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K-Auto Hire Purchase

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​A brand new car
or a muscle bike.
Your choice.


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Down payment options. Equal monthly repayment.

Interest from remaining balance. Fixed interest for the entire contract. Get instant car ownership when your repayment is complete.

                  

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Apply online​   

Calculate repayment and get pre-approval instantly.
                  

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Transferable contract.

The transferee will become the hire-purchaser of the vehicle.


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Frequently Asked Questions

How can I pay for my installments?
  1. Via Branches
    • Kasikorn Bank (No fee)
    • Bangkok Bank (25 / 35 baht)
    • Krungthai Bank (25 / 35 baht)
    • Krungsri Bank (15 / 30 baht)
    • Siam Commercial Bank (15 / 30 baht)
    • Bank of Agriculture and Agricultural Cooperatives (10 / 15 baht)
  2. Via Counter Service
    • 7-11 Convenient Store
    • Tesco Lotus
    • Se-ed Book Center
    • Central Department Store
  3. Via ATM Card
    • Kasikorn Bank — Company Code 33533
    • Krungthai Bank — Company Code 6080
    • Krungsri Bank — Choose “Pay for Products and Services”
    • Siam Commercial Bank— Choose “Pay for Products and Services”
  4. Via Internet

    For borrowers with Kasikorn Bank’s savings or current account who own a K-Cyber account only

  5. Via Phone

    Pay through the Bank’s phone payment service by choosing “Pay for Products and Services” menu

    For Kasikorn Bank ATM card or credit card owners, a savings or current account that is bound with the card is required. Application for accounts and cards can be made at every Kasikorn Bank’s branches.

  6. Via Direct Debit
    • Applicable banks are Kasikorn Bank, Bangkok Bank, and Siam Commercial Bank
    • Borrowers can get related documents by contacting Call Centre 02-6969999 Fill in the form received and send it back to Kasikorn Leasing Co., Ltd to request for approval. After the application procedure and complete, a call will be made to inform about the repayment start date.
What is fixed rate interest?

Fixed rate interest is an interest rate that will remain stable and independent from a Bank’s capital. Fixed interest rate will retain its figure throughout the hire-purchase contract or the agreed time frame e.g. 7% interest rate for a period of 4 years.

What is the difference between beginning and ending installment?

Beginning installment means paying for the first repayment immediately on the day a new car is delivered to a borrower. Ending installment means paying for the first repayment after a new car is delivered for 30 days. Interest rates for beginning installment is lower than its counter part.

What does it mean that a hire-purchase contract is transferable?

Transferring a hire-purchase contract ownership means sending over the duty to pay for installment by contract from the previous owner to a new one. Conditions of hire-purchase remains the same. The only thing that will be changed are the names of the borrower and co-borrowers.

Will settling the loan before the commencement of the repayment period give me interest discount?

If the loan is settled before the agreed period, borrowers will get 50% discount off their remaining interest rate, according to Treasury Account Symbols (TAS).


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