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Basic Banking Account

Basic, packed with value

Basic like saving deposit with much more sufficiency.

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Deposit, withdrawal, money transfer

 

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Withdrawal at any branch

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Earn interest every day!

Interest credited to your account every June and December.


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Bill payments with your savings account.

Apply for ​Direct Debit.


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Account Details

  • Interest is calculated daily and credited to the account every June and December
  • Deposit, withdrawal, money transfer and bill payment can be made at K PLUS, K-Cyber, K-ATM and any KBank branches
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Open an Account

Details
  • No minimum deposit amount is required for account opening
Qualifications
  • Individual of Thai nationality, age 65 years or older as of the deposit date, or the Depositor participating in the government’s welfare scheme
Required Documents

Individuals

  • National ID Card (Smart Card)
  • Copy of House Registration (in case other ID cards are submitted)
  • Welfare Card (if any)


Deposit product fact sheet

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Additional Services

Convenient. Safe. Worryfree.

 

SMS​ Alert Service

Incoming-outgoing funds or balance inquiry alerted

Instant alerts of all account activity via SMS

Ways to a​pply

K-eMail Statement Service

Safe. Worryfree.

Download, save and print your statements, every month.​

Ways to apply
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Terms and Conditions for Opening the account

Terms and Conditions for Opening and use of Basic Banking Account
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Frequently Asked Questions

What is Basic Banking Account ?

Basic banking account is provided to support the government’s strategy of financial inclusion and they enable the financially vulnerable to utilize banking facilities. It is basically savings account.

Why Basic Banking Account ?
  • No minimum deposit amount is required for account opening
  • No account maintenance fee is collected for a basic banking account, except when its status is changed to that of a savings account
Can existing depositors open Basic Banking Account ?

Existing depositors can open Basic Banking Account if they are eligible for the conditions.

Can Basic Banking Account depositors of other banks open Basic Banking Account at KBank ?

Yes. 1 depositor can open Basic Banking Account per account per bank.

Is interest earned on a Basic Banking Account subject to taxes ?

Annual earned interest on savings accounts up to 20,000 Baht is tax-exempt. If annual earned interest exceeds 20,000 Baht, total earned interest is subject to 15% withholding tax.

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Account Details

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Open an Account

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Terms and Conditions for Opening the account

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