- Loan is granted up to 90 percent of collateral value based on KBank’s terms and conditions.
Special interest campaign – Home Loan Festival
For general customers with monthly income of not less than 50,000 Baht
Profession |
Interest rate |
3 - year average |
Effective rate |
|
---|---|---|---|---|
Year 1 - 3 |
There after until end |
|||
Fixed-income earners |
MRR -0.07% |
MRR |
6.43% |
6.47% |
Business owners |
MRR + 0.43% |
MRR + 0.50% |
6.93% |
6.97% |
- For applications submitted from January 1 to March 31, 2023, with mortgage registered by April 28, 2023
- Loans are granted at not more than 80 percent of home price and up to 80 percent of appraised value.
- The above interest rates are applied to customers with monthly income of not less than 50,000 Baht who take out a Pitaksin Life Insurance policy under the conditions determined by KBank.
- These interest rates are applied to all types of residential properties, excluding purchase of vacant land; the rates apply to only newly built/ready-to-transfer housing units (excluding custom-built commercial buildings).
Note :
- Minimum retail rate (MRR) = 6.50% (as of January 3, 2023). MRR is based on the rate announced by KBank as of the loan application date.
For general customers with monthly income of not less than 30,000 - 50,000 Baht
Profession |
Interest rate |
3 - year average |
Effective rate |
|
---|---|---|---|---|
Year 1 - 3 |
There after until end |
|||
Fixed-income earners |
MRR+0.93% |
MRR+1.00% |
7.43% |
7.47% |
Business owners |
MRR+1.43% |
MRR+1.50% |
7.93% |
7.97% |
- For applications submitted from January 1 to March 31, 2023, with mortgage registered April 28, 2023
- Loans are granted at not more than 80 percent of home price and up to 80 percent of appraised value.
- The above interest rates are applied to customers with monthly income of not less than 50,000 Baht who take out a Pitaksin Life Insurance policy under the conditions determined by KBank.
- These interest rates are applied to all types of residential properties, excluding purchase of vacant land; the rates apply to only newly built / ready-to-transfer housing units (excluding custom-built commercial buildings).
Note :
- Minimum retail rate (MRR) = 6.50% (as of January 3, 2023). MRR is based on the rate announced by KBank as of the loan application date.