K-Personal Loan for Provident Fund Members  (สินเชื่อบุคคลเพื่อสมาชิกกองทุนสำรองเลี้ยงชีพกสิกรไทย  )

• A multipurpose loan for any spending need
• Low interest rate charged, with convenient loan repayment via debit from applicant’s payroll account

Eligibility

• A personal loan for members of provident funds managed by Kasikorn Asset ManagementASIKORN ASSET MANAGEMENT Co. Ltd., where the fund committee and the company have signed a memorandum of understanding with the Bank
• Permanent employees of the organization
• At least one year of employment with the organization
• Approval must be granted by the applicant’s organization
  

Credit limits

• Minimum of 20,000 Baht
• Up to 1x the employee’s provident fund contribution plus benefit
• New borrowing will be granted only when the existing loan is fully repaid

Term of loan

• Minimum of 12 months
• For loans of 20,000-49,999 Baht: not more than 24 months
• For loans of 50,000 Baht and more : not more than 36 months 

Required documents

• Copy of National ID Card
• Copy of House Registration
• Copy of Marriage Certificate
• Original salary certificate letter or the latest salary slip
• Statement of Provident Fund Account
• Copy of KBank savings passbook (only the front page with account number)

Interest rates

MRR+2% (present MRR = 6% per annum)

Fee

Front-end fee at 1 percent of the loan


Click here to see Interest Rates & Fee Charges

Credit turnaround time 

Seven days upon receipt of all required documents