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Flexible Fixed Deposit Plus Family Protection Account

​​​​​​​​​​​​​​​High return.
Free protection.

High interest rate with accident insurance.​

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9-month fixed deposit.
Earn interest even premature withdrawal.

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See interest rates & deposit terms
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x2 accident coverage.
Your savings balance, double it.

High savings balance, high protection.
2 times coverage of your savings balance, ​
up to 1,000,000 baht / person.

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Account Details​

Coverage

  • Maximum coverage is 2 times the account's remaining balance, maximum 1 million baht / person

Protection

  • Covering death and total permanent disability due to car and motorcycle accident, murder, or willful battery
  • 24 / 7 coverage worldwide
  • Coverage starts from the opening date of the Flexible Fixed Deposit plus Family Protection account and ends when the account is closed or the depositor reaches the age of 70
  • Accidents are not covered if the account's remaining balance is below 9,000 baht / person, one day before the depositor passes away or suffers the accident
  • Criteria and conditions are as announced by Kasikorn Bank

Details of coverage for Personal Accident Insurance Protection (Or.Bor. 1)

Note:

  • The sum insured equals the outstanding balance in the deposit account one day before the depositor’s death or accident
  • Details of coverage for accident insurance , coverage by Muang Thai Insurance Call 1484
Non-Life Insurance Providers

Non-Life Insurance Company

Muang Thai Insurance Public Company Limited

Insurance Broker

Kasikornbank Public Company Limited as the brokerage firm, License no. Wor. 00002/2547

Remarks:

  • KASIKORNBANK PCL, as an insurance broker, offers non-life insurance products and facilitates the payment of premiums only. The company will be responsible for insurance in terms of coverage and benefits under the conditions specified in the insurance policy
  • The buyer should thoroughly study the details of coverage, terms and conditions before purchasing​

 
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Open an Account

Deposit product fact sheet
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Details
  • Minimum opening balance is 9,000 baht / time, maximum 1 million baht / person​
Qualifications
  • ​Depositor must be a natural person. (FREE accidental coverage for depositor of age 16 -70 years old and has minimum balance not less than 9,000 Baht in the account only.)
  • The depositor must have a Kasikorn Bank savings deposit account or current deposit account to receive the interest transferred at the end of the deposit terms
  • Kasikorn Bank reserves the right not to pay interest on the balance in excess of 1 million baht / person, or transfer the deposit amount in excess of 1 million baht from the old account to the connected savings deposit account or current deposit account

​Document required for Thai individuals and Registered Merchant

  • National ID card (Smart Card)​
  • Other National ID Card (Not Smart Card), together with a copy of 2 documents; copy of house registration, copy of driving license, copy of government servant / state enterprise employee card or copy of passport)
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Document required for Foreigners

  • Passport
  • Visa (non-immigrant VISA) or identification documents issued by the government of the country of the nationality such as national ID card, driver’s license, House Registration, etc.​
  • Documents per the objectives of entering Thailand :
    • - Work in Thailand : Documents showing permission to work in Thailand, such as Work Permit
    • - Retirement in Thailand : Proof of address in Thailand such as house / condominium rent contract, water / electricity bill, etc.
    • - ​Study in Thailand : Certification letter issued by school or educational institution
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Note: More information can be obtained at KBank branch.

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Frequently Asked Questions

Can I withdraw money before the end of the deposit term? How will I receive the interest?

The principle amount can be partially withdrawn before the deposit due term, whereby:

  • If deposits have been made for less than 3 months, the bank will pay the fixed savings interest rate for 3 months at the lowest amount for private individuals
  • If deposits are made for 3 months or longer but do not complete the due term, the bank will pay the fixed savings rate for 6 months at the lowest amount for private individuals

The remaining funds in the Flexible Fixed Deposit Plus Family Protection account continue to accrue interest at the specified ​rate on the deposit dates as usual.

If the deposit amount exceeds 1 million baht, how will the bank take action?

The bank reserves the right not to pay interest on the balance in excess of 1 million baht and/or reserves the right to transfer the deposit balance in excess of 1 million baht from the Flexible Fixed Deposit Plus Family Protection account recently deposited, into the savings deposit account or current deposit account bound to the Flexible Fixed Deposit Plus Family Protection account without prior notice to the customer.

How do I know if I am protected against accident?

The bank will protect against accident according to the conditions specified for customers from 16 years up to 70 years of age, having a balance in a Flexible Fixed Deposit Plus Family Protection account of more than 9,000 baht, whereby the protection is 2 times the remaining balance of the Flexible Fixed Deposit Plus Family Protection account as of 1 day before the customer dies, up to 1 million baht per person.

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Key Features​

 
 
 
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Open an Account