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      No Collateral

       


      Key features

      • Collateral-free loans

       

       

       

      Product details

       

       

         * Interest rates and fees as announced by the Bank

       

       

       

       

      Required documents for loan application

       

      For natural person
      1. Copy of national ID card of applicant, applicant’s spouse, guarantor, collateral owner
      2. Copy of House Registration of applicant, applicant’s spouse, guarantor, collateral owner

      3. Copy of Certificate of Marriage or Certificate of Divorce, Death Certificate of applicant’s spouse (if any)

      4. Copy of Certificate of name change of applicant, applicant’s spouse, guarantor, collateral owner (if any)

      5. Copy of Commercial Registration and/or other documents issued by competent authorities

      6. Documents showing business income

      7. Tax ID card (if any)

      8. Letter of consent for NCB creditworthiness check

       

      For juristic person
      1. Copy of national ID card of all shareholders holding shares of 20 percent or more, authorized signatory, guarantors
      2. Copy of House Registration of all shareholders holding shares of 20 percent or more, authorized signatory, guarantors

      3. Copy of Commercial Registration Certificate and copy of objectives of juristic person (issued not more than three months prior to submission)

      4. Copy of Memorandum of Association and Articles of Association

      5. Copy of shareholder’s registration (issued not more than three months prior to submission)

      6. Latest financial statement submitted to the Revenue Department

      7. Tax payment documents or sales summary, monthly purchase orders during the past three months

      8. Documents showing business income

      9. Tax ID card (if any)

      10. Minutes of company meeting resolving to apply for a KBank loan

      11. Letter of consent for NCB creditworthiness check

       

       
       

      Enter contact information


       

       

       

       

      For more information, please call K-BIZ Contact Center at 02-8888822.

       

       

       

       

       

       

       

       

       

       


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