Details of LTF/RMF

​Terms and Conditions

• ​​The promotion is reserved for individuals with K-Payroll Benefit accounts who are first-time investors of K-MONEY through the K-Saving Plan (new clients of K-Saving Plan) within the year 2016. Clients must maintain their possession of K-Payroll Benefit accounts until 30 December 2016 to be eligible for the campaign
• The bank evaluates the privileges by calculating the client’s net investment capital in K-MONEY through the K-Saving Plan up to 30 December 2016 (privileges are evaluated since the first day of the client’s K-Payroll Benefit account during the year 2016.) For example, a client invested 2,000 baht per month in K-MONEY through the K-Saving Plan during the period of January-December 2016. The client invested additional cash into K-MONEY during October and sold the fund in November. The total amount of capital considered for this client’s promotional privileges as of 30 December 2016 are calculated as shown in the table. The investment capital considered for promotional privileges shall not exceed the total amount invested in K-MONEY through the K-Saving Plan
• The bank will transfer 0.2% Cash Back of the net investment capital in K-MONEY eligible for privileges to the clients within 25 January 2017. The total amount of Cash Back will be transferred into the client’s savings account that was linked with K-MONEY (K-Payroll Benefit)
• The promotion is reserved for one individual per account (the payroll bank account must have only one owner). The client’s K-Payroll Benefit account will be debited to pay for investments made through the K-Saving Plan
• The bank reserves the right to amend terms and conditions without prior notice
• Investors receiving privileges from this promotion may not obtain additional benefits from other promotional campaigns during the same period of time
• In the case of a dispute, the bank’s decision shall be considered as final

Investors are recommended to study the financial products, remuneration terms, and risks before investing in K-MONEY, bonds and deposits. The volatility of interest rates may affect the short-term value of investment.

For more information, please refer to the following sources: K-Payroll Contact Center 02-8888888 press 851 or www.kasikornbank.com​​

Terms and conditions for SMS Alert service

• This offer is valid only to KBank payroll customers who sign up for SMS Alert service with an annual payment plan within promotion period.
• KBank payroll customer who signs up for SMS Alert service at KBank branch, customer shall pay the 199 Baht annual fee upon signing up. Customer shall get this offer later on.
• After the free usage period ends, the 199 annual fee shall be debited from customer’s deposit account or when it is possible to do so.
• KBank reserves the right to change the terms and conditions of SMS Alert as KBank deems appropriate. In addition, KBank may terminate the service, either in whole or in part, or with any individual user, with prior notice of not less than 30 days in advance.
• In case customers terminate the service prior to the end of the paid-up term, KBank reserves the right to not return any portion of the paid fee.
• To learn more, please visit www.kasikornbank.com
  
  

​​​​​Special 1: 0% interest rate for the first 30 days* 

• Loans of up to 5 times your monthly income! Max 1.5 Million Baht
• No annual fee!
• No collateral or guarantor required!​​

*Conditions for K-Express Cash Card Instant Loan ​30 Days Interest Free Promotion ​
1. Eligibility: New customers who have regular income or KBank Payroll customers, who apply for K-Express Cash Card From January 1 – June 30, 2018 with application approved by July 31, 2018

2. Customers who applied for K-Express Cash Card prior to the first day of the promotion, or cancelled the service less than six months prior to the first day of the promotion, or customers under the K-Express Cash - K-Home Loan bundling program, Saving for Future Benefit, K-SME Express Cash Card, or other program offering special interest rates are ineligible for this promotion.

3. Participants eligible under items 1 and 2 are entitled to the following special offers upon loan approval.     

    3.1 0% interest Rate for the first 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account, and who apply and are approved for Auto Payment to make payments for K-Express Cash Card or K-Express Cash for Payroll (as the case may be). Following the initial 30-day interest-free period, normal interest rates per approved loan amount shall apply.    

    3.2 50-percent interest discount for 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account. Following the initial 30-day reduced-interest period, normal rates per approved loan amount shall apply.

4. KBank reserves the right to cancel the special offers listed under item 3 without prior notice if customer defaults on a loan payment or makes a payment of less than the minimum amount due noted in the statement. In such cases, KBank will assess normal interest per the approved loan amount.

5. Those who do not meet the criteria in item 1 are ineligible for this program and shall be subject to normal interest rates per approved loan amount.

6. Other conditions per KBank regulations apply. 

7. KBank reserves the right to alter promotion offers, details, and terms and conditions without prior notice. Loan approval and other considerations are subject to established KBank criteria. In case of dispute, KBank decisions are final.

8. To learn more, please contact any KBank branch, or call 02-8888888 press 04.