NotiPass_80%K-Trade Connect will be closed on December 11, 2019 at 10:00 p.m. and resuming services on December 12, 2019 at 02:00 a.m. $More Details.%/en/announcement/Pages/SystemMaintenanceK-Trade-Connect.aspx
/en/business/sme/loan/special-loan/pages/multi-purpose-loan-for-smes.aspx
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Micro Credit
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Loans to finance your business Easy instalments OK
Cash-based businesses allow easy approval
Get loan as you wish and collateral required
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Loan Details
Types of LoanLong-term loan | Installment PeriodUp to 15 years (The borrower’s age plus the loan term cannot exceed 70 years) |
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Loan LimitUp to 3 million Baht | Interest RatesStarting at MRR+3% per year* *Minimum Retail Rate (MRR) = 6.87% p.a. (as of August 15, 2019)
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Collateral - Vacant land
- Land with buildings
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How to Apply
Eligibility
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- Individual or juristic person of Thai nationality
- Have been in business for not less than 3 years
- Good financial standing by KBank criteria
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Required Documents |
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Individuals- Copy of the national ID card of the applicant, spouse, and collateral owner
- Copy of the house registration of the applicant, spouse, and collateral owner
- Copy of a name-surname change certificate of the applicant, spouse, or collateral owner (if any)
- Copy of a marriage or divorce certificate or spouse's death certificate (if any)
- Copy of the collateral ownership document such as title deed etc.
- Photos showing the business
| Juristic person- Copy of the national ID card and the house registration of Authorized signatory of juristic person
- Copy of the national ID card of Shareholders holding at least 20% shares
- Copy of Commercial Registration Certificate not more than three months prior to submission
- Copy of Memorandum of Association and Articles of Association
- Copy of shareholder’s registration issued not more than three months prior to submission
- Copy of the collateral ownership document such as title deed etc.
- Photos showing the business
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FAQs
Are online business operators eligible for this type of loan ?
If I run a cash business, can I apply for this loan ?
If I do not have an account with KBank, can I apply for this loan ?
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