Debit/Credit Card Spending 

       Feel at ease every time you spend with your KASIKORNBANK debit and/or credit card. The Bank will immediately send you detailed transaction information, including amount spent, where the card was used, and available balance. This service will reduce the risk of damage from criminals using your card without your knowledge.
You will be alerted by SMS every time 1,000 Baht or more is spent through your debit
or credit card.

 
Key Features

 

  • To boost customers’ confidence in spending with KBank debit and/or credit cards
  • To reduce risk of damage from lost or counterfeited debit and/or credit cards 
  • Immediately know available balance of account linked with credit card or available balance of credit line of the card
  • All SMS messages can be saved for an easy expenditure check each month, as each SMS indicates shopping venue and spending amount
Service Details

 

  • The service is provided to KBank debit and credit cardholders. (ATM cardholders are not eligible for the service.)   
  • One card can be linked with only one mobile phone number, but one mobile phone number can be linked with many cards. If your card number is changed due to card expiration or loss, or for another reason, you have to apply for the service again.
  • The service is available in either Thai or English language.
  • The service is available for both prepaid and postpaid mobile phones of all operators, namely AIS, DTAC, True Move and Hutchison.
  • The service operates 24 hours a day.
  • Customers will receive the following details:
    -  For debit cards: Every transaction, without a minimum spending limit. For credit cards: Only transactions of
    1,000 Baht or higher. The service applies to bill payments via EDC, e-commerce, or approval codes via mobile phone requested by merchants.
    -  Information in the SMS that customers will receive is as follows: 
        -  Amount spent
        -  Card number used for spending (last 4 digits)
        -  Merchant name
        -  Available balance (debit card) or available credit line (credit card)
        -  If a merchant voids a transaction or there is a reversal due to communication failure during slip printing, the Bank will send an SMS to inform customers of the transaction cancellation.




    Examples of Messages

    Approval messages

            "Paid THB 2,500.00 by card no. x-1234 @ COMPANY NAME Available Balance THB 450,000.00"
            "Paid THB 1,500.00 by card no. x-1234 @ COMPANY NAME Available Balance THB 500,000.00"


    Cancellation messages

            "Reversed THB 2,500.00 to card no. x-1234 @ COMPANY NAME Available Balance THB 450,000.00"
            "Reversed THB 1,500.00 to card no. x-1234 @ COMPANY NAME Available Balance THB 500,000.00"



    Service Fees
         
           The Bank does not charge a fee for the service. (However, the Bank reserves the right to revise the fees as we see fit.)
Merchant List
How To Apply
  Qualification of applicants
  • Must have a KBank debit or credit card 
     
  Application/changing/canceling procedure
    There are 2 channels available as follows:  
       1.  K-Contact Center 0-2888-8888, available 24 hours
       2.  K-ATM
            - Any KBank ATM nationwide from 6 a.m. to 10 p.m.  
              You must use your debit and/or credit card, plus your PIN number

 Application process


Complete the following steps:

  • Choose the menu option “Mutual Fund/Apply for Service/K-MobileBanking/Other”
  • Choose “K-mAlert”
  • Choose “Card Spending Alert”
  • Choose “Apply for Card Spending Alert”  
  • Enter the 10-digit mobile phone number and press the “Correct” button
  • Verify the mobile phone number and press the “Confirm” botton
  • Read the conditions for the service application and press the “Confirm” button
  • Get the transaction record slip
  • Customers will receive an SMS to confirm the service application, “Your registration for K-mAlert: Card Spending for card no. x-1234 has been completed.”

Changing your information 


 To change mobile phone number 

Complete the following steps:
1. Choose the menu option “Mutual Fund/Apply for Service/K-MobileBanking/Other”
2. Choose “K-mAlert”
3. Choose “Card Spending Alert”
4. Choose “Change Mobile Phone Number”
5. Enter the new phone number that you want to register, and press the “Correct” button
6. Verify the mobile phone number, and press the “Confirm” button
7. Get the Transaction Record slip
8. Customers will receive an SMS, “Your mobile phone no. for K-mAlert: Card Spending has been changed.”, confirming the transaction.



