This Code of Conduct lays down the fundamental principles of personal and professional conduct expected of all directors and employees in the performance of their duties.

The Bank has been built through the character of its people. That character is reflected in the Bank’s Core Values, which have been fundamental to our success. Our continued success depends on each one of us doing our part to uphold these values in our day-to-day work and in all the decisions we make, as reflected in our operating principles.

While the Bank competes hard to achieve leadership and business success, the Bank is concerned not only with results, but with how those results are achieved. The Bank will never accept efforts or activities to achieve results through illegal or unethical dealings.

Throughout this Code of Conduct, where reference is made to “we,” or “us”, this includes all directors and employees; and “ our” refers to KBANK’s business and organisation.

This Code of Conduct lays down the fundamental principles of personal and professional conduct expected of all directors and employees in the performance of their duties.

The Bank has been built through the character of its people. That character is reflected in the Bank’s Core Values, which have been fundamental to our success. Our continued success depends on each one of us doing our part to uphold these values in our day-to-day work and in all the decisions we make, as reflected in our operating principles.

While the Bank competes hard to achieve leadership and business success, the Bank is concerned not only with results, but with how those results are achieved. The Bank will never accept efforts or activities to achieve results through illegal or unethical dealings.

Throughout this Code of Conduct, where reference is made to “we,” or “us”, this includes all directors and employees; and “ our” refers to KBANK’s business and organisation.

As required by law, and to ensure fairness and integrity in the financial markets, buying or selling KBANK securities or those of any other company, is not permitted at any time by any person who possesses material or price-sensitive information not available to the market in relation to those securities. Material information is any information that an investor would reasonably consider important in making investment decisions. Examples include knowledge of acquisitions or divestitures, new product launches or financial information. Non-public insider information about the Bank must not be communicated without a legitimate business reason and proper leadership authorization. For further details relating to Insider Trading, refer to the Bank’s “Guidelines for Trading in Securities”.

Employees are not permitted to borrow funds from the Bank for use in personal trading or speculative dealing.