Effective from July 19, 2010
| INTEREST RATES |
UNIT: % P.A. |
| 1. Minimum Loan Rate |
6.00 |
| 2. Minimum Overdraft Rate |
6.25 |
| 3. Minimum Retail Rate |
6.50 |
| 4.1 Loans secured with deposits of not less than minimum loan amount |
|
| - Minimum Fixed Deposit Rate for Individual Person |
1.00 |
| - Minimum Savings Deposit Rate for Individual Person |
0.65 |
| - Minimum Fixed Deposit Rate for Juristic Person |
0.85 |
| - Minimum Savings Deposit Rate for Juristic Person |
0.25 |
| - Plus premium up to the lending rate, secured by a deposit account of not less than the loan amount |
3.00 |
| 4.2 Loans secured with deposits of not less than the loan amount |
|
| - Interest rate on savings or fixed deposit accounts pledged as collateral + premium up to 3.00 percent (p.a.) |
|
| 4.3 Loans secured with K-B/E worth not less than the loan amount |
|
| - K-B/E interest rate plus premium up to 3.00 percent (p.a.) |
|
| Consumer Loan |
| Interest Rates (% p.a.) |
Personal |
Home Loan |
| Secure |
Unsecured |
| 5. Highest rate for normal loans |
MRR+5 (=11.50%) |
MRR+10 (= 16.50%)
MRR+15 (=21.50%) |
MRR+5 (=11.50%) |
| 6. Lending rates for defaulted accounts |
15.00% |
MRR+12 (=18.50%)
MRR+17 (= 23.50%) |
15.00% |
| Commercial Loan |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
(> 1 year) |
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+5 (=11.50%) |
MRR+5 (=11.50%) |
MRR+5 (=11.50%) |
MRR+5 (=11.50%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
15.00% |
15.00% |
15.00% |
15.00% |
| Agriculture Loan |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
(> 1 year) |
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+1.5(=8.00%) |
MRR+1.5(=8.00%) |
MRR+1.5(=8.00%) |
MRR+1.5(=8.00%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
15.00% |
15.00% |
15.00% |
15.00% |
Commercial Loans under Unsecured Loan Scheme for Customers with
Total Earning of Not Hihger than THB50.0 Million |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
(> 1 year) |
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+11 (=17.50%) |
|
|
MRR+9(=15.50%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
MRR+15(=21.50%) |
|
|
MRR+15(=21.50%) |