​​​​Exceed any limits
in business expansion.​

Service Details

Extending loans to general business owners to invest in business operations or fixed assets such as land, construction, and machinery, with fixed periods of repayment.

Types of Loan Term

Long-term loan.

Loan Limit

Subject to the bank's approval.

Interest Rates / Fees

Based on interest rates and bank fees.

Collateral

According to the bank's regulations.

Status

• Not in NPL status
  

Income

• Profits in at least 2 out of the past 3 years are positive

Age of business

• Have been in business for at least 2 years

Private individuals

• Copy of the borrower's national ID card
• Copy of the house registration of the borrower and spouse
• Copy of a marriage or divorce certificate (if any)
• Copy of a name-surname change certificate of the borrower or spouse (if any)
• Copy of the personal income tax payment certificate
• A bank statement from a financial institution showing the past 6 months' history of transactions
• Photocopies of documents evidencing ownership rights to the property
• A sales-purchase contract or deposit contract (if any)

Business corporations

• A certified copy of the partnership registration (issued within the past 3 months)
• Certified copies of the company's Memorandum of Association and Articles of Association (issued within the past 3 months)
• Copy of the juristic person’s tax identification card
• Copy of the personal income tax payment certificate
• Minutes of the company board meeting agreeing on a resolution to request a loan and to open an account with the bank
• The latest financial statement submitted to the Revenue Department
• A bank statement from a financial institution showing the past 6 months' history of transactions
• Photocopies of documents evidencing ownership rights to the property
• A sales-purchase contract or deposit contract (if any)