Health Protect (  )

Health Protect  In your life, good health is premier

Key Features
Benefits
  • Beginning with 20 Baht Only per day for maximum cover 500,000 Baht.
  •  Easy apply, must not health check ups.
  •  Covered medical expenses in case of inpatient from injured or illness in hospital.
  • Covered medical expenses in case of outpatient from emergency accident within 24 hours include follow up 15 days.
  • When make this health insurance program for the parent, you can take the premium maximum 15,000 Baht to reduce your annual natural person income tax. (under the condition of the Revenue Department)
Product Details
Insurable Ages
  • 20-50 Years
Standard Plan

Coverage

Plan 1

200,000

Plan 2

350,000

Plan 3

500,000

1. Loss of life, Dismemberment, (Loss of foot, hand or sight) or Total Permanent Disability from Accident

200,000

350,000

500,000

2. Maximum Medical Expenses per year

200,000 

350,000

500,000 

2.1 Maximum Inpatient Medical Expenses   (from  accident and sickness) per time including :

50,000

75,000

100,000

- Room and board including nursing care per day

2,000

3,500

5,000

- ICU room and nursing care per day

4,000

7,000

10,000

- General Medical Expenses*

Actual

Actual

Actual

- Surgeon’s operation fee/ Anesthesiologist fee

Actual

Actual

Actual

- Doctor visit fee and special consultant fee

Actual

Actual

Actual

2.2 Medical Expenses for Outpatient from accident (treatment within 24 hours after the accident include follow up treatment 15 days after the first outpatient treatment date)

2,000

3,500

5,000

* General Medical Expenses means costs of drugs and intravenous feeding, blood transfusion, costs of ambulance, costs of medical equipment and supplies, costs of laboratory tests and radiological tests etc

Main Exclusion : - Injury or sickness including the complications that occurred during 5 years prior the   
                                 effective date of this health policy and have no any treatment or diagnosis by a physician.
                               - Sickness occurs within 30 days from effective date to this health policy.
                               -  Sexually transmitted disease , AIDS.


Premiums

 

    Age (Yesr)

Plan 1

200,000

Plan 2

350,000

Plan 3

500,000

20-30

3,610

5,500

7,380

31-40

4,280

6,490

8,710

41-50

4,940

7,490

10,040

 Remark : the premium above include vat and stamp duty

Special :  The insured can purchase  additional plan “Serious Illness” as following:


ผลประโยชน์ความคุ้มครองเพิ่มเติม “โรคร้ายแรง”Additional plan : “Serious Illness”

Lump Sum Payment when
Serious Illness is found
(pay for the first serious illness only)

Plan 1
200,000

Plan 2
350,000

Plan 3
500,000

1. Cancer (Invasive)

200,000

350,000

500,000

2. Acute Myocardial Infraction

3. Stroke

4. Kidney failure chronic

5. Coma

6. Major organic transplantation

7. Coronary Artery Bypass Surgery

8. Liver failure

9. Last stage of lung disease

10. Total permanent disability (accident & sickness)


Main Exclusion :

        - Serious illness including the complications that occurred during 5 years prior the effective date   of this health policy.
        - Serious illness occurs within 120 days from effective date of this health policy.

Premiums

Age (year)

Plan 1

 

Plan 2

 

Plan 3

 

20-30

1,230

2,150

3,070

31-40

2,210

3,860

5,520

41-50

4,660

8,150

11,640


หมายเหตุ: เบี้ยประกันภัยดังกล่าวรวมภาษีและอากรแล้ว

How to apply or use
For more information, please contact:
  •  Kasikorn Bank nationwide branches
  • K-Contact Center 0 2888 8888
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