Saving Account
Deposit, withdrawal, money transfer and bill payment can be made at K PLUS,
Language:
Why choose KBank
for your Thai bank account?
Open an account easily
at any branch nationwide.
All financial transactions
Daily payment / Bill payment
K PLUS is the most-used mobile
banking service in Thailand.
Product Recommendations
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Fixed Deposits Account
Various from short term to long term period. Choosing from 3, 6, 12, 24, and
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Foreign Currency Deposit Account
Product type : Current account, savings and 1-, 3-, 6-, 9- and 12-month fixed-ter
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Super Senior Fixed Deposit
30-month fixed deposit with free personal accident insurance. A savings
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Flexible Fixed Deposit Plus Family Protection Account
High interest rate with free personal accident insurance. 9-month fixed dep
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Taweesup Special Fixed Deposit Account (Tax Free Deposit)
Deposit a fixed amount for 24 consecutive months. Interest will be pa
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K Max+ Debit Card
Feel secure to the fullest! Get unlimited number of medical expense claims.
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UnionPay Debit Card
Just insert, swipe or tap your card to make payment and withdrawal worldwi
How to apply
Account
Debit Card
K PLUS
Branches
Using KBank accounts
Search for branches
Note :
KBank branches that provide FCD account service per the list shown in KBank's Website (MYR is available at Phahon Yothin Main Branch only).
Note :
- More information can be obtained at KBank branch.
- Accounts are not allowed to be opened for holders of tourist visa or other types of visa intended to travel in Thailand, such as Visa on Arrival, Free Visa, etc.
Application Channels
Customers presently
without K PLUS
Download K PLUS,
open K-eSavings Account
and apply for debit card
We are always on hand to give you advice at any KBank
Search for branchesApplication for K PLUS can be made via 4 channels:
Mobile phone with KBank cards
- Debit cards
- Credit cards/Xpress Cash Cards
K-ATMs
using K-Debit Cards
KBank branches
using KBank accounts
Opening of K-eSavings
for those who do not have
KBank products
Frequently Asked Questions
In case the savings account has been inactive for a long time, is there an account maintenance fee?
A : If the savings account has been inactive for 1 year and the account balance is less than 2,000 baht, there will be an account maintenance fee of 50 baht per month.
Is interest earned from a fixed deposit account taxed ?
Interest earned from fixed deposits will be taxed at 15%.
How is the difference between Taweesup Fixed Deposits Account and Fixed Deposit Account?
- Taweesup Fixed Deposit require the same deposit amount for 24 consecutive months start from 500 baht to 25,000 baht per month. The interest received will receive 15% tax exemption. (Limit 1 customer 1 account)
- Fixed Deposit offer various term (3,6,12,24 and 36 months), interest will be paid on maturity date and will be taxed at 15%. The Customer do not have to make monthly deposit, only deposit one time with minimum 1,000 baht.
For Flexible Fixed Deposit Plus Family Protection account and Super Senior Fixed Deposit account , Can I withdraw money before the end of the deposit term? How will I receive the interest?
The principle amount can be partially withdrawn before the deposit due term whereby:
- For Flexible Fixed Deposit Plus Family Protection Account
In case depositor withdraw before maturity and deposit is made less than 3 months is subject to the lowest rate of 3-month fixed interest rate, and if deposit is made at least 3 months is subject to the lowest rate of 6-month fixed interest rate.
- For Super Senior Fixed Deposit account
In case depositor withdraw before maturity and deposit is made less than 3 months, the balance earns no interest. If the deposit is made at least 3 months is subject to the lowest rate of 3-month fixed interest rate. savings interest rate.
The remaining funds in the Flexible Fixed Deposit Plus Family Protection account or Super Senior Fixed Deposit account will continue to accrue interest at the specified rate on the deposit dates as usual.
If a cheque has been issued but funds are insufficient on the due date, can the cheque be canceled ?
Once the cheque has been issued, it cannot be canceled. The customer must transfer sufficient funds into the current account by the issue date of the cheque. If the current account has insufficient funds, you will be fined for a returned cheque.
What is the maximum daily deposit of foreign banknotes to an FCD account?
No more than USD15,000 or equivalent in other foreign currencies is allowed to be deposited daily in foreign banknotes to an FCD account held by a Thai or foreign individual / juristic person. If the deposit exceeds the specified amount, customers are required to submit documents showing that the funds are sourced from abroad, such as a currency declaration form with stamp and signature of a Customs official or evidence from businesses relating to foreign means of payment.
If the cardholder enters a wrong 6-digit PIN three consecutive times or forgets their PIN, what can they do?
They can request card suspension by calling the K-Contact Center at tel. 02-888-8888,
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24 hours a day. Or They can request a new PIN at any KBank branch by presenting their existing card, passbook and national ID card for identity verification.
In case of a lost card, what can the cardholder do?
They can request card suspension by calling the K-Contact Center at tel. 02-8888888,
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24 hours a day.
When a debit card is nearing expiration, how is the cardholder notified?
A notification screen will pop up when the cardholder uses their card at an ATM both prior to and during the month of expiration (one time per month). After the cardholder enters their PIN, the screen will display the notification, "Customer's card is nearing expiration. Please replace the card at the branch.
Can all types of KBank Debit Card be used for online shopping?
Yes. Your card will be automatically registered in Verified by VISA for online shopping. Customers can update the information for online shopping via KBank website or inquire further via the K-Contact Center at tel. 02-8888888.
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What is the daily limit for online shopping via KBank Debit Card?
Daily limit for online shopping via KBank Debit Card is 20,000 Baht. The limit can be increased to a maximum of 500,000 Baht a day via the K-Contact Center at tel. 02-888-8888,
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or K PLUS.
How long is a KBank Debit Card valid?
Five years
How to unlock the PIN, if a wrong PIN is entered more than three consecutive times?
PIN can be unlocked via the four following channels:
- Unlock PIN on your own via K PLUS > How to unlock PIN
- Unlock and receive new PIN at K-ATM (with ATM/Debit Card) > How to unlock PIN
- Unlock via K-Contact Center, Tel. 02-8888888 press 03
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- Unlock at any KBank branch
What should I do if I change my mobile phone or mobile number?
You may take the following steps:
- In case of mobile phone change with unchanged SIM: Upon K PLUS installation and first access to the application via 3G/4G/5G, the system will recognize the device change immediately, and you must enter the following information for authentication:
- Number of account/card linked with K PLUS
- Number of ID/passport
- PIN
Upon providing the correct information, you can use K PLUS immediately.
- Change of mobile number by yourself
- Access K PLUS with 3G/4G/5G mobile internet
- Go to “Settings” menu
- Press “New mobile phone to be linked with K PLUS”
Then you can change to the new mobile number without cancelling the service.
Note :
- If authentication has not been done before, customers must conduct such authentication.
- For foreign customers who have not been included in KBank’s database, they may contact any KBank branch to change their mobile phone number.
Adjustment of transaction limits on K PLUS
How to adjust transaction limits on K PLUS
- Access K PLUS and choose “Others”
- Choose “Settings”
- Choose “Transaction Limits”
- Adjust limits for transfer, top-up, bill payment as you wish; maximum limit is 5,000,000 Baht/day and maximum limit for Quick Pay under “Scan” menu is 5,000 Baht/day