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/en/personal/insure/non-life/pages/fire.aspx
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Home Protect Plus
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Guard your beloved home
Disasters insurance to protect you and your home
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Coverage cost of temporary accommodation
Up to 1,000 baht/day, maximum 50,000 baht in total
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All in one
Fire and Natural Perils
Fire, flood, windstorm peril, earthquake, tsunami, hail
Loss or damage of plate glass
Third Party Liability from accidents
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Insurance Details
| Coverage | Plan 1
(Concrete House with Theft Insurance) | Plan 2
(Concrete House without Theft Insurance) | Plan 3
(Semi Concrete and Wood House with Theft Insurance) | Plan 4
(Semi Concrete and Wood House without Theft Insurance) |
|---|
Section 1: Fire and Natural Perils
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1.1 Fire
|
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- Fire, lightning, explosion, vehicle impact, aircraft impact
- Water damage (excluding floods)
- Strike, riot or malicious act (excluding act for political action, religious purpose or doctrine belief)
| Cover per Actual Loss/Damage but not exceed the Sum Insured
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| 10% of Sum Insured but not exceed 200,000 baht/occurrence and in the aggrerate
|
- Cost of temporary accommodation
| 1,000 baht / day
In Total not exceed 50,000 baht in the aggrerate | 500 baht / day
In Total not exceed 25,000 baht in the aggrerate |
| Not exceed 20,000 baht / occurrence and in the aggrerate |
| Not exceed 50,000 baht / occurrence and in the aggrerate |
| 1.2 Natural perils (Limit of liability for natural perils) |
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| Not exceed 10% of Sum Insured / occurrence and in the aggrerate |
| Not exceed 10% of Sum Insured but not exceed 200,000 baht / occurrence and in the aggrerate |
- Earthquake / volcanic/ tidal wave/ tsunami
| Not exceed 10% of Sum Insured / occurrence and in the aggrerate |
| Not exceed 10% of Sum Insured / occurrence and in the aggrerate |
| Section 2. Loss or damage of plate glass |
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- Crack on plate glass (wall-like glass partition, glass door, glass window, shop window, display window)
| Not exceed 10% of Sum Insured but not exceed 50,000 baht / occurrence and in the aggrerate |
| Section 3: Theft with forcible entry, robbery, gang robbery |
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| 3.1 Property in the building | Not exceed 10% of Sum Insured but not exceed 100,000 baht / occurrence and in the aggrerate | - | Not exceed 10% of Sum Insured but not exceed 100,000 baht / occurrence and in the aggrerate | - |
| 3.2 Building | Not exceed 20,000 baht / occurrence and in the aggrerate | - | Not exceed 20,000 baht / occurrence and in the aggrerate
| - |
Section 4. Third Party Liability from accident
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- Loss of life, bodily injury, health and property
| Not exceed 10% of Sum Insured, in Total.
Not exceed 1,000,000 baht / occurrence and in the aggrerate |
Remarks:
- When property is damaged, the insurer will pay compensation for the value of the actual damage, but not exceeding the sum insured. The insurance will not cover any excess value over the actual property value of any property that is damaged
- Details of coverage and exclusions in the policy are based on terms and conditions laid out in the policy. The buyer should thoroughly study the details of coverage, terms and conditions before purchasing
| Non-Life Insurance Providers |
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Non-Life Insurance Company
Muang Thai Insurance Public Company Limited | Insurance Broker
Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547 |
Remarks:
- KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
- The buyer should thoroughly study the details of coverage, terms and conditions before purchasing
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Frequently Asked Questions
Is there any fire damage that is not covered?
Any damage specified as the exclusion in the insurance policy is not covered.
What is the minimum sum insured?
Give examples of perils of water other than flooding.
Water release, leakage, or overflow of water or steam from pipes, water tanks, heating or cooling systems, or air-conditioning pumps; and rainwater that flows through the interior of a damaged roof, windows, door frames, window frames, ventilators, exposed conduits, or gutters.
Does electrical appliances coverage cover in case the electrical appliances are?
Yes, but this does not include other damage.
Does the insurance cover the natural perils that are not stated in the policy?
No, the insurance covers only the perils that are stated in the policy.
If my residence is a condominium, can I apply for this insurance?
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