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Good Innovation, Zero Interest Project

​​​​​​​​​​​​​Loan-interest support
for innovative products/services.​

 
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Conditions

  1. The customer’s innovation must be evaluated as an innovation by NIA.
  2. The bank will consider the loan according to the bank’s regulations.

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เงื่อนไข

  1. เป็นลูกค้าที่ผ่านการประเมินความเป็นนวัตกรรมและความเป็นไปได้ทางเทคโนโลยีของโครงการ จากสำนักงานนวัตกรรมแห่งชาติ (สนช.)
  2. ธนาคารจะพิจารณาวงเงินสินเชือตามเงื่อนไขการพิจารณาเครดิตของธนาคาร​



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Maximum loan term

 

For the innovator to smoothly develop the innovation.

Rates and fees
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Loan Details

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Service Details

A long-term loan for the owner of an innovation project that has been certified by NIA and approved for loan by the bank.

Types of Loan Term

Long-term loan

Installment Period

Not over 5 years.

Interest Rates

The bank charges maximum MLR + 2.0% for the first 3 years, after that , the bank charges rates agreed upon by the bank and borrower.

NIA will reimburse interest payments for the first 3 years and interest payment amount not over 5 million per project.

Note: Project ends 30 September 2019.

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Frequently Asked Questions

How to participate in the project if interest?

Propose an innovative project to National Innovation Agency (NIA) by applying an innovative project proposal form through the website www.nia.or.th/nia/support-format/innovation-interest

What is the criteria for consideration?

Consider the risks from a borrower’s credit and the project.

How can the innovative capability be assessed?

It needs to be approved by the adjudication committee from NIA.

What are the characteristics of the innovative project proposed to the National Innovation Agency?
  • The project asks for the support for start-up commercial operations, which is still in the phrase of testing tools and equipment, a production process or an improved process; all need to fine tune to be best suited to real operation at the full capacity or for the real business operation. This also includes marketing opportunities. All to reduce risks or improve confidence to business owners in the initial stage of the innovative business
  • Innovative projects expanded from a prototype project or a pilot project to initiate an industrial level operation process
  • Innovative projects that are developed from research, inventions, or patents, and have commercial capability
  • Innovative projects developed from strategic innovative projects
  • Innovative projects with opportunities and potential for marketability and are projects with a business and investment plan in innovation
What is the timeline for project consideration for the National Innovation Agency?

The National Innovation Agency will spend 2 - 6 months in assessing innovative projects.


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Key Features
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How to Apply​​

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