Lending Rate
Effective from October 31, 2011
| INTEREST RATES |
UNIT: % P.A. |
| 1. Minimum Loan Rate |
7.25 |
| 2. Minimum Overdraft Rate |
7.60 |
| 3. Minimum Retail Rate |
8.10 |
| 4.1 Loans secured with deposits of not less than minimum loan amount |
|
| - Minimum Fixed Deposit Rate for Individual Person |
3.35 |
| - Minimum Savings Deposit Rate for Individual Person |
1.02 |
| - Minimum Fixed Deposit Rate for Juristic Person |
3.00 |
| - Minimum Savings Deposit Rate for Juristic Person |
0.90 |
| - Plus premium up to the lending rate, secured by a deposit account of not less than the loan amount |
3.00 |
| 4.2 Loans secured with deposits of not less than the loan amount |
|
| - Interest rate on savings or fixed deposit accounts pledged as collateral + premium up to 3.00 percent (p.a.) |
|
| 4.3 Loans secured with K-B/E worth not less than the loan amount |
|
| - K-B/E interest rate plus premium up to 3.00 percent (p.a.) |
|
| Consumer Loan |
| Interest Rates (% p.a.) |
Personal |
Home Loan |
| Secure 2/ |
Unsecured |
| 5. Highest rate for normal loans |
MRR+5 (=13.10%) |
MRR+10 (= 18.10%)3/
MRR+15 (= 23.10%)4/ |
MRR+5 (=13.10%) |
| 6. Lending rates for defaulted accounts |
15.00% |
MRR+12 (= 20.10%)3/
MRR+17 (= 25.10%)4/ |
15.00% |
| Commercial Loan |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
(< 1 year) |
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+5 (=13.10%) |
MRR+5 (=13.10%) |
MRR+5 (=13.10%) |
MRR+5 (=13.10%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
15.00% |
15.00% |
15.00% |
15.00% |
| Agriculture Loan |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
 |
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+1.5(=9.60%) |
MRR+1.5(=9.60%) |
MRR+1.5(=9.60%) |
MRR+1.5(=9.60%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
15.00% |
15.00% |
15.00% |
15.00% |
Commercial Loans under Unsecured Loan Scheme for Customers with
Total Earning of Not Hihger than THB50.0 Million |
| Interest Rates (% p.a.) |
O/D |
Revolving |
Short-term
|
Long-term
(> 1 year) |
| 7. Highest rate for normal loans |
MRR+11 (=19.10%) |
|
|
MRR+9(=17.10%) |
| 8. Lending rates for defaulted accounts and Overdrafts (O/D) without prior agreement or in excess of contractual credit line. |
MRR+15(=23.10%) |
|
|
MRR+15(=23.10%) |
No record found
No exchange rate on Saturday and Sunday