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SME Credit - One Account

​​​​​​One account, low interest
Choose the loan that suits your needs

Loan details

Long-term Loan

Types of Loan

  • Long-term loan
  • Overdraft loan (OD)

Installment Period

  • Up to 10 years
  • As determined by KBank

Loan Limit

Up to 30 million Baht

Interest Rate

Starting at MRR -0.5% p.a.

Collateral

Business facilities



Big Credit Line

Types of Loan

  • Long-term loan
  • Overdraft loan (OD)

Installment Period

  • Up to 7 years
  • As determined by KBank

Loan Limit

Up to 3.3 times the collateral value

Interest Rate

Starting at MRR+ 0.5% p.a.

Collateral

  • Business facilities
  • Residential property
  • Vacant land
  • Fixed-term deposit
  • Bond

Fee

No TCG Guarantee Fee in the 1st year, 2nd - 3rd year 0.5% per year
and 1.5% per year thereafter.



No collateral

Types of Loan

Long-term loan

Installment Period

Up to 5 years

Loan Limit

Up to 5 million Baht

Interest Rate

Starting at MRR + 4.5% p.a.

Collateral

Personal guarantee
TCG guarantee

Fee

No TCG Guarantee Fee in the 1st year, 2nd - 3rd year 0.5% per year
and 1.5% per year thereafter.

Application details

Eligibility
  • Juristic person required to submit documents to the Revenue Department for loan approval
  • Having been in business for not less than 5 years
  • Having good payment history in accordance with criteria determined by KBank


Required documents
  • Copy of national ID card of
    • Managing Director
    • Authorized signatory of juristic person
    • Shareholders holding at least 20% of shares
    • All guarantors
    • Grantor and grantee of power of attorney
    • Collateral owner (loan requiring collateral only)
  • Copy of house registration of
    • Managing Director
    • Authorized signatory of juristic person
    • Shareholders holding at least 20% of shares
    • All guarantors
    • Grantor and grantee of power of attorney
    • Collateral owner (loan requiring collateral only)
  • Copy of name change certificates of managing director, authorized signatory of juristic person, shareholders holding at least 20 % of shares, all guarantors, grantor and grantee of power of attorney, collateral owner (if any)
  • Copy of Commercial Registration Certificate and copy of Objectives of Juristic Person issued not more than three months prior to submission
  • Copy of Memorandum of Association and Articles of Association
  • Copy of shareholder’s registration issued not more than three months prior to submission
  • Latest financial statement submitted to the Revenue Department in the most recent year and previous two years
  • Tax payment documents or summary of monthly sales and purchase orders covering the past three months
  • Copy of the collateral ownership document (for loans requiring collateral)
  • Tax ID card (if any)
  • Minutes of company meeting resolving to apply for a KBank loan
  • Other documents required by KBank


FAQs

Which group of customers can request the special credit line for tax payment ?
What is the purpose of the special credit line ?
What is the interest rate for the special credit line for tax payment ?