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K-Express Cash Card

​​​​​​​​​​​​​​​​​Instant card
Low Interest Rate,

No Fee and No need collateral

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Credit limit up to 5X your income.

Get cash upon approval — no fee, no collateral.

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Note​: Up to 1.500,000 Baht


 
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Withdraw ​24 hours​​. Maximum 200,000 Baht / day​

200,000 Baht / day

at any bank’s ATM, fee-free.


 
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No fee. For life.

No charge for entry, annual, or cash advance fee.


 
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No withdrawal, no interest.

Interest based on actual usage.


 
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Credit LimitNormal interest ratesSpecial Interest Rates
(For KBank Payroll customer who applies
direct debit repayment)*
240,001 Baht and above20%18%
80,001 to 240,000 Baht24%22%
80,000 Baht or below27%26%​

Note:

  • * Direct debit repayment with minimum THB 500 or 5% of your outstanding balance as stated on monthly statement.     Special interest rates for only new applicant.
  • KBank reserves the right to offer above interest rates only to customers, whose accounts are in good standing, and who have applied to the terms and conditions. 
  • Interest rates shall be varied according to promotion at that time , please read conditions before applying.

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Choose to pay,
on your terms.

Full amount or a minimum of 5% (not less than 500 Baht).


 
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Instant Payment via Multiple Channels

 
 

Pay at ATM

 

Pay via​ K PLUS​​

Download Now ​iOS / Android

 

Pay via​ ​K-Cyber


Pay via Automated Telephone System (IVR)
​02-8888888 Press 891​

 
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Additional Services

Fast. Convenient. Safe.

 

Instant Cash by Phone (Call for Express Cash)

See Details

 

Direct Debit Payment (Auto Payment)

See Details

Request to increase your credit limit

See Details

​​

 
 
 


 

 

Fill in application form

Apply instant cash by t​ransferres
When fill in K-Express Cash
​application form

 

Prepare attached documents

  1. Copy of a national ID card.​​
  2. Original or a copy of payslip or salary certificate issued no more than 2 months​
  3. Copy of a bank statement showing salary being deposited for 3 months prior to the current date, if a salary certificate is used
  4. Copy of a bank statement for 6​ months prior to the current date, if a other income is used

 

Send documents to branches​
​all over the country

Unsecured Credit Product Operation Department
Kasikornbank, Chaengwattana Building, Floor 7
47/1 Moo 3, Ban Mai, Pakkred, Nonthaburi 11120​

​​

 

Prepare attached documents​

  1. Copy of a national ID card
  2. Copy of the first page of your K-Bank deposit account book
  3. Certified true copies with your affixed signature
 

Call K-Bank to transfer cash to your account ​
at 02-8888888 Press​ 04

​​​​
 ​

Prepare attached documents​

  1. Copy of a national ID card
  2. Copy of the first page of your K-Bank deposit account book
  3. Certified true copies with your affixed signature

 

Send documents to headquarters or ​​
branches all over the country​

Unsecured Credit Product Operation Department
Kasikornbank, Chaengwattana Building, Floor 7
47/1 Moo 3, Ban Mai, Pakkred, Nonthaburi 11120​


 

Fill in ​application form

 

Prepare attached documents​

  1. Copy of a national ID card
  2. Copy of the first page of your K-Bank deposit account book
  3. Certified true copies with your affixed signature​
 

Send documents to headquarters
or branches all over the country

Unsecured Credit Product Operation Department
Kasikornbank, Chaengwattana Building, Floor 7
47/1 Moo 3, Ban Mai, Pakkred, Nonthaburi 11120​



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How to Apply

Qualifications

Fixed Income Earners

  • Age 22 - 60
  • Thai nationality
  • Minimum monthly income of 15,000 baht
  • Reachable by phone at home and workplace
Documents Required

Fixed Income Earners

  • K-Express Cash application form
  • Copy of a national ID card
  • Original or a copy of payslip or salary certificate issued no more than 2 months
  • Copy of a bank statement showing salary being deposited for 3 months prior to the current date, if a salary certificate is used


 
 
 
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Frequently Asked Questions​​

Can apply for K-Express Cash, if other income ​?

Detail for K-Express Cash​​ K-SME Express Cash

How many days does it take to get the approval result ?

The approval result is provided within 7 working days after the bank has received complete and correct documents.

How many months can I choose for installments? Can I pay the minimum amount? How much ?

K-Express Cash has 2 options for monthly payments in your preferred manner

  1. Pay in cash: whether full payment; or minimum payments at 5% of total spending or 500 baht, whichever amount is higher; or an amount higher than the specified minimum amount.
  2. Direct debit (only for KBank current account and savings account): whether full payment; or minimum payments at 5% of total spending or 500 baht, whichever amount is higher; or an amount higher than the specified minimum amount.
How does KBank calculate interest ?

Interest is calculated based on actual usage; no withdrawal, no interest (Interest will be calculated daily.)

Is the maximum withdrawal 200,000 baht per transaction or per day ?

Easy withdrawals can be made at ATMs of any bank, 24 hours a day, at a maximum of 200,000 baht per day or a maximum number of withdrawals at 10 times a day.

For more information / further enquiry on K-Express Cash service. What channel I Can contact ?

Please contact K-Contact Center Tel. 02-8888888 and press below steps​​​​

  • Loss card, suspension card, replacement card
Press 00
  • Activate K-Express Cash card
Press 07
  • Product & service information
  • Changing mailing address : billed statement
  • Changing contact number
  • Request PIN
  • Request statement
  • Call for Express Cash service
  • Applied SMS Due Alert service
  • Checking closing balance

Press 04
  • Check current balance
Press 01
  • K-Express Cash Payment
Press 891
 
 
 

Credit LimitNormal interest ratesInterest Rates
(for K-Bank Salary Accountholders)
240,001 Baht and above20%18%
80,001 to 240,000 Baht24%22%
80,000 Baht or below27%
26%​

Note: According to the conditions set by the bank.


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No More Cash Shortages

​​

​​with K-Express Cash Card!


 
 
 
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How to Apply​