K-Payroll BenefitsWith special Privileges Exclusive for KBank Payroll Customers
Get 0.25% extra interest rate / year on top of announced rate.* For short-term deposit (3 months) with deposit of 10,000 - 1,000,000 baht (Until 30 June 2019)
*According to the deposit interest rates announced by the bank on the day of deposit.
Get 0.25% extra interest rate / year on top of announced rate*For 9-month fixed deposit of 9,000 - 1,000,000 baht (Until 30 June 2019)
(Until 31 October 2017)
Investors are recommended to study the financial products, remuneration terms, and risks before investing in K-MONEY, bonds and deposits. The volatility of interest rates may affect the short-term value of investment.
For more information, please refer to the following sources: K-Payroll Contact Center 02-8888888 press 851 or www.kasikornbank.com
On application of Pro Saving 1525 or Pro Saving 1520*
*For the premium of 40,000 baht and above only, limited to an authorized annual insurance.
Special offer for Payroll customers onlySign up for SMS Alert service with an annual payment plan, get free usage for 6 months. (Annual fee is 199 Baht.)
Remarks
Terms and conditions for SMS Alert service
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Privileges
Interest rate
K-Home Loan offers selections of special low interest rates for K-Payroll Benefit customers with special low interest rates (This promotion applies for application between 1 January – 31 March 2019)
Apply Online
*After above period, the Bank will charge a floating rate of MRR – 1.00%* (in case of commercial house, the Bank will allow to choose interest rate type 1 – 5 only) except the vacant land.
Get an additional loan rate reduction of up to 0.25% over the 1st year by meeting the following conditions.
Special 1: 0% interest rate for the first 30 days*
Special interest rate (p.a.)
How to get the special rate
KBank Payroll customer
Permanent Employee
20%
18%
For 30 days
from approval date
24%
22%
27%
26%
50-percent interest rate reduction (p.a.) for 30 days from approval date
Permanent Employee
240,001 and up
20%
10%
+
2) Apply for Cash Day 1
80,001 – 240,000
24%
12%
80,000 or less
27%
14%
*Conditions for K-Express Cash Card Instant Loan 30 Days Interest Free Promotion 1. Eligibility: New customers who have regular income or KBank Payroll customers, who apply for K-Express Cash Card From January 1 – June 30, 2018 with application approved by July 31, 2018
2. Customers who applied for K-Express Cash Card prior to the first day of the promotion, or cancelled the service less than six months prior to the first day of the promotion, or customers under the K-Express Cash - K-Home Loan bundling program, Saving for Future Benefit, K-SME Express Cash Card, or other program offering special interest rates are ineligible for this promotion.
3. Participants eligible under items 1 and 2 are entitled to the following special offers upon loan approval.
3.1 0% interest Rate for the first 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account, and who apply and are approved for Auto Payment to make payments for K-Express Cash Card or K-Express Cash for Payroll (as the case may be). Following the initial 30-day interest-free period, normal interest rates per approved loan amount shall apply.
3.2 50-percent interest discount for 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account. Following the initial 30-day reduced-interest period, normal rates per approved loan amount shall apply.
4. KBank reserves the right to cancel the special offers listed under item 3 without prior notice if customer defaults on a loan payment or makes a payment of less than the minimum amount due noted in the statement. In such cases, KBank will assess normal interest per the approved loan amount.
5. Those who do not meet the criteria in item 1 are ineligible for this program and shall be subject to normal interest rates per approved loan amount.
6. Other conditions per KBank regulations apply.
7. KBank reserves the right to alter promotion offers, details, and terms and conditions without prior notice. Loan approval and other considerations are subject to established KBank criteria. In case of dispute, KBank decisions are final.
8. To learn more, please contact any KBank branch, or call 02-8888888 press 04.
starting from 700 Baht/Day
10% off of patient charges5% off medical service charges
Simply present your KBank payroll savings passbook at any KBank branch nationwide to enjoy these exclusive privileges.
The program provides benefits reserved for clients with KBank Payroll accounts. These include financial, lifestyle, and special event privileges.
Eligible accounts receive monthly salaries through the KBank Payroll system registered by their employers. Clients may contact their employers’ Human Resource Department for additional information.
Simply bring the account’s savings deposit passbook to any branch of KBank nationwide and inform the staffs of the intention to apply for the service.
Clients wishing to continue their deposits upon maturity must present their savings deposit passbooks to request for the extra interest rate of 0.25% per annum at the bank. The bank shall evaluate the clients’ payroll statuses before granting the extra interest rate.
The credit limit can be extended by up to 5 times the client’s income. The client shall present a signed and validated copy of the ID card to the bank. Clients that held KBank payroll accounts for at least 7 consecutive months are exempted from presenting statement of earnings.