Middle|Center Green

K-Letter of Intent

Confident business partners.
Smooth business operations.

Ensured your credibility by the bank.

The bank guarantees the credit or loan, to provide assurance to the partner or employer.

Subject to the bank’s approval.

Qualifications
Status Not in NPL status	Income Profits in at least 2 out of the past 3 years are positive	Age of business Have been in business for at least 2 years

Qualifications

Note: Other qualifications are as per the bank's regulations.

Required Documents
Private individuals Copy of the borrower's national ID card Copy of the house registration of the borrower and spouse Copy of a name-surname change certificate of the borrower or spouse (if any) Copy of a marriage or divorce certificate (if any) Copy of the personal income tax payment certificate A bank statement from a financial institution showing the past 6 months' history of transactions Photocopies of documents evidencing ownership rights to the property A sales-purchase contract or deposit contract (if any)	Business corporations A certified copy of the partnership registration (issued within the past 3 months) Certified copies of the company's Memorandum of Association and Articles of Association (issued within the past 3 months) Copy of the juristic person’s tax identification card Copy of the personal income tax payment certificate Minutes of the company board meeting agreeing on a resolution to request a loan and to open an account with the bank The latest financial statement submitted to the Revenue Department A bank statement from a financial institution showing the past 6 months' history of transactions Photocopies of documents evidencing ownership rights to the property A sales-purchase contract or deposit contract (if any)

Required Documents

Copy of the borrower's national ID card
Copy of the house registration of the borrower and spouse
Copy of a name-surname change certificate of the borrower or spouse (if any)
Copy of a marriage or divorce certificate (if any)
Copy of the personal income tax payment certificate
A bank statement from a financial institution showing the past 6 months' history of transactions
Photocopies of documents evidencing ownership rights to the property
A sales-purchase contract or deposit contract (if any)

A certified copy of the partnership registration (issued within the past 3 months)
Certified copies of the company's Memorandum of Association and Articles of Association (issued within the past 3 months)
Copy of the juristic person’s tax identification card
Copy of the personal income tax payment certificate
Minutes of the company board meeting agreeing on a resolution to request a loan and to open an account with the bank
The latest financial statement submitted to the Revenue Department
A bank statement from a financial institution showing the past 6 months' history of transactions
Photocopies of documents evidencing ownership rights to the property
A sales-purchase contract or deposit contract (if any)

What is the K-Letter of Intent?