K-Personal Loan Interest as low as 0.70 percent/month* Easy installment payment from 330 Baht/month**
Interest rate and repayment period (effective rate applicable)
Approved credit limit | Interest rate |
Repayment period (months)
| KBank Payroll customers | General customers |
Regular income earners
| Business owners |
240,001 Baht or higher | 12
|
0.70% Per month* |
0.79% Per month* | 20% p.a. |
18, 24, 36, 48, 60 |
0.77% Per month* |
0.88% Per month* | 20% p.a. |
80,001 - 240,000 Baht | 12, 18, 24, 36, 48, 60 | 21% p.a. | 22% p.a. | 24% p.a. |
20,001 - 80,000 Baht | 12, 18, 24,36, 48, 60 | 25% p.a. | 26% p.a. | 26% p.a. |
6,000 - 20,000 Baht | 12, 18, 24 | 25% p.a. | 26% p.a. | 26% p.a. |
*KBank Payroll customers with approved credit limit of no less than 240,001 Baht earn a special interest of 0.70 or 0.77 percent monthly flat interest rate, based on an effective rate of 15 percent or 16 percent p.a., on respective payment plans of 12 or 60 months. Customers with regular income with approved credit limit of no less than 240,001 Baht earn a special interest of 0.79 percent or 0.88 percent monthly flat interest rate, based on an effective rate of 17 percent or 18 percent p.a., on respective payment plans of 12 months, or 60 months.
Easy installment payment from 330 Baht/month**
Estimated monthly repayment amount (Baht)
For KBank Payroll customers |
Approved credit limit | 12 months
| 18 months | 24 months | 36 months | 48 months | 60 months |
6,000 Baht | 580 | 410 |
330 | - | -
| - |
11,000 Baht | 1,060
| 750 | 600 | -
| - | -
|
50,000 Baht | 4,810 | 3,410 | 2,720 | 2,050 | 1,720
| 1,530 |
100,000 Baht | 9,410 | 6,630 | 5,240 | 3,880 | 3,210 | 2,820 |
300,000 Baht | 27,370 | 19,150 | 14,980 | 10,850 | 8,820 | 7,620
|
500,000 Baht | 45,610 | 31,910 | 24,970 | 18,080 | 14,690 | 12,700 |
1,000,000 Baht | 91,210 | 63,810 | 49,930 | 36,160 | 29,380 | 25,400 |
1,500,000 Baht | 136,810 | 95,710 | 74,890 | 54,230 | 44,070 | 38,100 |
Estimated monthly repayment amount (Baht)
For employees with regular income |
Approved credit limit
| 12 months | 18 months | 24 months | 36 months | 48 months | 60 months |
6,000 Baht | 580 | 420 |
330 | -
| -
| -
|
11,000 Baht | 1,070 | 760 | 610 | -
| -
| -
|
50,000 Baht | 4,830 | 3,440 | 2,750 | 2,070 | 1,750 | 1,560
|
100,000 Baht | 9,460 | 6,680 | 5,290 | 3,930 | 3,270 | 2,880 |
300,000 Baht | 27,650 | 19,430 | 15,270 | 11,150
| 9,130 | 7,950 |
500,000 Baht | 46,080 | 32,390 | 25,450 | 18,590 | 15,220 | 13,250 |
1,000,000 Baht | 92,160 | 64,770 | 50,900 | 37,170
| 30,440
| 26,500 |
1,500,000 Baht | 138,240
| 97,150 | 76,350 | 55,750
| 45,650 | 39,750 |
**1) Installment payment from 330 Baht/month based on the minimum approved credit limit of 6,000 Baht for 24-month repayment period
2) Repayment amount is estimated only and cannot be used as reference. To learn more about repayment amount, please contact any KBank branch.
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