Payment Mode
Insurable Age
Minimum Sum Insured
Benefits and Coverage
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Annual cash bonus at 1% of the sum insured paid from the end of policy year 1 to the age of 89
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100% of the sum insured paid at the policy maturity date (the age of 90)
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Life coverage at 100% of the sum insured or the then cash surrender value (whichever is higher)
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The attachment of different riders of choice e.g. accident, medical, critical illness, is allowed for as long as to the insured’s age of 60 – 70 depending on the condition of each rider
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Only the life insurance premium is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 172 given on 30 December 2008

Remark : Benefit and coverage are presented as percentage of sum insured amount at the commencing date of the contract.