K-Payroll Benefits
With special Privileges Exclusive for KBank Payroll Customers

Having KBank Payroll Account and enjoy privileged pricing, special deals and superior value for money.

HtmlBlock
11
 
 
 

Extra 0.25% interest rate.

Get 0.25% extra interest rate / year on top of announced rate.*
For short-term deposit (3 months) with deposit of 10,000 - 1,000,000 baht (Until 30 June 2018)

*According to the deposit interest rates announced by the bank on the day of deposit.


 
Middle|Left
 
HtmlBlock
12
 
 
 

Extra 0.25% interest rate. Flexible withdrawal.

Get 0.25% extra interest rate / year on top of announced rate*
For 9-month fixed deposit of 9,000 - 1,000,000 baht (Until 30 June 2018)

*According to the deposit interest rates announced by the bank on the day of deposit.


 
Middle|Left
 
None
13
 
 
 

0.5% Cash Back for
LTF / RMF investment
​through K-Saving Plan service.

​(Until 31 October 2017)



 
Middle|Right
 

Details of LTF/RMF


Mutual FundSymbolInvestment PolicyRisk Level
LTF
KMSLTF, KS50LTF, KMVLTF
K20SLTF, KGLTF, KEQLTF, KDLTF, K70LTF
THAI Equity6
RMF
KGBRMF
Government Bond3
KSFRMF, KFIRMF
Fixed Income4
KBLRMF, KGARMF
Balance5
KFLRMF, KS50RMF, KEQRMF, KMSRMF, KJPRMF, KEURMF, KGHRMF, KGIFRMF
Thai & Foreign Equity6
KGDRMF
Alternative8​

    ​Terms and Conditions

    • ​​The promotion is reserved for individuals with K-Payroll Benefit accounts who are first-time investors of K-MONEY through the K-Saving Plan (new clients of K-Saving Plan) within the year 2016. Clients must maintain their possession of K-Payroll Benefit accounts until 30 December 2016 to be eligible for the campaign
    • The bank evaluates the privileges by calculating the client’s net investment capital in K-MONEY through the K-Saving Plan up to 30 December 2016 (privileges are evaluated since the first day of the client’s K-Payroll Benefit account during the year 2016.) For example, a client invested 2,000 baht per month in K-MONEY through the K-Saving Plan during the period of January-December 2016. The client invested additional cash into K-MONEY during October and sold the fund in November. The total amount of capital considered for this client’s promotional privileges as of 30 December 2016 are calculated as shown in the table. The investment capital considered for promotional privileges shall not exceed the total amount invested in K-MONEY through the K-Saving Plan
    • The bank will transfer 0.2% Cash Back of the net investment capital in K-MONEY eligible for privileges to the clients within 25 January 2017. The total amount of Cash Back will be transferred into the client’s savings account that was linked with K-MONEY (K-Payroll Benefit)
    • The promotion is reserved for one individual per account (the payroll bank account must have only one owner). The client’s K-Payroll Benefit account will be debited to pay for investments made through the K-Saving Plan
    • The bank reserves the right to amend terms and conditions without prior notice
    • Investors receiving privileges from this promotion may not obtain additional benefits from other promotional campaigns during the same period of time
    • In the case of a dispute, the bank’s decision shall be considered as final

    Investors are recommended to study the financial products, remuneration terms, and risks before investing in K-MONEY, bonds and deposits. The volatility of interest rates may affect the short-term value of investment.

    For more information, please refer to the following sources: K-Payroll Contact Center 02-8888888 press 851 or www.kasikornbank.com​​


None
14
 
 
 

A 150 baht loaded Starbucks card.

On application of Pro Saving 1525 or Pro Saving 1520*

*For the premium of 40,000 baht and above only, limited to an authorized annual insurance.


 
Bottom|Left
 
HtmlBlock
15
 
 
 

Fee waiver.

