​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Secure the insecurities.

In case of death or total permanent disability

Provides coverage for the total outstanding balance of the credit card as of the date of death or date when total permanent disability or damage occurrence begins, up to the credit card limit or up to 500,000 baht.

In case of total temporary disability

Provides coverage for monthly compensation of 10% of the total outstanding balance as of the date when total temporary disability begins. The coverage is up to 10% of the credit card limit as of the date when total temporary disability begins, or up to 50,000 baht continuously for up to 10 months as long as the state of total temporary disability remains in effect, during which the amount shall not exceed the credit card limit or a maximum coverage of 5 million baht, whichever is the lesser amount.

1. The insured voluntarily commits suicide within 1 year of the contract date
2. The insured is willfully killed by the beneficiary
3. The insuring or insured party misrepresents his or her actual age, and the company is able to prove that upon entering the insurance contract, the actual age falls outside the insurance premium rate limit based on the normal trade of the company

This insurance contract does not cover disability due to the following causes:

1. Prior illness for which the insured is examined, treated, diagnosed, or provided with consultation before the effective date when the insured joins the insurance
2. When the insured commits a crime with a severe offense or during the course of being arrested by officers due to that crime
3. During war (declared or undeclared), invasion, or other act of a foreign enemy, civil war, revolution, rebellion, civil unrest including protests against the government, riot, labor strike, act of terrorism, etc.