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Super Senior Fixed Deposit

​​​​​​​High interest rate and accident coverage​​

Towards secure retirement with effective pension and savings management plan

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High interest rate
credited into your account every month



 
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​Accident coverage up to

 
24-hour protection worldwide.


 
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Open an Account

Details
  • Minimum opening balance of 100,000 baht/time, maximum 3,000,000 Baht / person​
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Qualifications
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  • Only individuals between 55​ and 70 years old are eligible. The account must be opened under the name of one depositor only.
  • The depositor must have a Kasikorn Bank savings deposit account or current depo​​sit account ​​ to receive the interest transferred at the end of the deposit terms
  • Kasikorn Bank reserves the right not to pay interest on the balance in excess of 3 million baht / person, or transfer the deposit amount in excess of 3 million baht from the old account to the connected savings deposit account or current deposit account
Documents Required

Individuals

  • National ID card (Smart Card)
  • Copy of your house registration (if a national ID card is not used)

 
 
 
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Frequently Asked Questions​

Is the interest received from a Super Senior Fixed Deposit account exempted from tax ?

If the interest from all types of fixed savings accounts held by a customer does not exceed 30,000 Baht (in the tax year from January to December), the customer can refund their withholding tax from the Revenue Department per the procedures and conditions of Notification of the Director-General of Revenue Department No.137.

Can I withdraw money before the end of the deposit term? How will I receive the interest?

The principle amount can be partially withdrawn before the deposit due term whereby:

  • If the deposit was made less than 3 month prior, no interest is paid
  • If the deposit was made at least 3 months prior but has not completed the due term, the bank will pay interest at the rate for a savings deposit account for private individuals, and tax will be deducted

The remaining funds in the Super Senior Fixed Deposit account will continue to accrue interest at the specified rate on the deposit dates as usual.

If the deposit amount exceeds 3,000,000 Baht, how will the bank take action ?​

The Bank reserves the right not to pay interest on the balance in excess of 3,000,000 Baht and/or the right to transfer the most recent deposit balance in excess of 3,000,000 Baht from the Super Senior Fixed Deposit to the linked savings deposit account or current deposit account without prior notice to the customer. For interest that the Bank has already paid on a monthly basis, the Bank will deduct it from the deposit balance in excess of 3 million Baht before transferring the excess to the savings deposit account or current deposit account.

I’m holding a Senior Protection Deposit account. Do I have to upgrade to a Super Senior Fixed Deposit account ?

Customers holding a Senior Protection Deposit account will receive personal accident protection as with a Super Senior Fixed Deposit account. Just bring your Senior Protection Deposit passbook to upgrade to a Super Senior Fixed Deposit account at any KBank branch nationwide.




 
 
 
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Key Features
 
 
 
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Open an Account

 
 
 
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Details


Details of Personal Accident Insurance
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ProtectionSum Insured Per Person​
Loss of life, loss of organ, loss of sight, or total permanent disability (Aor Bor 1​​)
  • From accidents
Equal to the balance in Super Senior Fixed Deposit Account with a maximum insured amount of 3,000,000 B​aht
  • Murdered or assaulted

1​​​​​0% of the Super Senior Fixed Deposit Account amount with a maximum of 300,000 Baht
  • While riding or traveling by motorcycle​
​​ Broken bones from accidents (refer to the conditions set by Muang Thai Insurance Public Company Limited)Up to 10% of the Super Senior Fixed Deposit Account amount with a maximum of 30,000 B​aht
Medical expense from accidents (including accidents from riding or traveling by motorcycle)Not more than 10,000 Baht / accident
Details of coverage for Personal Accident Insurance

Note:​

  • ​The sum insured equals the outstanding balance in the deposit account one day before the depositor’s death or accident
  • Medical expense coverage is subjected to the conditions set by Muang Thai Life Insuance Public Company Limited.
  • Details of coverage for accident insurance , coverage by Muang Thai Insurance Call 1484
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Non-Life Insurance Providers

Non-Life Insurance Company

Muang Thai Insurance Public Company Limited

Insurance Broker

Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547

Remarks:

  • KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
  • The buyer should thoroughly study the details of coverage, terms and conditions before purchasing​

 
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