To change SMS language 

Complete the following steps:
1. Choose the menu option “Mutual Fund/Apply for Service/K-MobileBanking/Other”
2. Choose “K-mAlert”
3. Choose “Card Spending Alert”
4. Choose “Change SMS Language”
5. Choose Thai or English

 

 To cancel SMS News

1. Choose the menu option “Mutual Fund/Apply for Service/K-MobileBanking/Other”
2. Choose “K-mAlert”
3. Choose “Card Spending Alert”
4. Choose “Cancel SMS News”
5. Read the conditions for SMS News cancellation and press the “Confirm cancellation” button
6. Get the Transaction Record slip
7. Customers will receive an SMS, “Your mobile phone no. for K-mAlert: Card Spending has been changed.”, confirming the cancellation.



 To cancel the K-mAlert service

Complete the following steps:
1. Choose the menu option “Mutual Fund/Apply for Service/K-MobileBanking/Other”
2. Choose “K-mAlert”
3. Choose “Card Spending Alert”
4. Choose “Cancel Card Spending Alert”
5. Read the conditions for K-mAlert cancellation and press the “OK” button
6. Get the Transaction Record slip  
7. Customers will receive an SMS, “Your K-mAlert: Card Spending for card no. x-1234 has been cancelled.”, confirming the cancellation.

 

 Terms and conditions of the service

 
1. The Bank offers K-mAlert to natural persons only. Interested persons can apply for the service. However, the Bank reserves the right of application approval.

2. Service users can use their debit or credit card plus their PIN number to apply for the service at KBank ATMs or other channels that the Bank will provide in the future. The service user is willing to receive information of spending with the card used in applying for the service, together with other news of the Bank, at the registered mobile phone number or mobile phone number that is revised later.

3. The applicant must have a mobile phone belonging to a participating mobile phone network. The application will be considered successful when the applicant has received the SMS confirming the result at the registered mobile phone number.

4. It is service users’ duty to secure confidential information received from the Bank via SMS at the registered mobile phone number.

5. The Bank will send SMS messages to service users for every debit card transaction once the card is slipped through the electronic data capture (EDC) for spending, and for transactions of 1,000 Baht or higher for the credit card that is slipped through the EDC or used via e-commerce, or for which the cardholder is asked for an approval code by merchants via telephone. The Bank reserves the right to change the minimum spending amount that triggers an SMS alert when it deems appropriate. The Bank will give notice of such a change in advance, or post a notice at the Bank’s branches and website.

6. The Bank does not charge a service fee, except for an international joint network cost that may be charged by your network provider. As a result, the Bank reserves the right to change the service fee when it deems appropriate. The Bank will give notice of such a change in advance, or post a notice at the Bank’s branches and website. And the service user is willing to allow the Bank to immediately deduct the service fee that is due from the KBank account of the service user.

7. The objective of the service is only to inform the service users of their card spending. The Bank will not take any responsibility for the SMS messages sent, or for any damage from the use of such a service offered by the Bank. In case the service user does not receive a message, there will be no impact on their bill payment.

8. The Bank reserves the right to change terms and conditions as it deems appropriate, and has the right to terminate part or all of the K-mAlert: Debit/Credit Card Spending service, or to stop providing the service to one or all service users, without advance notice.

9. If the Bank finds it necessary to disclose financial transactions or transactions related to the service usage of one or many service users to a court or a government agency under regulatory requirements, the service user allows the Bank to disclose or issue a report about financial transactions of the service user to the court, government officers or government units in all respects.

10. If service users would like to terminate the K-mAlert service or SMS News, or change the registered mobile phone number or SMS language, they can do it via the Bank’s ATMs or other channels that the Bank will provide in the future.

Others
For more information

Email:  You can contact the Bank by sending an e-mail to info@kasikornbank.com, 24 hours a day.
K-Contact Center:  You can contact the Bank by calling the K-Contact Center, Tel. 0 2888 8888, 24 hours a day.


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