SMS Alert Service

Special offer for Payroll customers only
Sign up for SMS Alert service with an annual payment plan, get free usage for 6 months. (Annual fee is 199 Baht.)

Remarks

 

 
Top|Right
 

Terms and conditions for SMS Alert service

  • This offer is valid only to KBank payroll customers who sign up for SMS Alert service with an annual payment plan within promotion period.
  • KBank payroll customer who signs up for SMS Alert service at KBank branch, customer shall pay the 199 Baht annual fee upon signing up. Customer shall get this offer later on.
  • After the free usage period ends, the 199 annual fee shall be debited from customer’s deposit account or when it is possible to do so.
  • KBank reserves the right to change the terms and conditions of SMS Alert as KBank deems appropriate. In addition, KBank may terminate the service, either in whole or in part, or with any individual user, with prior notice of not less than 30 days in advance.
  • In case customers terminate the service prior to the end of the paid-up term, KBank reserves the right to not return any portion of the paid fee.
  • To learn more, please visit www.kasikornbank.com


None
16
 
 
 

Your financial intelligence.

K-Expert Center, Chamchuri Square, 2nd Floor, Residence Zone

360 Workshops

Gain knowledge and financial management techniques from experts.

K-Expert Consulting Corner

By a team of professional financial planner from the Thai Financial Planner Association.

Self-learning zone

Source of knowledge and tools to help achieve every goal.


 
Top|Left
 
HtmlBlock
17
 
 
 

Low-interest loans.
For different needs.

K-Home Loan

Privileges


K-Personal Loan for Payroll

Interest rate



 
Middle|Right
 

K-Home Loan Privileges​

K-Home Loan offers selections of special low interest rates for K-Payroll Benefit customers with special low interest rates (This promotion applies for application between 1 April- 30 June 2018​)​

Apply Online

           
Interest rate Year 1 Year 2 Year 3 To the end of contract​
Option 11.00%MRR – 1.50%*
Option 23.30%MRR – 1.50%*
Option 34.05%MRR – 1.50%*
Option 4MRR – 4.20%MRR – 1.50%*
Option 5MRR – 3.40​%MRR – 1.50%*
Option 6​
MRR – 2.40% (entire duration of contract)

*After above period, the Bank will charge a floating rate of MRR – 1.00%* (in case of commercial house, the Bank will allow to choose interest rate type 1 – 5 only) except the vacant land.​


Get an additional loan rate reduction of up to 0.25% over the 1st year by meeting the following conditions.​

  • Purchase a “Pitaksin-Home/Senior life insurance policy (MRTA)” covering 100-percent sum of K-Home Loan limit insured,  and selects the protection period that covers the entire loan term. ( 0.25% reduction)
  • Purchase a “Pitaksin-Home/Senior life insurance policy (MRTA)” per other criteria stipulated above. (0.12% reduction)



HtmlBlock
18
 

Exclusive for KBank Payroll,
Get special interest rate

Until 30 June 2018


 
Middle|Center
 

​​​​​Special 1: 0% interest rate for the first 30 days* 

Approved loan amount
(Baht)
​​Normal interest rate (p.a.)​

Special interest rate (p.a.)​​​

How to get the special rate​

​Permanent Employe​e 

KBank Payroll customer

Permanent Employee

KBank Payroll customer

240,001 and u​​​p

​​20%​​​

1​8%​​​​

​​​​0%

For 30 days 

from approval date​

​​1) ​Apply for K-Express Cash Card
+
2) Apply for Cash Day 1
+
3) Apply for Auto Payment
80,001 – 240,000 Baht​

​​24%​​​​

​22%​​​

80,000 or less

27%​​

​26​​​​%​​​


Special 2: 50-percent reduction in normal interest rates for the first 30 days*
​​​

Approved loan amount
(Baht)​
Normal interest rate (p.a.)

