What is the interest rate for the K-SME Express Cash card?
What is the maximum approval limit? What are the criteria?
The maximum approval limit is up to 5 times the applicant’s income, up to 1.5 million baht, based on income and ability to pay debt.
How many days does it take to get the approval result?
The approval result is provided within 7 working days after the bank has received complete and correct documents.
How many months can I choose for installments? Can I pay the minimum amount? How much?
K-SME xpress Cash is a current loan, not a loan paid by installments. But K-SME Express Cash has 2 options for monthly payments in your preferred manner:
- Pay in cash: whether full payment; or minimum payments at 5% of total spending or 500 baht, whichever amount is higher; or an amount higher than the specified minimum amount
- Direct debit (only for KBank current account and savings account): whether full payment; or minimum payments at 5% of total spending or 500 baht, whichever amount is higher; or an amount higher than the specified minimum amount
Are there any fees? How does K-Bank calculate interest?
KBank does not collect entry fee, annual fee and withdrawal fees at ATMs of any bank nationwide.
Interest is calculated based on actual usage; no withdrawal, no interest (Interest will be calculated daily.)
Is the maximum withdrawal 200,000 baht per transaction or per day?
Easy withdrawals can be made at ATMs of any bank, 24 hours a day, at a maximum of 200,000 baht per day or a maximum number of withdrawals at 10 times a day.
For more information / further enquiry on K-Express Cash service. What channel I Can contact?
Please contact K-Contact Center Tel.
02-8888888 and press below steps
- Loss card, suspension card, replacement card
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Press 00 |
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Press 07 |
- Product & service information
- Changing mailing address : billed statement
- Changing contact number
- Request PIN
- Request statement
- Call for Express Cash service
- Applied SMS Due Alert service
- Checking closing balance
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Press 04 |
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Press 01 |
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Press 891 |