Middle|Left Green

Micro Credit

​​​Loans to finance your business Easy instalments OK


Cash-based businesses allow easy approval
​Get loan as you wish and collateral required​

HtmlBlock
11
Padding

Loan Details

Types of Loan

Long-term loan

Installment Period

Up to 15 years
(The borrower’s age plus the loan term cannot exceed 70 years)

Loan Limit

Up to 3 million Baht

Interest Rates

Starting at MRR+3%  per year*

*Minimum Retail Rate (MRR) = 6.87% p.a. (as of August 15, 2019)​


Collateral 

  • Vacant land
  • Land with buildings             
       

Black
Middle|Left
Left
HtmlBlock
21
Padding

How to Apply

Eligibility
  • Individual or juristic person of Thai nationality
  • Have been in business for not less than 3 years
  • Good financial standing by KBank criteria    
Required Documents

Individuals

  • Copy of the national ID card of the applicant, spouse, and collateral owner
  • Copy of the house registration of the applicant, spouse, and collateral owner
  • Copy of a name-surname change certificate of the applicant, spouse, or collateral owner (if any)
  • Copy of a marriage or divorce certificate or spouse's death certificate (if any)
  • Copy of the collateral ownership document such as title deed etc.
  • Photos showing the business

Juristic person

  • Copy of the national ID card and the house registration of Authorized signatory of juristic person
  • Copy of the national ID card of Shareholders holding at least 20% shares
  • Copy of Commercial Registration Certificate not more than three months prior to submission
  • Copy of Memorandum of Association and Articles of Association
  • Copy of shareholder’s registration issued not more than three months prior to submission
  • Copy of the collateral ownership document such as title deed etc.
  • Photos showing the business

Black
Middle|Left
Left
HtmlBlock
31
Padding

FAQs

Are online business operators eligible for this type of loan ?

Yes.

If I run a cash business, can I apply for this loan ?

Yes.

If I do not have an account with KBank, can I apply for this loan ?

Yes.

Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
InvisibleSectionName
10
Padding

Loan Details

Black
Middle|Left
Left
InvisibleSectionName
20
Padding

How to Apply

Black
Middle|Left
Left
InvisibleSectionName
30
Padding

FAQs

Black
Middle|Left
Left