delay is the transportation provider’s fault, the company will pay the compensation which covers expenses of clothes or necessary clothes which need to be used urgently. Such delay shall be more than 6 hours from the original schedule after the insured has arrived the destination.

Missed flight

 If the insured misses the flight traveling overseas due to delay of airplane, train or boat that travel to the station and the insured cannot find any replacing vehicle within 8 hours, the Company will cover expense of accommodation, food and beverage. (present original receipt and letter issued by the airway)

Travel delay

The insurance covers additional travel or accommodation expense caused by flight delay which delays more than 6 hours from original schedule due to bad weather, defective vehicle of the transportation provider, protest or strike.

Trip curtailment

 The insurance covers actual expense (but not exceed sum insured) of travel or accommodation which has not been used yet.

Trip cancellation

 The insurance covers expense advance payment which is travel or accommodation expense arising from trip cancellation due to loss of life, serious injury or illness of the insured, insured’s father, mother, spouse or child. It also covers in case of flight cancellation announced by the transportation provider due to bad weather, protest or strike.

Hijacking

 If the insured is being held as a hostage during the plane hijack at least 24 hours consecutively, the Company will pay compensation for every 24 hours of being a hostage but not exceed the sum insured.

Personal Liability

 The insurance covers loss of life and injury or loss or damage to personal belonging of the third party caused by accident of the insured.

Emergency medical evacuation or repatriation or repatriation of mortal remains

 The insurance covers expense of repatriation or repatriation of mortal remains due to injury or illness occurring during the trip which takes the insured’s life within 30 days from the day of such injury or illness

Emergency call

 The insurance covers in case of medical emergency call to AGA Services (Thailand) only.

Automatic coverage extension

(​30 days maximum)		 Refers to extension of period of insurance in case of unforeseen incident such as riot or protest which may delay the travel plan
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Non-Life Insurance Providers

Non-Life Insurance Company

Muang Thai Insurance Public Company Limited

​​​​​Insurance Broker

Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547

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Remarks:​​

  • KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
  • The buyer should thoroughly study the details of coverage, terms and conditions before purchasing​​
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Insurance conditions

  • The insurance provides 24-hour coverage throughout a trip
  • T​he insured must be 1-70 years old
  • No health check-up
  • The insurance provides single trip and annual trip are available to buy
  • The insurance provides coverage up to 180 days per a trip for single trip and annual trip
  • 1 person 1 policy
  • No coverage to the following countries: North Korea, Cuba, Syria, Sudan, Burundi, Pakistan, Palestinian Territories, Rwanda, Libya, Lebanon, Liberia, Angola, Afghanistan, Azerbaijan, Iraq, Israel, Iran, Eritrea, Uzbekistan, Ethiopia, Algeria, and Haiti
  • The Company will not accept the insurance application insurance in case of traveling to any country with the purpose of overnight hiking or trekking on nature trails, backpacking, camping on the mountains, mountain climbing, climbing or rock climbing including mock cliffs or others with similar type.

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How to Apply

Required documents for the application
  • Insurance request form
  • Copy of passport
  • Copy of an ​ID card (a child can use a birth certificate or a copy of a house registration in place of an ​ID card)

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Frequently Asked Questions

Who can apply? What documents are required?

Individuals age 1 – 70 years old whose documents are required as follows

  • Insurance application form
  • Copy of passport
  • Copy of an ID card
Can this policy be used for study in foreign countries?

Yes, but it must not be longer than 18​0 days per trip.

Can the medical coverage be applied at all hospitals?

It can be used at all hospitals, and medical expense documents can be submitted to the company for medical expense reimbursement.

If I need to postpone my flight, can this coverage be applied too?

If the flight is postponed, the insured should inform the insurance company to be notified to adjust the coverage date to match the travel date.

If I am eligible for compensation reimbursement, how can I get it?

It depends on whether the insured wishes to receive the compensation by bank transfer or cheque.

How long does it take to get the compensation​?

Around​ 14 working days.

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