SME Credit - One Account
Up to 5 years
Up to 400 million Baht
Up to 30 million Baht
Starting at MRR -0.5% p.a.
Up to 3.3 times the collateral value
Starting at MRR+ 0.5% p.a.
No TCG Guarantee Fee in the 1st year, 2nd - 3rd year 0.5% per year
and 1.5% per year thereafter.
Up to 5 years
Up to 5 million Baht
Starting at MRR + 4.5% p.a.
Personal guaranteeTCG guarantee
SME operators who are juristic persons required to submit documents to the Revenue Department for loan approval, and who apply for one of the three types of SME Credit – One Account: Long-term Loan, Big Credit Line, or No Collateral.
It is for payment of tax to the Revenue Department, which must be made via K-Cash Connect Plus or K-Corporate Payment Card only.
Interest is based on the rates of the principal loan (Long-term Loan, Big Credit Line, or No Collateral). The lowest rate is MRR-1%, and the highest is MRR+5%.
Customers applying for an SME Credit – One account may request a special credit line for payment of tax to the Revenue Department. 10 percent additional credit line will be granted on top of the approved principal loan. Tax payment must be made via K-Cash Connect Plus or K-Corporate Payment Card only. The program will end on December 31, 2019 or last until the loans are used up.
Long-term loanOverdraft loan (OD)
Up to 3 million Baht
Starting at MRR-1% p.a.
K-Cash Connect PlusK-Corporate Payment Card (Tax Smart Card)
Credit line for tax payment