50-percent interest rate reduction (p.a.) for 30 days from approval date

How to get special
​interest rates

Permanent Employee

​​Permanent Employee

240,001 and up

​20%​​

​10%​​

​​1) Apply for K-Express Cash Card

+​​​

2) A​pply for Cash Day 1​​

80,001 – 240,000​​

​24%​​

​12%​​​​

80,000 or less ​

​27%​​​​

​14%​​​​

​​​
​​
  • Loans of up to 5 times your monthly income! Max 1.5 Million Baht
  • No annual fee!
  • No collateral or guarantor required!​​

 

*Conditions for K-Express Cash Card Instant Loan ​30 Days Interest Free Promotion ​
1. Eligibility: New customers who have regular income or KBank Payroll customers, who apply for K-Express Cash Card From January 1 – June 30, 2018 with application approved by July 31, 2018

2. Customers who applied for K-Express Cash Card prior to the first day of the promotion, or cancelled the service less than six months prior to the first day of the promotion, or customers under the K-Express Cash - K-Home Loan bundling program, Saving for Future Benefit, K-SME Express Cash Card, or other program offering special interest rates are ineligible for this promotion.

3. Participants eligible under items 1 and 2 are entitled to the following special offers upon loan approval.     

    3.1 0% interest Rate for the first 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account, and who apply and are approved for Auto Payment to make payments for K-Express Cash Card or K-Express Cash for Payroll (as the case may be). Following the initial 30-day interest-free period, normal interest rates per approved loan amount shall apply.    

    3.2 50-percent interest discount for 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account. Following the initial 30-day reduced-interest period, normal rates per approved loan amount shall apply.

4. KBank reserves the right to cancel the special offers listed under item 3 without prior notice if customer defaults on a loan payment or makes a payment of less than the minimum amount due noted in the statement. In such cases, KBank will assess normal interest per the approved loan amount.

5. Those who do not meet the criteria in item 1 are ineligible for this program and shall be subject to normal interest rates per approved loan amount.

6. Other conditions per KBank regulations apply. 

7. KBank reserves the right to alter promotion offers, details, and terms and conditions without prior notice. Loan approval and other considerations are subject to established KBank criteria. In case of dispute, KBank decisions are final.

8. To learn more, please contact any KBank branch, or call 02-8888888 press 04.


HtmlBlock
19
 

Special discounts
from famous brands.​

 

Exclusive car rental deal

starting from 700 Baht/Day

 

Get 500 Baht discount

​when purchasing digital camera
 

Special health package​​

​10% off of patient charges
5% off medical service charges

​​ ​

 
 
 
TextBlock
21
 

How to Redeem Privileges

Simply present your KBank payroll savings passbook at any KBank branch nationwide to enjoy these exclusive privileges.


 
 
 
HtmlBlock
22
 

Frequently Asked Questions

What is the “K-Payroll Benefits” program?

The program provides benefits reserved for clients with KBank Payroll accounts. These include financial, lifestyle, and special event privileges.

How do I know if my payroll saving account is eligible for K-Payroll Benefits?

Eligible accounts receive monthly salaries through the KBank Payroll system registered by their employers. Clients may contact their employers’ Human Resource Department for additional information.

Where can I apply for this service? What are documents required for the application?

Simply bring the account’s savings deposit passbook to any branch of KBank nationwide and inform the staffs of the intention to apply for the service.

Upon maturity of the 3-month fixed deposit, will I get an extra interest rate?

Clients wishing to continue their deposits upon maturity must present their savings deposit passbooks to request for the extra interest rate of 0.25% per annum at the bank. The bank shall evaluate the clients’ payroll statuses before granting the extra interest rate.

How large a credit limit can be extended for K-Express Cash for Payroll? What are documents required for the application?

The credit limit can be extended by up to 5 times the client’s income. The client shall present a signed and validated copy of the ID card to the bank. Clients that held KBank payroll accounts for at least 7​ consecutive months are exempted from presenting statement of earnings.


 
 
 
InvisibleSectionName
10
 
Key Features
 
 
 
InvisibleSectionName
20