This Code of Conduct lays down the fundamental principles of personal and professional conduct expected of all directors and employees in the performance of their duties.

The Bank has been built through the character of its people. That character is reflected in the Bank’s Core Values, which have been fundamental to our success. Our continued success depends on each one of us doing our part to uphold these values in our day-to-day work and in all the decisions we make, as reflected in our operating principles.

While the Bank competes hard to achieve leadership and business success, the Bank is concerned not only with results, but with how those results are achieved. The Bank will never accept efforts or activities to achieve results through illegal or unethical dealings.

Throughout this Code of Conduct, where reference is made to “we,” or “us”, this includes all directors and employees; and “ our” refers to KBANK’s business and organisation.

This Code of Conduct lays down the fundamental principles of personal and professional conduct expected of all directors and employees in the performance of their duties.

The Bank has been built through the character of its people. That character is reflected in the Bank’s Core Values, which have been fundamental to our success. Our continued success depends on each one of us doing our part to uphold these values in our day-to-day work and in all the decisions we make, as reflected in our operating principles.

While the Bank competes hard to achieve leadership and business success, the Bank is concerned not only with results, but with how those results are achieved. The Bank will never accept efforts or activities to achieve results through illegal or unethical dealings.

Throughout this Code of Conduct, where reference is made to “we,” or “us”, this includes all directors and employees; and “ our” refers to KBANK’s business and organisation.

Compliance with the law is a minimum standard of acceptable behaviour. One of the most important relationships that the Bank maintains is its relationship with the regulators. Observing the laws and regulations applicable to the activities in which we engage must be at the heart of our business activities.

The Bank demands the highest standards in carrying out its business activities:

• All employees must comply with all legal and regulatory requirements of the Bank’s policies.
• Breaches of the law, regulations, or the Bank’s policies are not justified by the pursuit of profit
• Activities are not made acceptable merely by the practices of competitors or others in the market. If a law or regulation appears no longer to be relevant or if competitors are not abiding by it, we must not violate it.

It is the Bank’s wish that our regulators develop a relationship of confidence and trust in us. To achieve this, the Bank must deal with the regulators in an open and co-operative manner keeping the regulators informed of anything concerning the Bank which might reasonably be expected to be disclosed to them.