Ready-to-use Time Deposit  (เงินฝากประจำเผื่อฉุกเฉิน  )

• Fixed deposit with 9-month maturity
• Interest rate : 6-month fixed deposit (at the minimum deposit for individuals) + 0.25 percent, p.a. or according to Bank’s published rate
  
• High liquidity : Withdrawal can be made anytime with the interest paid at the rate below;
  For deposit account opened before 17 March 2009
       An interest rate of 3-month fixed deposit (at the minimum deposit for individuals) for deposits of less than 3 months
       o An interest rate of 6-month fixed deposit (at the minimum deposit for individuals) for deposits of 3 months but less than 6 months
       o An interest rate of 6-month fixed deposit (at the minimum deposit for individuals) + 0.25 percent, p.a. for deposits of 6-months but not reach the maturity date
  For deposit account opened since 17 March 2009
       o An interest rate of 3-month fixed deposit (at the minimum deposit for individuals) for deposits of less than 3 months
       o An interest rate of 6-month fixed deposit (at the minimum deposit for individuals) for deposit of 3 months but not reach the maturity date
• Accident insurance coverage equals to 2 times your remaining balance in the Ready-to-use Time Deposit account and up to 1,000,000 Baht per depositor.
• Full interest rate paid upon the maturity date

Required documents

• Copy of national ID card or other official ID cards bearing your photo
• Copy of House Registration
  

Details of personal accident insurance coverage

• Eligibility: individuals aged between 16 and 70
• Coverage limit: 2 times your remaining balance in the Ready-to-use Time Deposit account and not in excess of 1,000,000 Baht  per depositor.
• Scope of protection
  • Protection against loss of life and total permanent disability
  • Coverage extending to motorcycle-related accident and against murder or intended physical assaults
  • 24-hour accident coverage worldwide
• Protection will start on the account opening date and end upon the account closing or when the account owner’s age reaches 70 years.
• The Bank reserves the right not to provide the accident insurance coverage if the remaining balance in the Ready-to-use Time Deposit account is less than 9,000 Baht per depositor one day prior to the account owner’s death or accident under the terms and conditions related to the personal accident coverage of this service.

Terms and conditions are subject to the Bank’s announcement. 

If you need more information, please click here and fill out this form so that we can contact you.

• Deposit must be between 9,000 Baht and 1,000,000 Baht per depositor.
• Only one individual per account is allowed.
• Depositor is required to hold a savings or current account with KASIKORNBANK for the transfer of interest upon the maturity.
• The Bank reserves the right not to pay interest for the deposit exceeding 1,000,000 Baht per depositor and/or to transfer the amount in excess of 1,000,000 Baht per depositor to the linked savings or current account.